Great Eastern HoldingsSTU:G5W 58 ROE % is 11.96% as of Dec. 2025, which is 5% above its 10-year median of 11.35. GuruFocus rates STU:G5W with a GF Score™ of 58/100 and a GF Value™ of €8.57. The stock has 5 warning signs investors should review. Among 507 Insurance companies, Great Eastern Holdings ranks better than 53.65% on this metric.
The historical rank and industry rank for Great Eastern Holdings's ROE % or its related term are showing as below:
STU:G5W'
s ROE % Range Over the Past 10 Years
Min: 8.14 Med: 11.35 Max: 14.69
Current: 12.49
During the past 13 years, Great Eastern Holdings's highest ROE % was 14.69%. The lowest was 8.14%. And the median was 11.35%.
STU:G5W's ROE % is ranked better than 53.65% of 507
companies
in the Insurance industry
Industry Median: 11.69
vs STU:G5W: 12.49
Great Eastern Holdings (STU:G5W) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Great Eastern Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great Eastern Holdings ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Great Eastern Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where Great Eastern Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Great Eastern Holdings (STU:G5W) has a ROE % of 11.96% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Great Eastern Holdings and its competitors. This is near median its historical median of 11.35. Over the past decade, Great Eastern Holdings' ROE % has ranged from 8.14 to 14.69. According to the industry distribution chart, Great Eastern Holdings ranks #235 out of 507 companies in the Insurance industry, placing it in the top 46.4%.
Is Great Eastern Holdings' ROE % too high?
Great Eastern Holdings' current ROE % of 11.96% is near median its 10-year median of 11.35. Over the past 10 years, this metric has ranged from a low of 8.14 to a high of 14.69. The Insurance industry median ROE % is 11.69. Great Eastern Holdings' value of 11.96% is 2.3% above this industry median. Based on the distribution chart, Great Eastern Holdings ranks #235 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Great Eastern Holdings has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Great Eastern Holdings' ROE % compare to AFL and MET?
According to the Insurance industry distribution chart, Great Eastern Holdings ranks #235 out of 507 companies for ROE %. This puts Great Eastern Holdings in the upper half of its industry. The industry median ROE % is 11.69. Great Eastern Holdings' value of 11.96% is 2.3% above this benchmark. Historically, Great Eastern Holdings' own ROE % has ranged from 8.14 to 14.69 over the past decade. While the company's 10-year median is 11.35 vs. the industry median of 11.69, Great Eastern Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.69, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great Eastern Holdings's current ROE % of 11.96% is 2.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Great Eastern Holdings and its competitors. For the Insurance industry, the median ROE % is 11.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great Eastern Holdings's current ROE % is 11.96%, which is near median its own 10-year median of 11.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Eastern Holdings stock overvalued right now?
Great Eastern Holdings (STU:G5W) has a current ROE % of 11.96%. The stock's GF Value™ is €8.57, compared to a current price of €10.70 — trading 24.9% above its estimated fair value. The current ROE % is 11.96%, which is near median its 10-year median of 11.35 and 2.3% above the Insurance industry median of 11.69. Great Eastern Holdings' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Great Eastern Holdings (STU:G5W), the current ROE % is 11.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great Eastern Holdings (STU:G5W) Overvalued in 2026?
Based on GuruFocus' analysis, Great Eastern Holdings stock appears to be overvalued.
The current stock price of €10.70 is trading 24.9% above its estimated GF Value™ of €8.57.
Key valuation signals for STU:G5W:
ROE %: 11.96% (near median its 10-year median of 11.35)
GF Value™: €8.57 vs. price of €10.70 (24.9% above fair value)
Industry Position: 2.3% above the Insurance median (#235 of 507)
No single metric tells the full story. See the STU:G5W stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great Eastern Holdings Ltd provides insurance and investment management services through three segments. The Life Insurance segment, which contributes the majority of revenue, offers life, long-term health, and accident insurance, annuities, and unit-linked products, with revenues from external customers. The Non-Life Insurance segment provides short-term property and casualty, liability, medical, and personal accident coverage, including protection against fire, burglary, and business interruption. The Shareholders segment delivers fund management services across Asia Pacific equities and fixed income portfolios for institutional clients. The company derives the majority of its revenue from Singapore.
58GF Score
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