PT Wahana Ottomitra Multiartha TbkFRA:WB7 62 ROE % is 5.49% as of Mar. 2026, which is 61% below its 10-year median of 14.24. GuruFocus rates FRA:WB7 with a GF Score™ of 62/100 and a GF Value™ of €0.02 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 529 Credit Services companies, PT Wahana Ottomitra Multiartha Tbk ranks worse than 53.5% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
PT Wahana Ottomitra Multiartha Tbk ROE % Related Terms
PT Wahana Ottomitra Multiartha Tbk ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT Wahana Ottomitra Multiartha Tbk's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Wahana Ottomitra Multiartha Tbk ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Wahana Ottomitra Multiartha Tbk's ROE % distribution charts can be found below:
* The bar in red indicates where PT Wahana Ottomitra Multiartha Tbk's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
PT Wahana Ottomitra Multiartha Tbk (FRA:WB7) has a ROE % of 5.49% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on PT Wahana Ottomitra Multiartha Tbk and its competitors. This is 61% below median its historical median of 14.24. Over the past decade, PT Wahana Ottomitra Multiartha Tbk's ROE % has ranged from 4.42 to 20.43. According to the industry distribution chart, PT Wahana Ottomitra Multiartha Tbk ranks #283 out of 529 companies in the Credit Services industry, placing it in the top 53.5%.
Is PT Wahana Ottomitra Multiartha Tbk's ROE % too high?
PT Wahana Ottomitra Multiartha Tbk's current ROE % of 5.49% is 61% below median its 10-year median of 14.24. Over the past 10 years, this metric has ranged from a low of 4.42 to a high of 20.43. The Credit Services industry median ROE % is 6.61. PT Wahana Ottomitra Multiartha Tbk's value of 5.49% is 16.9% below this industry median. Based on the distribution chart, PT Wahana Ottomitra Multiartha Tbk ranks #283 out of 529 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT Wahana Ottomitra Multiartha Tbk has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Wahana Ottomitra Multiartha Tbk's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, PT Wahana Ottomitra Multiartha Tbk ranks #283 out of 529 companies for ROE %. This places PT Wahana Ottomitra Multiartha Tbk in the lower half of its industry. The industry median ROE % is 6.61. PT Wahana Ottomitra Multiartha Tbk's value of 5.49% is 16.9% below this benchmark. Historically, PT Wahana Ottomitra Multiartha Tbk's own ROE % has ranged from 4.42 to 20.43 over the past decade. While the company's 10-year median is 14.24 vs. the industry median of 6.61, PT Wahana Ottomitra Multiartha Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Wahana Ottomitra Multiartha Tbk's current ROE % of 5.49% is 16.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on PT Wahana Ottomitra Multiartha Tbk and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Wahana Ottomitra Multiartha Tbk's current ROE % is 5.49%, which is 61% below median its own 10-year median of 14.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Wahana Ottomitra Multiartha Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Wahana Ottomitra Multiartha Tbk (FRA:WB7) is currently considered Possible Value Trap. The stock's GF Value™ is €0.02, compared to a current price of €0.01 — trading 50% below its estimated fair value. The current ROE % is 5.49%, which is 61% below median its 10-year median of 14.24 and 16.9% below the Credit Services industry median of 6.61. PT Wahana Ottomitra Multiartha Tbk's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For PT Wahana Ottomitra Multiartha Tbk (FRA:WB7), the current ROE % is 5.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Wahana Ottomitra Multiartha Tbk (FRA:WB7) Overvalued in 2026?
Based on GuruFocus' analysis, PT Wahana Ottomitra Multiartha Tbk stock appears to be undervalued.
The current stock price of €0.01 is trading 50% below its estimated GF Value™ of €0.02.
GuruFocus considers PT Wahana Ottomitra Multiartha Tbk to be Possible Value Trap.
Key valuation signals for FRA:WB7:
ROE %: 5.49% (61% below median its 10-year median of 14.24)
GF Value™: €0.02 vs. price of €0.01 (50% below fair value)
Industry Position: 16.9% below the Credit Services median (#283 of 529)
No single metric tells the full story. See the FRA:WB7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Wahana Ottomitra Multiartha Tbk Business Description
AddressJalan Yos Sudarso Kav. 85, Altira Office Tower, Floor 32, 33, 35, Kelurahan Sunter Jaya, Kecamatan Tanjung Priok, Jakarta Utara, Jakarta, IDN, 14350
PT Wahana Ottomitra Multiartha Tbk is a finance company. The company provides investment financing, working capital financing, service financing, multipurpose financing, and other financing activities. The company offers various types of products and services at Company including Multipurpose Goods Financing, Multipurpose Services Financing, Investment Financing - Sale and Leaseback MobilKu, Working Capital Financing, and Selling and Buying Financing (Murabahah Contracts). The Company has consumer financing activities in several geographical areas in Indonesia (Jakarta, Bogor, Tangerang, Bekasi, East Java, Bali, Kalimantan, Sulawesi, Maluku, and others), for new and used two-wheeled motor vehicles.
62GF Score
Get the complete analysis for FRA:WB7
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:WB7 has been successfully added to your 
