Business Description
National Credit and Commerce Bank PLC
ISIN : BD0119NCCBL3
Total Employee Number:
2,455Description
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.69 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 1.32 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.43 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 16.3 | |||||
3-Year EPS without NRI Growth Rate | 22.4 | |||||
3-Year FCF Growth Rate | 115.6 | |||||
3-Year Book Growth Rate | 9.2 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 66.43 | |||||
9-Day RSI | 56.57 | |||||
14-Day RSI | 53.46 | |||||
3-1 Month Momentum % | 27.64 | |||||
6-1 Month Momentum % | 32.66 | |||||
12-1 Month Momentum % | 65.18 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 10.9 | |||||
Dividend Payout Ratio | 0.25 | |||||
3-Year Dividend Growth Rate | 4.4 | |||||
Forward Dividend Yield % | 10.9 | |||||
5-Year Yield-on-Cost % | 12.82 | |||||
Shareholder Yield % | -14.11 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 28.88 | |||||
FCF Margin % | 20.53 | |||||
OCF Margin % | 22.11 | |||||
ROE % | 20.69 | |||||
ROA % | 1.48 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 3.19 | |||||
PE Ratio without NRI | 3.19 | |||||
Shiller PE Ratio | 5.46 | |||||
Price-to-Owner-Earnings | 23.25 | |||||
PEG Ratio | 0.43 | |||||
PS Ratio | 0.92 | |||||
PB Ratio | 0.58 | |||||
Price-to-Tangible-Book | 0.58 | |||||
Price-to-Free-Cash-Flow | 4.52 | |||||
Price-to-Operating-Cash-Flow | 4.19 | |||||
EV-to-Revenue | 1.57 | |||||
EV-to-FCF | 7.59 | |||||
Price-to-GF-Value | 1.18 | |||||
Price-to-Projected-FCF | 0.18 | |||||
Price-to-DCF (Earnings Based) | 0.21 | |||||
Price-to-DCF (FCF Based) | 0.28 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.6 | |||||
Price-to-Graham-Number | 0.29 | |||||
FCF Yield % | 22.28 | |||||
Forward Rate of Return (Yacktman) % | 40.07 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
National Credit and Commerce Bank PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil BDT) | 19,794.885 | ||
| EPS (TTM) (BDT) | 4.952 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.27 | ||
| 3-Year Sortino Ratio | 0.49 | ||
| Volatility % | 44.26 | ||
| 14-Day RSI | 53.46 | ||
| 14-Day ATR (BDT) | 0.429915 | ||
| 20-Day SMA (BDT) | 15.65 | ||
| 12-1 Month Momentum % | 65.18 | ||
| 52-Week Range (BDT) | 9.711538 - 17.6 | ||
| Shares Outstanding (Mil) | 1,154.84 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
National Credit and Commerce Bank PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
National Credit and Commerce Bank PLC Stock Events
| Event | Date | Price (BDT) | ||
|---|---|---|---|---|
| BDT 1.700000 Cash Dividend | 2026-05-21 | 15.29 (-1.85%) | ||
| 1.04:1 Stock Split | 2026-05-21 | 15.29 (-1.85%) | ||
| BDT 1.250000 Cash Dividend | 2025-05-27 | 10.96 (+0.00%) | ||
| 1.05:1 Stock Split | 2023-06-11 | 12.64 (+0.00%) | ||
| 1.04:1 Stock Split | 2022-06-09 | 13.82 (+0.00%) | ||
| 1.075:1 Stock Split | 2021-06-06 | 14.74 (+0.00%) | ||
| 1.02:1 Stock Split | 2020-08-12 | 11.97 (+0.00%) | ||
| 1.05:1 Stock Split | 2019-06-09 | 12.08 (+0.00%) | ||
| 1.1:1 Stock Split | 2015-05-19 | 7.30 (+0.00%) | ||
| 1.05:1 Stock Split | 2014-05-07 | 8.28 (+0.00%) |
Show
Entries
National Credit and Commerce Bank PLC Frequently Asked Questions
What is National Credit and Commerce Bank PLC(DHA:NCCBANK)'s stock price today?
The current price of DHA:NCCBANK is BDT15.80. The 52 week high of DHA:NCCBANK is BDT17.60 and 52 week low is BDT9.71.
When is next earnings date of National Credit and Commerce Bank PLC(DHA:NCCBANK)?
The next earnings date of National Credit and Commerce Bank PLC(DHA:NCCBANK) is .
Does National Credit and Commerce Bank PLC(DHA:NCCBANK) pay dividends? If so, how much?
The Dividend Yield %  of National Credit and Commerce Bank PLC(DHA:NCCBANK) is 10.9% (As of Today), Highest Dividend Payout Ratio of National Credit and Commerce Bank PLC(DHA:NCCBANK) was 0.77. The lowest was 0.22. And the median was 0.41. The  Forward Dividend Yield % of National Credit and Commerce Bank PLC(DHA:NCCBANK) is 10.9%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on National Credit and Commerce Bank PLC
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers