Ayfie International AS (OSL:AIX) ROE %: -944.37% (As of Dec. 2025)


OSL:AIX Ayfie International AS OSL:AIX
44 GF Score
Price kr3.48
GF Value kr2.24
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Ayfie International AS ROE %?

Ayfie International AS OSL:AIX -0.57% 44 ROE % is -944.37% as of Dec. 2025. GuruFocus rates OSL:AIX with a GF Score™ of 44/100 and a GF Value™ of kr2.24 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 2,681 Software companies, Ayfie International AS ranks worse than 98.69% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Ayfie International AS's annualized net income for the quarter that ended in Dec. 2025 was kr-27.11 Mil. Ayfie International AS's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was kr2.87 Mil. Therefore, Ayfie International AS's annualized ROE % for the quarter that ended in Dec. 2025 was -944.37%.

The historical rank and industry rank for Ayfie International AS's ROE % or its related term are showing as below:

OSL:AIX' s ROE % Range Over the Past 10 Years
Min: -1665.63   Med: -498.65   Max: 12.44
Current: -626.3

During the past 9 years, Ayfie International AS's highest ROE % was 12.44%. The lowest was -1,665.63%. And the median was -498.65%.

OSL:AIX's ROE % is ranked worse than
98.69% of 2681 companies
in the Software industry
Industry Median: 4.71 vs OSL:AIX: -626.30

Ayfie International AS  (OSL:AIX) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-27.108/2.8705
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-27.108 / 14.4)*(14.4 / 13.126)*(13.126 / 2.8705)
=Net Margin %*Asset Turnover*Equity Multiplier
=-188.25 %*1.0971*4.5727
=ROA %*Equity Multiplier
=-206.53 %*4.5727
=-944.37 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-27.108/2.8705
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-27.108 / -27.108) * (-27.108 / -27.26) * (-27.26 / 14.4) * (14.4 / 13.126) * (13.126 / 2.8705)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1 * 0.9944 * -189.31 % * 1.0971 * 4.5727
=-944.37 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Ayfie International AS ROE % Related Terms


Ayfie International AS ROE % Historical Data

* Premium members only.

The historical data trend for Ayfie International AS's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ayfie International AS ROE % Chart

Ayfie International AS Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only 12.44 -113.99 -498.65 -1,079.19 -1,665.63

Ayfie International AS Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -3,756.93 -424.50 -312.57 -944.37

OSL:AIX vs CRM, SHOP, UBER: ROE % Comparison

For the Software - Application subindustry, Ayfie International AS's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ayfie International AS ROE % vs Software Industry

For the Software industry and Technology sector, Ayfie International AS's ROE % distribution charts can be found below:

* The bar in red indicates where Ayfie International AS's ROE % falls into.


OSL:AIX
44GF Score
Ayfie International AS OSL:AIX
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ayfie International AS ROE % Calculation

Ayfie International AS's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=-26.267/( (6.841+-3.687)/ 2 )
=-26.267/1.577
=-1,665.63 %

Ayfie International AS's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=-27.108/( (9.428+-3.687)/ 2 )
=-27.108/2.8705
=-944.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -944.37% mean?
Ayfie International AS (OSL:AIX) has a ROE % of -944.37% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ayfie International AS and its competitors. According to the industry distribution chart, Ayfie International AS ranks #2646 out of 2681 companies in the Software industry, placing it in the top 98.7%.
Is Ayfie International AS's ROE % too high?
Ayfie International AS's current ROE % is -944.37%. Based on the distribution chart, Ayfie International AS ranks #2646 out of 2681 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Ayfie International AS has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ayfie International AS's ROE % compare to CRM and SHOP?
According to the Software industry distribution chart, Ayfie International AS ranks #2646 out of 2681 companies for ROE %. This places Ayfie International AS in the lower half of its industry. The industry median ROE % is 4.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.71, based on 2,681 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ayfie International AS and its competitors. For the Software industry, the median ROE % is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayfie International AS's current ROE % is -944.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayfie International AS stock overvalued right now?
Based on GuruFocus' analysis, Ayfie International AS (OSL:AIX) is currently considered Significantly Overvalued. The stock's GF Value™ is kr2.24, compared to a current price of kr3.48 — trading 55.4% above its estimated fair value. The current ROE % is -944.37%. Ayfie International AS's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Ayfie International AS (OSL:AIX), the current ROE % is -944.37% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ayfie International AS (OSL:AIX) Overvalued in 2026?

Based on GuruFocus' analysis, Ayfie International AS stock appears to be overvalued. The current stock price of kr3.48 is trading 55.4% above its estimated GF Value™ of kr2.24. GuruFocus considers Ayfie International AS to be Significantly Overvalued.

Key valuation signals for OSL:AIX:

  • ROE %: -944.37%
  • GF Value™: kr2.24 vs. price of kr3.48 (55.4% above fair value)
  • GF Score™: 44/100 with 3 warning signs

No single metric tells the full story. See the OSL:AIX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ayfie International AS Business Description

Address Sjolyst Plass 2, Oslo, NOR, 0278
Ayfie International AS is a Norway-incorporated company engaged in developing and delivering software for enterprise search and generative AI, enabling organizations to search, summarize, and extract insights from documents, emails, and systems, with a mainly subscription-based business model delivered as SaaS or in customer-controlled environments, along with implementation and support services. The company provides solutions such as subscriptions and professional services, including consultancy services. The company generates a majority of its revenue from subscriptions, and geographically, it generates revenue from Norway.
44GF Score

Get the complete analysis for OSL:AIX

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr3.48
Price
kr2.24
GF Value