Prime Bank (DHA:PRIMEBANK) ROE %: 17.53% (As of Mar. 2026) — 77% Above Median


DHA:PRIMEBANK Prime Bank PLC DHA:PRIMEBANK
82 GF Score
Price BDT29.90
GF Value BDT30.19
Valuation Fairly Valued
! 5 Warning Signs
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What is Prime Bank ROE %?

Prime Bank DHA:PRIMEBANK -0.33% 82 ROE % is 17.53% as of Mar. 2026, which is 77% above its 10-year median of 9.89. GuruFocus rates DHA:PRIMEBANK with a GF Score™ of 82/100 and a GF Value™ of BDT30.19 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,524 Banks companies, Prime Bank ranks better than 92.65% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Prime Bank's annualized net income for the quarter that ended in Mar. 2026 was BDT8,312 Mil. Prime Bank's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was BDT47,402 Mil. Therefore, Prime Bank's annualized ROE % for the quarter that ended in Mar. 2026 was 17.53%.

The historical rank and industry rank for Prime Bank's ROE % or its related term are showing as below:

DHA:PRIMEBANK' s ROE % Range Over the Past 10 Years
Min: 4.75   Med: 9.89   Max: 21.36
Current: 20.66

During the past 13 years, Prime Bank's highest ROE % was 21.36%. The lowest was 4.75%. And the median was 9.89%.

DHA:PRIMEBANK's ROE % is ranked better than
92.65% of 1524 companies
in the Banks industry
Industry Median: 10.22 vs DHA:PRIMEBANK: 20.66

Prime Bank  (DHA:PRIMEBANK) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=8312/47402.4055
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(8312 / 24192.18)*(24192.18 / 653954.401)*(653954.401 / 47402.4055)
=Net Margin %*Asset Turnover*Equity Multiplier
=34.36 %*0.037*13.7958
=ROA %*Equity Multiplier
=1.27 %*13.7958
=17.53 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=8312/47402.4055
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (8312 / 10756.468) * (10756.468 / 24192.18) * (24192.18 / 653954.401) * (653954.401 / 47402.4055)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7727 * 44.46 % * 0.037 * 13.7958
=17.53 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Prime Bank ROE % Related Terms


Prime Bank ROE % Historical Data

* Premium members only.

The historical data trend for Prime Bank's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prime Bank ROE % Chart

Prime Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.17 12.91 14.67 20.27 21.36

Prime Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.52 20.06 20.37 24.59 17.53

Prime Bank ROE % Competitor Comparison

For the Banks - Regional subindustry, Prime Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prime Bank ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Prime Bank's ROE % distribution charts can be found below:

* The bar in red indicates where Prime Bank's ROE % falls into.


DHA:PRIMEBANK
82GF Score
Prime Bank PLC DHA:PRIMEBANK
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Prime Bank ROE % Calculation

Prime Bank's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=9098.791/( (38784.699+46417.932)/ 2 )
=9098.791/42601.3155
=21.36 %

Prime Bank's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=8312/( (46417.932+48386.879)/ 2 )
=8312/47402.4055
=17.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 17.53% mean?
Prime Bank (DHA:PRIMEBANK) has a ROE % of 17.53% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Prime Bank and its competitors. This is 77% above median its historical median of 9.89. Over the past decade, Prime Bank's ROE % has ranged from 4.75 to 21.36. According to the industry distribution chart, Prime Bank ranks #112 out of 1524 companies in the Banks industry, placing it in the top 7.3%.
Is Prime Bank's ROE % too high?
Prime Bank's current ROE % of 17.53% is 77% above median its 10-year median of 9.89. Over the past 10 years, this metric has ranged from a low of 4.75 to a high of 21.36. The Banks industry median ROE % is 10.22. Prime Bank's value of 17.53% is 71.5% above this industry median. Based on the distribution chart, Prime Bank ranks #112 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Prime Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prime Bank's ROE % compare to competitors?
According to the Banks industry distribution chart, Prime Bank ranks #112 out of 1524 companies for ROE %. This places Prime Bank in the top 7% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Prime Bank's value of 17.53% is 71.5% above this benchmark. Historically, Prime Bank's own ROE % has ranged from 4.75 to 21.36 over the past decade. While the company's 10-year median is 9.89 vs. the industry median of 10.22, Prime Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prime Bank's current ROE % of 17.53% is 71.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Prime Bank and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prime Bank's current ROE % is 17.53%, which is 77% above median its own 10-year median of 9.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Bank stock overvalued right now?
Based on GuruFocus' analysis, Prime Bank (DHA:PRIMEBANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT30.19, compared to a current price of BDT29.90 — trading 1% below its estimated fair value. The current ROE % is 17.53%, which is 77% above median its 10-year median of 9.89 and 71.5% above the Banks industry median of 10.22. Prime Bank's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Prime Bank (DHA:PRIMEBANK), the current ROE % is 17.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prime Bank (DHA:PRIMEBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Prime Bank stock appears to be undervalued. The current stock price of BDT29.90 is trading 1% below its estimated GF Value™ of BDT30.19. GuruFocus considers Prime Bank to be Fairly Valued.

Key valuation signals for DHA:PRIMEBANK:

  • ROE %: 17.53% (77% above median its 10-year median of 9.89)
  • GF Value™: BDT30.19 vs. price of BDT29.90 (1% below fair value)
  • GF Score™: 82/100 with 5 warning signs
  • Industry Position: 71.5% above the Banks median (#112 of 1524)

No single metric tells the full story. See the DHA:PRIMEBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prime Bank Business Description

Address 119-120 Motijheel C/A, Annex Building-2, Adamjee Court, Dhaka, BGD, 1000
Prime Bank PLC is a commercial bank based in Bangladesh. The Bank offers all kinds of Commercial, Corporate, and Personal Banking services covering all segments of society. The Bank also provides off-shore banking services through its 3 (Three) Off-shore Banking Units (OBU). Its segment consists of Corporate & Institutional Banking, Commercial Banking, MSME(Micro, Small & Medium Enterprise), and Consumer.
82GF Score

Get the complete analysis for DHA:PRIMEBANK

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT29.90
Price
BDT30.19
GF Value