learnd SEFRA:LRND +1.85%37 ROE % is 298.65% as of Dec. 2025, which is 28% above its 10-year median of 232.62. GuruFocus rates FRA:LRND with a GF Score™ of 37/100 and a GF Value™ of €0.79 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 493 Diversified Financial Services companies, learnd SE ranks better than 98.38% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. learnd SE's annualized net income for the quarter that ended in Dec. 2025 was €38.97 Mil. learnd SE's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €13.05 Mil. Therefore, learnd SE's annualized ROE % for the quarter that ended in Dec. 2025 was 298.65%.
The historical rank and industry rank for learnd SE's ROE % or its related term are showing as below:
FRA:LRND'
s ROE % Range Over the Past 10 Years
Min: 232.62 Med: 232.62 Max: 306.01
Current: 306.01
During the past 5 years, learnd SE's highest ROE % was 306.01%. The lowest was 232.62%. And the median was 232.62%.
FRA:LRND's ROE % is ranked better than 98.38% of 493
companies
in the Diversified Financial Services industry
Industry Median: 1.65
vs FRA:LRND: 306.01
learnd SE (FRA:LRND) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
learnd SE ROE % Related Terms
learnd SE ROE % Historical Data
* Premium members only.
The historical data trend for learnd SE's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Shell Companies subindustry, learnd SE's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
learnd SE ROE % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, learnd SE's ROE % distribution charts can be found below:
* The bar in red indicates where learnd SE's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
learnd SE (FRA:LRND) has a ROE % of 298.65% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on learnd SE and its competitors. This is 28% above median its historical median of 232.62. Over the past decade, learnd SE's ROE % has ranged from 232.62 to 306.01. According to the industry distribution chart, learnd SE ranks #8 out of 493 companies in the Diversified Financial Services industry, placing it in the top 1.6%.
Is learnd SE's ROE % too high?
learnd SE's current ROE % of 298.65% is 28% above median its 10-year median of 232.62. Over the past 10 years, this metric has ranged from a low of 232.62 to a high of 306.01. The Diversified Financial Services industry median ROE % is 1.65. learnd SE's value of 298.65% is 18000% above this industry median. Based on the distribution chart, learnd SE ranks #8 out of 493 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, learnd SE has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does learnd SE's ROE % compare to XXI and CCXI?
According to the Diversified Financial Services industry distribution chart, learnd SE ranks #8 out of 493 companies for ROE %. This places learnd SE in the top 2% of its industry — outperforming the majority of peers. The industry median ROE % is 1.65. learnd SE's value of 298.65% is 18000% above this benchmark. Historically, learnd SE's own ROE % has ranged from 232.62 to 306.01 over the past decade. While the company's 10-year median is 232.62 vs. the industry median of 1.65, learnd SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Diversified Financial Services company?
The median ROE % among Diversified Financial Services companies is 1.65, based on 493 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. learnd SE's current ROE % of 298.65% is 18000% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on learnd SE and its competitors. For the Diversified Financial Services industry, the median ROE % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. learnd SE's current ROE % is 298.65%, which is 28% above median its own 10-year median of 232.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is learnd SE stock overvalued right now?
Based on GuruFocus' analysis, learnd SE (FRA:LRND) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.79, compared to a current price of €2.20 — trading 178.5% above its estimated fair value. The current ROE % is 298.65%, which is 28% above median its 10-year median of 232.62 and 18000% above the Diversified Financial Services industry median of 1.65. learnd SE's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For learnd SE (FRA:LRND), the current ROE % is 298.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is learnd SE (FRA:LRND) Overvalued in 2026?
Based on GuruFocus' analysis, learnd SE stock appears to be overvalued.
The current stock price of €2.20 is trading 178.5% above its estimated GF Value™ of €0.79.
GuruFocus considers learnd SE to be Significantly Overvalued.
Key valuation signals for FRA:LRND:
ROE %: 298.65% (28% above median its 10-year median of 232.62)
GF Value™: €0.79 vs. price of €2.20 (178.5% above fair value)
Industry Position: 18000% above the Diversified Financial Services median (#8 of 493)
No single metric tells the full story. See the FRA:LRND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
learnd SE is engaged in the design, installation, service and maintenance of Building Management Systems (BMS) and Building Energy Management Systems, and the provision of associated bureau services.
37GF Score
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