CNH Industrial NVSTU:37C +3.06%68 ROE % is 0.36% as of Mar. 2026, which is 98% below its 10-year median of 19.47. GuruFocus rates STU:37C with a GF Score™ of 68/100 and a GF Value™ of €8.82 (Fairly Valued). The stock has 6 warning signs investors should review. Among 204 Farm & Heavy Construction Machinery companies, CNH Industrial NV ranks worse than 62.25% on this metric.
The historical rank and industry rank for CNH Industrial NV's ROE % or its related term are showing as below:
STU:37C'
s ROE % Range Over the Past 10 Years
Min: -8.97 Med: 19.47 Max: 30.42
Current: 4.98
During the past 13 years, CNH Industrial NV's highest ROE % was 30.42%. The lowest was -8.97%. And the median was 19.47%.
STU:37C's ROE % is ranked worse than 62.25% of 204
companies
in the Farm & Heavy Construction Machinery industry
Industry Median: 7.155
vs STU:37C: 4.98
CNH Industrial NV (STU:37C) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
CNH Industrial NV ROE % Related Terms
CNH Industrial NV ROE % Historical Data
* Premium members only.
The historical data trend for CNH Industrial NV's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Farm & Heavy Construction Machinery subindustry, CNH Industrial NV's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNH Industrial NV ROE % vs Farm & Heavy Construction Machinery Industry
For the Farm & Heavy Construction Machinery industry and Industrials sector, CNH Industrial NV's ROE % distribution charts can be found below:
* The bar in red indicates where CNH Industrial NV's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
CNH Industrial NV (STU:37C) has a ROE % of 0.36% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CNH Industrial NV and its competitors. This is 98% below median its historical median of 19.47. According to the industry distribution chart, CNH Industrial NV ranks #127 out of 204 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 62.3%.
Is CNH Industrial NV's ROE % too high?
CNH Industrial NV's current ROE % of 0.36% is 98% below median its 10-year median of 19.47. The Farm & Heavy Construction Machinery industry median ROE % is 7.16. CNH Industrial NV's value of 0.36% is 95% below this industry median. Based on the distribution chart, CNH Industrial NV ranks #127 out of 204 companies in the Farm & Heavy Construction Machinery industry, which is below the industry midpoint. Overall, CNH Industrial NV has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNH Industrial NV's ROE % compare to AGCO and OSK?
According to the Farm & Heavy Construction Machinery industry distribution chart, CNH Industrial NV ranks #127 out of 204 companies for ROE %. This places CNH Industrial NV in the lower half of its industry. The industry median ROE % is 7.16. CNH Industrial NV's value of 0.36% is 95% below this benchmark. While the company's 10-year median is 19.47 vs. the industry median of 7.16, CNH Industrial NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Farm & Heavy Construction Machinery company?
The median ROE % among Farm & Heavy Construction Machinery companies is 7.16, based on 204 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNH Industrial NV's current ROE % of 0.36% is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CNH Industrial NV and its competitors. For the Farm & Heavy Construction Machinery industry, the median ROE % is 7.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNH Industrial NV's current ROE % is 0.36%, which is 98% below median its own 10-year median of 19.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNH Industrial NV stock overvalued right now?
Based on GuruFocus' analysis, CNH Industrial NV (STU:37C) is currently considered Fairly Valued. The stock's GF Value™ is €8.82, compared to a current price of €9.08 — trading 2.9% above its estimated fair value. The current ROE % is 0.36%, which is 98% below median its 10-year median of 19.47 and 95% below the Farm & Heavy Construction Machinery industry median of 7.16. CNH Industrial NV's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CNH Industrial NV (STU:37C), the current ROE % is 0.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNH Industrial NV (STU:37C) Overvalued in 2026?
Based on GuruFocus' analysis, CNH Industrial NV stock appears to be overvalued.
The current stock price of €9.08 is trading 2.9% above its estimated GF Value™ of €8.82.
GuruFocus considers CNH Industrial NV to be Fairly Valued.
Key valuation signals for STU:37C:
ROE %: 0.36% (98% below median its 10-year median of 19.47)
GF Value™: €8.82 vs. price of €9.08 (2.9% above fair value)
Industry Position: 95% below the Farm & Heavy Construction Machinery median (#127 of 204)
No single metric tells the full story. See the STU:37C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNH Industrial is the world's second largest manufacturer of agricultural machinery (82% of industrial net sales) as well as a major player in construction equipment (18% of industrial net sales). Its Case and New Holland brands have served farmers for generations. Geographically, agricultural sales are 40% in North America, 32% in Europe, the Middle East, and Africa, 18% in South America, and 10% in Asia-Pacific. CNH's products are available through a robust independent dealer network, which includes over 2,600 dealer and distribution locations and reach into 164 countries. The construction business leverages over 400 dealers. The company's captive finance arm provides retail financing to its customers and wholesale financing to dealers to maintain inventory, thereby supporting sales.
68GF Score
Get the complete analysis for STU:37C
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:37C has been successfully added to your 
