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IntegraFin HoldingsFRA:84N +1.87%90 ROE % is 28.90% as of Mar. 2026, which is 1% below its 10-year median of 29.21. GuruFocus rates FRA:84N with a GF Score™ of 90/100 and a GF Value™ of €4.34. The stock has 6 warning signs investors should review. Among 1,612 Asset Management companies, IntegraFin Holdings ranks better than 88.83% on this metric.
The historical rank and industry rank for IntegraFin Holdings's ROE % or its related term are showing as below:
FRA:84N'
s ROE % Range Over the Past 10 Years
Min: 23.68 Med: 29.21 Max: 35.4
Current: 28.58
During the past 11 years, IntegraFin Holdings's highest ROE % was 35.40%. The lowest was 23.68%. And the median was 29.21%.
FRA:84N's ROE % is ranked better than 88.83% of 1612
companies
in the Asset Management industry
Industry Median: 6.64
vs FRA:84N: 28.58
IntegraFin Holdings (FRA:84N) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
IntegraFin Holdings ROE % Related Terms
IntegraFin Holdings ROE % Historical Data
* Premium members only.
The historical data trend for IntegraFin Holdings's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, IntegraFin Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IntegraFin Holdings ROE % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, IntegraFin Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where IntegraFin Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
IntegraFin Holdings (FRA:84N) has a ROE % of 28.90% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on IntegraFin Holdings and its competitors. This is near median its historical median of 29.21. Over the past decade, IntegraFin Holdings' ROE % has ranged from 23.68 to 35.40. According to the industry distribution chart, IntegraFin Holdings ranks #180 out of 1612 companies in the Asset Management industry, placing it in the top 11.2%.
Is IntegraFin Holdings' ROE % too high?
IntegraFin Holdings' current ROE % of 28.90% is near median its 10-year median of 29.21. Over the past 10 years, this metric has ranged from a low of 23.68 to a high of 35.40. The Asset Management industry median ROE % is 6.64. IntegraFin Holdings' value of 28.90% is 335.2% above this industry median. Based on the distribution chart, IntegraFin Holdings ranks #180 out of 1612 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, IntegraFin Holdings has a GF Score™ of 90/100, reflecting its overall financial health beyond just this single metric.
How does IntegraFin Holdings' ROE % compare to BLK and BX?
According to the Asset Management industry distribution chart, IntegraFin Holdings ranks #180 out of 1612 companies for ROE %. This places IntegraFin Holdings in the top 11% of its industry — outperforming the majority of peers. The industry median ROE % is 6.64. IntegraFin Holdings' value of 28.90% is 335.2% above this benchmark. Historically, IntegraFin Holdings' own ROE % has ranged from 23.68 to 35.40 over the past decade. While the company's 10-year median is 29.21 vs. the industry median of 6.64, IntegraFin Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Asset Management company?
The median ROE % among Asset Management companies is 6.64, based on 1,612 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IntegraFin Holdings's current ROE % of 28.90% is 335.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on IntegraFin Holdings and its competitors. For the Asset Management industry, the median ROE % is 6.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IntegraFin Holdings's current ROE % is 28.90%, which is near median its own 10-year median of 29.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IntegraFin Holdings stock overvalued right now?
IntegraFin Holdings (FRA:84N) has a current ROE % of 28.90%. The stock's GF Value™ is €4.34, compared to a current price of €4.36 — trading 0.5% above its estimated fair value. The current ROE % is 28.90%, which is near median its 10-year median of 29.21 and 335.2% above the Asset Management industry median of 6.64. IntegraFin Holdings' overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For IntegraFin Holdings (FRA:84N), the current ROE % is 28.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IntegraFin Holdings (FRA:84N) Overvalued in 2026?
Based on GuruFocus' analysis, IntegraFin Holdings stock appears to be overvalued.
The current stock price of €4.36 is trading 0.5% above its estimated GF Value™ of €4.34.
Key valuation signals for FRA:84N:
ROE %: 28.90% (near median its 10-year median of 29.21)
GF Value™: €4.34 vs. price of €4.36 (0.5% above fair value)
Industry Position: 335.2% above the Asset Management median (#180 of 1612)
No single metric tells the full story. See the FRA:84N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IntegraFin Holdings PLC is a United Kingdom-based holding company providing platform services to clients and financial advisers. Its segments include Investment administration services performed by IFAL, the provider of the Transact wrap service, offering general investment accounts (GIA), acting as a SIPP operator and ISA manager, and serving as custodian for platform assets, which generates the majority of revenue. The Insurance and life assurance business comprises ILUK and ILInt, which provide pension and bond products on the Transact platform, and Adviser back-office technology includes T4A, which provides financial planning technology through the CURO adviser support system. The company derives the majority of its revenue from the United Kingdom.
90GF Score
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