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Kina SecuritiesASX:KSL -0.80%81 ROE % is 16.29% as of Dec. 2025, which is 2% below its 10-year median of 16.69. GuruFocus rates ASX:KSL with a GF Score™ of 81/100 and a GF Value™ of A$1.18 (Fairly Valued). Among 484 Diversified Financial Services companies, Kina Securities ranks better than 94.63% on this metric.
The historical rank and industry rank for Kina Securities's ROE % or its related term are showing as below:
ASX:KSL'
s ROE % Range Over the Past 10 Years
Min: 8.94 Med: 16.69 Max: 20.41
Current: 16.66
During the past 11 years, Kina Securities's highest ROE % was 20.41%. The lowest was 8.94%. And the median was 16.69%.
ASX:KSL's ROE % is ranked better than 94.63% of 484
companies
in the Diversified Financial Services industry
Industry Median: 1.635
vs ASX:KSL: 16.66
Kina Securities (ASX:KSL) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Kina Securities ROE % Related Terms
Kina Securities ROE % Historical Data
* Premium members only.
The historical data trend for Kina Securities's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, Kina Securities's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kina Securities ROE % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Kina Securities's ROE % distribution charts can be found below:
* The bar in red indicates where Kina Securities's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Kina Securities (ASX:KSL) has a ROE % of 16.29% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Kina Securities and its competitors. This is near median its historical median of 16.69. Over the past decade, Kina Securities' ROE % has ranged from 8.94 to 20.41. According to the industry distribution chart, Kina Securities ranks #26 out of 484 companies in the Diversified Financial Services industry, placing it in the top 5.4%.
Is Kina Securities' ROE % too high?
Kina Securities' current ROE % of 16.29% is near median its 10-year median of 16.69. Over the past 10 years, this metric has ranged from a low of 8.94 to a high of 20.41. The Diversified Financial Services industry median ROE % is 1.64. Kina Securities' value of 16.29% is 896.3% above this industry median. Based on the distribution chart, Kina Securities ranks #26 out of 484 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Kina Securities has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kina Securities' ROE % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Kina Securities ranks #26 out of 484 companies for ROE %. This places Kina Securities in the top 5% of its industry — outperforming the majority of peers. The industry median ROE % is 1.64. Kina Securities' value of 16.29% is 896.3% above this benchmark. Historically, Kina Securities' own ROE % has ranged from 8.94 to 20.41 over the past decade. While the company's 10-year median is 16.69 vs. the industry median of 1.64, Kina Securities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Diversified Financial Services company?
The median ROE % among Diversified Financial Services companies is 1.64, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kina Securities's current ROE % of 16.29% is 896.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Kina Securities and its competitors. For the Diversified Financial Services industry, the median ROE % is 1.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kina Securities's current ROE % is 16.29%, which is near median its own 10-year median of 16.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kina Securities stock overvalued right now?
Based on GuruFocus' analysis, Kina Securities (ASX:KSL) is currently considered Fairly Valued. The stock's GF Value™ is A$1.18, compared to a current price of A$1.24 — trading 5.1% above its estimated fair value. The current ROE % is 16.29%, which is near median its 10-year median of 16.69 and 896.3% above the Diversified Financial Services industry median of 1.64. Kina Securities' overall GF Score™ is 81/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Kina Securities (ASX:KSL), the current ROE % is 16.29% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kina Securities (ASX:KSL) Overvalued in 2026?
Based on GuruFocus' analysis, Kina Securities stock appears to be overvalued.
The current stock price of A$1.24 is trading 5.1% above its estimated GF Value™ of A$1.18.
GuruFocus considers Kina Securities to be Fairly Valued.
Key valuation signals for ASX:KSL:
ROE %: 16.29% (near median its 10-year median of 16.69)
GF Value™: A$1.18 vs. price of A$1.24 (5.1% above fair value)
Industry Position: 896.3% above the Diversified Financial Services median (#26 of 484)
No single metric tells the full story. See the ASX:KSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kina Securities Ltd provides diversified financial products and services. The company offers banking services, personal and commercial loans, money market operations, provision of share brokerage, fund administration, investment management services asset financing, and corporate advice. The Group's reportable segments include Banking & Finance and Wealth Management. The Banking & Finance segment includes the operations of the Bank while the Wealth Management segment includes fund management and fund administration business. It derives the majority of its revenues from the banking segment.
81GF Score
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