FITBPA.PFD (Fifth Third Bancorp) ROE %: 2.36% (As of Mar. 2026) — 81% Below Median


FITBPA.PFD Fifth Third Bancorp FITBPA.PFD
66 GF Score
Price $23.61
! 6 Warning Signs
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What is Fifth Third Bancorp ROE %?

Fifth Third Bancorp FITBPA.PFD -0.19% 66 ROE % is 2.36% as of Mar. 2026, which is 81% below its 10-year median of 12.30. GuruFocus rates FITBPA.PFD with a GF Score™ of 66/100. The stock has 6 warning signs investors should review. Among 1,524 Banks companies, Fifth Third Bancorp ranks worse than 57.81% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Fifth Third Bancorp's annualized net income for the quarter that ended in Mar. 2026 was $660.00 Mil. Fifth Third Bancorp's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was $27,915.00 Mil. Therefore, Fifth Third Bancorp's annualized ROE % for the quarter that ended in Mar. 2026 was 2.36%.

The historical rank and industry rank for Fifth Third Bancorp's ROE % or its related term are showing as below:

FITBpA.PFD' s ROE % Range Over the Past 10 Years
Min: 6.44   Med: 12.3   Max: 13.52
Current: 9.17

During the past 13 years, Fifth Third Bancorp's highest ROE % was 13.52%. The lowest was 6.44%. And the median was 12.30%.

FITBpA.PFD's ROE % is ranked worse than
57.81% of 1524 companies
in the Banks industry
Industry Median: 10.22 vs FITBpA.PFD: 9.17

Fifth Third Bancorp  (NYSE:FITBpA.PFD) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=660/27915
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(660 / 11088)*(11088 / 255707.5)*(255707.5 / 27915)
=Net Margin %*Asset Turnover*Equity Multiplier
=5.95 %*0.0434*9.1602
=ROA %*Equity Multiplier
=0.26 %*9.1602
=2.36 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=660/27915
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (660 / 828) * (828 / 11088) * (11088 / 255707.5) * (255707.5 / 27915)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7971 * 7.47 % * 0.0434 * 9.1602
=2.36 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Fifth Third Bancorp ROE % Related Terms


Fifth Third Bancorp ROE % Historical Data

* Premium members only.

The historical data trend for Fifth Third Bancorp's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fifth Third Bancorp ROE % Chart

Fifth Third Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.22 12.37 12.87 11.92 12.19

Fifth Third Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.29 12.10 12.29 13.65 2.36

FITBPA.PFD vs HBAN, MTB, TFC: ROE % Comparison

For the Banks - Regional subindustry, Fifth Third Bancorp's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fifth Third Bancorp ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Fifth Third Bancorp's ROE % distribution charts can be found below:

* The bar in red indicates where Fifth Third Bancorp's ROE % falls into.


FITBPA.PFD
66GF Score
Fifth Third Bancorp FITBPA.PFD
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fifth Third Bancorp ROE % Calculation

Fifth Third Bancorp's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=2522/( (19645+21724)/ 2 )
=2522/20684.5
=12.19 %

Fifth Third Bancorp's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=660/( (21724+34106)/ 2 )
=660/27915
=2.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 2.36% mean?
Fifth Third Bancorp (FITBPA.PFD) has a ROE % of 2.36% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Fifth Third Bancorp and its competitors. This is 81% below median its historical median of 12.30. Over the past decade, Fifth Third Bancorp's ROE % has ranged from 6.44 to 13.52. According to the industry distribution chart, Fifth Third Bancorp ranks #881 out of 1524 companies in the Banks industry, placing it in the top 57.8%.
Is Fifth Third Bancorp's ROE % too high?
Fifth Third Bancorp's current ROE % of 2.36% is 81% below median its 10-year median of 12.30. Over the past 10 years, this metric has ranged from a low of 6.44 to a high of 13.52. The Banks industry median ROE % is 10.22. Fifth Third Bancorp's value of 2.36% is 76.9% below this industry median. Based on the distribution chart, Fifth Third Bancorp ranks #881 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Fifth Third Bancorp has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Fifth Third Bancorp's ROE % compare to HBAN and MTB?
According to the Banks industry distribution chart, Fifth Third Bancorp ranks #881 out of 1524 companies for ROE %. This places Fifth Third Bancorp in the lower half of its industry. The industry median ROE % is 10.22. Fifth Third Bancorp's value of 2.36% is 76.9% below this benchmark. Historically, Fifth Third Bancorp's own ROE % has ranged from 6.44 to 13.52 over the past decade. While the company's 10-year median is 12.30 vs. the industry median of 10.22, Fifth Third Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fifth Third Bancorp's current ROE % of 2.36% is 76.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Fifth Third Bancorp and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fifth Third Bancorp's current ROE % is 2.36%, which is 81% below median its own 10-year median of 12.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth Third Bancorp stock overvalued right now?
Fifth Third Bancorp (FITBPA.PFD) has a current ROE % of 2.36%. The current ROE % is 2.36%, which is 81% below median its 10-year median of 12.30 and 76.9% below the Banks industry median of 10.22. Fifth Third Bancorp's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Fifth Third Bancorp (FITBPA.PFD), the current ROE % is 2.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fifth Third Bancorp Business Description

Address 38 Fountain Square Plaza, Cincinnati, OH, USA, 45263
Fifth Third Bancorp is a midsize regional bank in the US, with total assets of around $300 billion as of March 2026. The bank closed its acquisition of Comercia in February 2026. Headquartered in Cincinnati, Ohio, Fifth Third has a strong presence in the US Midwest and is currently expanding in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and Treasury management, wealth and asset management, and capital markets.
66GF Score

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