Vivara ParticipacoesBSP:VIVA3 +1.99%93 ROE % is 10.81% as of Mar. 2026, which is 59% below its 10-year median of 26.34. GuruFocus rates BSP:VIVA3 with a GF Score™ of 93/100 and a GF Value™ of R$33.48 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,092 Retail - Cyclical companies, Vivara Participacoes ranks better than 81.68% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Vivara Participacoes's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vivara Participacoes ROE % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Vivara Participacoes's ROE % distribution charts can be found below:
* The bar in red indicates where Vivara Participacoes's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Vivara Participacoes (BSP:VIVA3) has a ROE % of 10.81% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Vivara Participacoes and its competitors. This is 59% below median its historical median of 26.34. Over the past decade, Vivara Participacoes' ROE % has ranged from 12.97 to 78.12. According to the industry distribution chart, Vivara Participacoes ranks #200 out of 1092 companies in the Retail - Cyclical industry, placing it in the top 18.3%.
Is Vivara Participacoes' ROE % too high?
Vivara Participacoes' current ROE % of 10.81% is 59% below median its 10-year median of 26.34. Over the past 10 years, this metric has ranged from a low of 12.97 to a high of 78.12. The Retail - Cyclical industry median ROE % is 6.49. Vivara Participacoes' value of 10.81% is 66.6% above this industry median. Based on the distribution chart, Vivara Participacoes ranks #200 out of 1092 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Vivara Participacoes has a GF Score™ of 93/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vivara Participacoes' ROE % compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Vivara Participacoes ranks #200 out of 1092 companies for ROE %. This places Vivara Participacoes in the top 18% of its industry — outperforming the majority of peers. The industry median ROE % is 6.49. Vivara Participacoes' value of 10.81% is 66.6% above this benchmark. Historically, Vivara Participacoes' own ROE % has ranged from 12.97 to 78.12 over the past decade. While the company's 10-year median is 26.34 vs. the industry median of 6.49, Vivara Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.49, based on 1,092 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vivara Participacoes's current ROE % of 10.81% is 66.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Vivara Participacoes and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vivara Participacoes's current ROE % is 10.81%, which is 59% below median its own 10-year median of 26.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivara Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Vivara Participacoes (BSP:VIVA3) is currently considered Significantly Undervalued. The stock's GF Value™ is R$33.48, compared to a current price of R$23.54 — trading 29.7% below its estimated fair value. The current ROE % is 10.81%, which is 59% below median its 10-year median of 26.34 and 66.6% above the Retail - Cyclical industry median of 6.49. Vivara Participacoes' overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Vivara Participacoes (BSP:VIVA3), the current ROE % is 10.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vivara Participacoes (BSP:VIVA3) Overvalued in 2026?
Based on GuruFocus' analysis, Vivara Participacoes stock appears to be undervalued.
The current stock price of R$23.54 is trading 29.7% below its estimated GF Value™ of R$33.48.
GuruFocus considers Vivara Participacoes to be Significantly Undervalued.
Key valuation signals for BSP:VIVA3:
ROE %: 10.81% (59% below median its 10-year median of 26.34)
GF Value™: R$33.48 vs. price of R$23.54 (29.7% below fair value)
Industry Position: 66.6% above the Retail - Cyclical median (#200 of 1092)
No single metric tells the full story. See the BSP:VIVA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vivara Participacoes SA is a Brazil-based company engaged in operating jewelry chain in Brazil. Its brands Vivara, Life by Vivara, Vivara Watches, Vivara Accessories e Vivara Fragrances are available at multiple sales points across the country. The firm operates business through Physical Stores, online sales and others. Substantial revenue is earned from the sales of Jewelry items.
93GF Score
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