La Latinoamericana Seguros (MEX:LASEG) ROE %: 94.99% (As of Mar. 2026)


What is La Latinoamericana Seguros ROE %?

La Latinoamericana Seguros MEX:LASEG ROE % is 94.99% as of Mar. 2026. The stock has 1 warning sign investors should review.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. La Latinoamericana Seguros's annualized net income for the quarter that ended in Mar. 2026 was MXN207 Mil. La Latinoamericana Seguros's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was MXN218 Mil. Therefore, La Latinoamericana Seguros's annualized ROE % for the quarter that ended in Mar. 2026 was 94.99%.

The historical rank and industry rank for La Latinoamericana Seguros's ROE % or its related term are showing as below:

MEX:LASEG' s ROE % Range Over the Past 10 Years
Min: -35.86   Med: -0.95   Max: 16.98
Current: 16.98

During the past 13 years, La Latinoamericana Seguros's highest ROE % was 16.98%. The lowest was -35.86%. And the median was -0.95%.

MEX:LASEG's ROE % is not ranked
in the Insurance industry.
Industry Median: 11.77 vs MEX:LASEG: 16.98

La Latinoamericana Seguros  (MEX:LASEG) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=207.18/218.103
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(207.18 / 1898.196)*(1898.196 / 3015.0205)*(3015.0205 / 218.103)
=Net Margin %*Asset Turnover*Equity Multiplier
=10.91 %*0.6296*13.8238
=ROA %*Equity Multiplier
=6.87 %*13.8238
=94.99 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=207.18/218.103
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / EBIT) * (EBIT / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (207.18 / 324.308) * (324.308 / 0) * (0 / 1898.196) * (1898.196 / 3015.0205) * (3015.0205 / 218.103)
= Tax Burden * Interest Burden * EBIT Margin % * Asset Turnover * Equity Multiplier
= 0.6388 * N/A * 0 % * 0.6296 * 13.8238
=94.99 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


La Latinoamericana Seguros ROE % Related Terms


La Latinoamericana Seguros ROE % Historical Data

* Premium members only.

The historical data trend for La Latinoamericana Seguros's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

La Latinoamericana Seguros ROE % Chart

La Latinoamericana Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 -13.92 -12.97 4.42 -3.27

La Latinoamericana Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.06 12.57 4.64 -41.28 94.99

MEX:LASEG vs BRK.A, AIG, HIG: ROE % Comparison

For the Insurance - Diversified subindustry, La Latinoamericana Seguros's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


La Latinoamericana Seguros ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, La Latinoamericana Seguros's ROE % distribution charts can be found below:

* The bar in red indicates where La Latinoamericana Seguros's ROE % falls into.



La Latinoamericana Seguros ROE % Calculation

La Latinoamericana Seguros's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=-7.329/( (230.385+217.346)/ 2 )
=-7.329/223.8655
=-3.27 %

La Latinoamericana Seguros's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=207.18/( (217.346+218.86)/ 2 )
=207.18/218.103
=94.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 94.99% mean?
La Latinoamericana Seguros (MEX:LASEG) has a ROE % of 94.99% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on La Latinoamericana Seguros and its competitors.
Is La Latinoamericana Seguros' ROE % too high?
La Latinoamericana Seguros' current ROE % is 94.99%. The Insurance industry median ROE % is 11.77. La Latinoamericana Seguros' value of 94.99% is 707.1% above this industry median.
How does La Latinoamericana Seguros' ROE % compare to BRK.A and AIG?
La Latinoamericana Seguros' ROE % of 94.99% can be compared against companies in the Insurance industry. The industry median ROE % is 11.77. La Latinoamericana Seguros' value of 94.99% is 707.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.77, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. La Latinoamericana Seguros's current ROE % of 94.99% is 707.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on La Latinoamericana Seguros and its competitors. For the Insurance industry, the median ROE % is 11.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. La Latinoamericana Seguros's current ROE % is 94.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is La Latinoamericana Seguros stock overvalued right now?
La Latinoamericana Seguros (MEX:LASEG) has a current ROE % of 94.99%. The stock's GF Value™ is MXN1.05, compared to a current price of MXN1.63 — trading 55.3% above its estimated fair value. The current ROE % is 94.99% and 707.1% above the Insurance industry median of 11.77. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For La Latinoamericana Seguros (MEX:LASEG), the current ROE % is 94.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

La Latinoamericana Seguros Business Description

Address Central Axis No. 2, 8th Floor Latin American Tower, Mexico, DF, MEX, 06007
La Latinoamericana Seguros SA is an insurance company, it offers various insurance products to businesses in Mexico. The company offers car, medical expenses, life, accident, public service, taxi insurance, and others.