China Development Bank Financial Leasing Co (STU:2C6) ROE %: 12.31% (As of Dec. 2025) — Near Median


STU:2C6 China Development Bank Financial Leasing Co Ltd STU:2C6
50 GF Score
Price €0.14
GF Value €0.15
Valuation Fairly Valued
! 6 Warning Signs
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What is China Development Bank Financial Leasing Co ROE %?

China Development Bank Financial Leasing Co STU:2C6 -0.70% 50 ROE % is 12.31% as of Dec. 2025, which is 7% above its 10-year median of 11.48. GuruFocus rates STU:2C6 with a GF Score™ of 50/100 and a GF Value™ of €0.15 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,058 Business Services companies, China Development Bank Financial Leasing Co ranks better than 64.27% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. China Development Bank Financial Leasing Co's annualized net income for the quarter that ended in Dec. 2025 was €638 Mil. China Development Bank Financial Leasing Co's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €5,179 Mil. Therefore, China Development Bank Financial Leasing Co's annualized ROE % for the quarter that ended in Dec. 2025 was 12.31%.

The historical rank and industry rank for China Development Bank Financial Leasing Co's ROE % or its related term are showing as below:

STU:2C6' s ROE % Range Over the Past 10 Years
Min: 8.14   Med: 11.48   Max: 14.04
Current: 12.1

During the past 13 years, China Development Bank Financial Leasing Co's highest ROE % was 14.04%. The lowest was 8.14%. And the median was 11.48%.

STU:2C6's ROE % is ranked better than
64.27% of 1058 companies
in the Business Services industry
Industry Median: 8.015 vs STU:2C6: 12.10

China Development Bank Financial Leasing Co  (STU:2C6) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=637.602/5178.785
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(637.602 / 3047.176)*(3047.176 / 51498.895)*(51498.895 / 5178.785)
=Net Margin %*Asset Turnover*Equity Multiplier
=20.92 %*0.0592*9.9442
=ROA %*Equity Multiplier
=1.24 %*9.9442
=12.31 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=637.602/5178.785
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (637.602 / 828.41) * (828.41 / 1817.732) * (1817.732 / 3047.176) * (3047.176 / 51498.895) * (51498.895 / 5178.785)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7697 * 0.4557 * 59.65 % * 0.0592 * 9.9442
=12.31 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


China Development Bank Financial Leasing Co ROE % Related Terms


China Development Bank Financial Leasing Co ROE % Historical Data

* Premium members only.

The historical data trend for China Development Bank Financial Leasing Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Development Bank Financial Leasing Co ROE % Chart

China Development Bank Financial Leasing Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.47 10.28 11.30 11.73 11.49

China Development Bank Financial Leasing Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.00 10.02 13.61 11.25 12.31

STU:2C6 vs URI, SUNB, AER: ROE % Comparison

For the Rental & Leasing Services subindustry, China Development Bank Financial Leasing Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Development Bank Financial Leasing Co ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, China Development Bank Financial Leasing Co's ROE % distribution charts can be found below:

* The bar in red indicates where China Development Bank Financial Leasing Co's ROE % falls into.


STU:2C6
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China Development Bank Financial Leasing Co Ltd STU:2C6
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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China Development Bank Financial Leasing Co ROE % Calculation

China Development Bank Financial Leasing Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=609.93/( (5281.345+5332.025)/ 2 )
=609.93/5306.685
=11.49 %

China Development Bank Financial Leasing Co's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=637.602/( (5025.545+5332.025)/ 2 )
=637.602/5178.785
=12.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 12.31% mean?
China Development Bank Financial Leasing Co (STU:2C6) has a ROE % of 12.31% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on China Development Bank Financial Leasing Co and its competitors. This is near median its historical median of 11.48. Over the past decade, China Development Bank Financial Leasing Co's ROE % has ranged from 8.14 to 14.04. According to the industry distribution chart, China Development Bank Financial Leasing Co ranks #378 out of 1058 companies in the Business Services industry, placing it in the top 35.7%.
Is China Development Bank Financial Leasing Co's ROE % too high?
China Development Bank Financial Leasing Co's current ROE % of 12.31% is near median its 10-year median of 11.48. Over the past 10 years, this metric has ranged from a low of 8.14 to a high of 14.04. The Business Services industry median ROE % is 8.02. China Development Bank Financial Leasing Co's value of 12.31% is 53.6% above this industry median. Based on the distribution chart, China Development Bank Financial Leasing Co ranks #378 out of 1058 companies in the Business Services industry, which is above the industry midpoint. Overall, China Development Bank Financial Leasing Co has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Development Bank Financial Leasing Co's ROE % compare to URI and SUNB?
According to the Business Services industry distribution chart, China Development Bank Financial Leasing Co ranks #378 out of 1058 companies for ROE %. This puts China Development Bank Financial Leasing Co in the upper half of its industry. The industry median ROE % is 8.02. China Development Bank Financial Leasing Co's value of 12.31% is 53.6% above this benchmark. Historically, China Development Bank Financial Leasing Co's own ROE % has ranged from 8.14 to 14.04 over the past decade. While the company's 10-year median is 11.48 vs. the industry median of 8.02, China Development Bank Financial Leasing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.02, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Development Bank Financial Leasing Co's current ROE % of 12.31% is 53.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on China Development Bank Financial Leasing Co and its competitors. For the Business Services industry, the median ROE % is 8.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Development Bank Financial Leasing Co's current ROE % is 12.31%, which is near median its own 10-year median of 11.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Development Bank Financial Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, China Development Bank Financial Leasing Co (STU:2C6) is currently considered Fairly Valued. The stock's GF Value™ is €0.15, compared to a current price of €0.14 — trading 6% below its estimated fair value. The current ROE % is 12.31%, which is near median its 10-year median of 11.48 and 53.6% above the Business Services industry median of 8.02. China Development Bank Financial Leasing Co's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For China Development Bank Financial Leasing Co (STU:2C6), the current ROE % is 12.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Development Bank Financial Leasing Co (STU:2C6) Overvalued in 2026?

Based on GuruFocus' analysis, China Development Bank Financial Leasing Co stock appears to be undervalued. The current stock price of €0.14 is trading 6% below its estimated GF Value™ of €0.15. GuruFocus considers China Development Bank Financial Leasing Co to be Fairly Valued.

Key valuation signals for STU:2C6:

  • ROE %: 12.31% (near median its 10-year median of 11.48)
  • GF Value™: €0.15 vs. price of €0.14 (6% below fair value)
  • GF Score™: 50/100 with 6 warning signs
  • Industry Position: 53.6% above the Business Services median (#378 of 1058)

No single metric tells the full story. See the STU:2C6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Development Bank Financial Leasing Co Business Description

Other Exchanges 01606:Hong Kong
Address No. 2003 Fuzhong Third Road, CDB Financial Center, Futian District, Guangdong Province, Shenzhen, CHN, 518038
China Development Bank Financial Leasing Co Ltd is engaged in providing financial and operating leasing services to customers in industries such as aviation, infrastructure, shipping, commercial vehicles, and construction machinery. The Group's operating business segments are: Aircraft leasing, Ship leasing, Energy leasing, High-end equipment leasing, Inclusive finance, and Others. The majority of its revenue is derived from the Airtcraft leasing segment, which is mainly engaged in the acquisition, leasing, management and disposal of commercial aircraft. The Group generates maximum revenue from the provision of operating leases.
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ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.14
Price
€0.15
GF Value