Turkiye Is Bankasi ASLSE:98LM 61 ROE % is 18.98% as of Mar. 2026, which is 25% above its 10-year median of 15.15. GuruFocus rates LSE:98LM with a GF Score™ of 61/100. The stock has 2 warning signs investors should review. Among 1,524 Banks companies, Turkiye Is Bankasi AS ranks better than 91.6% on this metric.
The historical rank and industry rank for Turkiye Is Bankasi AS's ROE % or its related term are showing as below:
LSE:98LM'
s ROE % Range Over the Past 10 Years
Min: 10.56 Med: 15.15 Max: 44.29
Current: 19.88
During the past 13 years, Turkiye Is Bankasi AS's highest ROE % was 44.29%. The lowest was 10.56%. And the median was 15.15%.
LSE:98LM's ROE % is ranked better than 91.6% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs LSE:98LM: 19.88
Turkiye Is Bankasi AS (LSE:98LM) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Turkiye Is Bankasi AS's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Is Bankasi AS ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Is Bankasi AS's ROE % distribution charts can be found below:
* The bar in red indicates where Turkiye Is Bankasi AS's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Turkiye Is Bankasi AS (LSE:98LM) has a ROE % of 18.98% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Turkiye Is Bankasi AS and its competitors. This is 25% above median its historical median of 15.15. Over the past decade, Turkiye Is Bankasi AS's ROE % has ranged from 10.56 to 44.29. According to the industry distribution chart, Turkiye Is Bankasi AS ranks #128 out of 1524 companies in the Banks industry, placing it in the top 8.4%.
Is Turkiye Is Bankasi AS's ROE % too high?
Turkiye Is Bankasi AS's current ROE % of 18.98% is 25% above median its 10-year median of 15.15. Over the past 10 years, this metric has ranged from a low of 10.56 to a high of 44.29. The Banks industry median ROE % is 10.22. Turkiye Is Bankasi AS's value of 18.98% is 85.7% above this industry median. Based on the distribution chart, Turkiye Is Bankasi AS ranks #128 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Turkiye Is Bankasi AS has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Is Bankasi AS's ROE % compare to competitors?
According to the Banks industry distribution chart, Turkiye Is Bankasi AS ranks #128 out of 1524 companies for ROE %. This places Turkiye Is Bankasi AS in the top 8% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Turkiye Is Bankasi AS's value of 18.98% is 85.7% above this benchmark. Historically, Turkiye Is Bankasi AS's own ROE % has ranged from 10.56 to 44.29 over the past decade. While the company's 10-year median is 15.15 vs. the industry median of 10.22, Turkiye Is Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Is Bankasi AS's current ROE % of 18.98% is 85.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Turkiye Is Bankasi AS and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Is Bankasi AS's current ROE % is 18.98%, which is 25% above median its own 10-year median of 15.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Is Bankasi AS stock overvalued right now?
Turkiye Is Bankasi AS (LSE:98LM) has a current ROE % of 18.98%. The current ROE % is 18.98%, which is 25% above median its 10-year median of 15.15 and 85.7% above the Banks industry median of 10.22. Turkiye Is Bankasi AS's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Turkiye Is Bankasi AS (LSE:98LM), the current ROE % is 18.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Turkiye Is Bankasi AS is a Turkish financial services group with operations in Europe, Asia, and the Middle East. The group provides banking services as well as insurance, pension, asset management, venture capital, investment banking, leasing and factoring, and brokerage and custody, among other services.
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