Kings Town Bank (TPE:2809) ROE %: 6.67% (As of Jun. 2025) — 45% Below Median


TPE:2809 Kings Town Bank TPE:2809
9 GF Score
Price NT$56.60
GF Value NT$49.28
! 4 Warning Signs
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What is Kings Town Bank ROE %?

Kings Town Bank TPE:2809 9 ROE % is 6.67% as of Jun. 2025, which is 45% below its 10-year median of 12.18. GuruFocus rates TPE:2809 with a GF Score™ of 9/100 and a GF Value™ of NT$49.28. The stock has 4 warning signs investors should review.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Kings Town Bank's annualized net income for the quarter that ended in Jun. 2025 was NT$3,773 Mil. Kings Town Bank's average Total Stockholders Equity over the quarter that ended in Jun. 2025 was NT$56,589 Mil. Therefore, Kings Town Bank's annualized ROE % for the quarter that ended in Jun. 2025 was 6.67%.

The historical rank and industry rank for Kings Town Bank's ROE % or its related term are showing as below:

TPE:2809' s ROE % Range Over the Past 10 Years
Min: 4.84   Med: 12.18   Max: 16.08
Current: 6.16

During the past 13 years, Kings Town Bank's highest ROE % was 16.08%. The lowest was 4.84%. And the median was 12.18%.

TPE:2809's ROE % is not ranked
in the Banks industry.
Industry Median: 10.22 vs TPE:2809: 6.16

Kings Town Bank  (TPE:2809) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Jun. 2025 )
=Net Income/Total Stockholders Equity
=3773.476/56589.3015
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(3773.476 / 8537.336)*(8537.336 / 371244.643)*(371244.643 / 56589.3015)
=Net Margin %*Asset Turnover*Equity Multiplier
=44.2 %*0.023*6.5603
=ROA %*Equity Multiplier
=1.02 %*6.5603
=6.67 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Jun. 2025 )
=Net Income/Total Stockholders Equity
=3773.476/56589.3015
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (3773.476 / 6653.448) * (6653.448 / 8537.336) * (8537.336 / 371244.643) * (371244.643 / 56589.3015)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.5671 * 77.93 % * 0.023 * 6.5603
=6.67 %

Note: The net income data used here is four times the quarterly (Jun. 2025) net income data. The Revenue data used here is four times the quarterly (Jun. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Kings Town Bank ROE % Related Terms


Kings Town Bank ROE % Historical Data

* Premium members only.

The historical data trend for Kings Town Bank's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kings Town Bank ROE % Chart

Kings Town Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.55 11.80 4.84 13.42 9.59

Kings Town Bank Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.46 4.80 8.52 4.57 6.67

Kings Town Bank ROE % Competitor Comparison

For the Banks - Regional subindustry, Kings Town Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kings Town Bank ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Kings Town Bank's ROE % distribution charts can be found below:

* The bar in red indicates where Kings Town Bank's ROE % falls into.


TPE:2809
9GF Score
Kings Town Bank TPE:2809
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kings Town Bank ROE % Calculation

Kings Town Bank's annualized ROE % for the fiscal year that ended in Dec. 2024 is calculated as

ROE %=Net Income (A: Dec. 2024 )/( (Total Stockholders Equity (A: Dec. 2023 )+Total Stockholders Equity (A: Dec. 2024 ))/ count )
=5023.667/( (50114.566+54626.149)/ 2 )
=5023.667/52370.3575
=9.59 %

Kings Town Bank's annualized ROE % for the quarter that ended in Jun. 2025 is calculated as

ROE %=Net Income (Q: Jun. 2025 )/( (Total Stockholders Equity (Q: Mar. 2025 )+Total Stockholders Equity (Q: Jun. 2025 ))/ count )
=3773.476/( (55762.387+57416.216)/ 2 )
=3773.476/56589.3015
=6.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jun. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 6.67% mean?
Kings Town Bank (TPE:2809) has a ROE % of 6.67% as of Jun. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Kings Town Bank and its competitors. This is 45% below median its historical median of 12.18. Over the past decade, Kings Town Bank's ROE % has ranged from 4.84 to 16.08.
Is Kings Town Bank's ROE % too high?
Kings Town Bank's current ROE % of 6.67% is 45% below median its 10-year median of 12.18. Over the past 10 years, this metric has ranged from a low of 4.84 to a high of 16.08. The Banks industry median ROE % is 10.22. Kings Town Bank's value of 6.67% is 34.7% below this industry median. Overall, Kings Town Bank has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Kings Town Bank's ROE % compare to competitors?
Kings Town Bank's ROE % of 6.67% can be compared against companies in the Banks industry. The industry median ROE % is 10.22. Kings Town Bank's value of 6.67% is 34.7% below this benchmark. Historically, Kings Town Bank's own ROE % has ranged from 4.84 to 16.08 over the past decade. While the company's 10-year median is 12.18 vs. the industry median of 10.22, Kings Town Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kings Town Bank's current ROE % of 6.67% is 34.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Kings Town Bank and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kings Town Bank's current ROE % is 6.67%, which is 45% below median its own 10-year median of 12.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kings Town Bank stock overvalued right now?
Kings Town Bank (TPE:2809) has a current ROE % of 6.67%. The stock's GF Value™ is NT$49.28, compared to a current price of NT$56.60 — trading 14.9% above its estimated fair value. The current ROE % is 6.67%, which is 45% below median its 10-year median of 12.18 and 34.7% below the Banks industry median of 10.22. Kings Town Bank's overall GF Score™ is 9/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Kings Town Bank (TPE:2809), the current ROE % is 6.67% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kings Town Bank (TPE:2809) Overvalued in 2026?

Based on GuruFocus' analysis, Kings Town Bank stock appears to be overvalued. The current stock price of NT$56.60 is trading 14.9% above its estimated GF Value™ of NT$49.28.

Key valuation signals for TPE:2809:

  • ROE %: 6.67% (45% below median its 10-year median of 12.18)
  • GF Value™: NT$49.28 vs. price of NT$56.60 (14.9% above fair value)
  • GF Score™: 9/100 with 4 warning signs
  • Industry Position: 34.7% below the Banks median

No single metric tells the full story. See the TPE:2809 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kings Town Bank Business Description

Address No. 506, Ximen Road, Section 1, West Central District, Tainan, TWN
Kings Town Bank provides banking products and services to its customers in Taiwan. The company's main business services are accepting check deposits, accepting other deposits, issuing financial bonds, handling loans, handling bill discounts, handling various investment businesses, handling domestic and foreign exchange, handling draft acceptance, issuing domestic and foreign letters of credit, handling domestic and foreign guarantees, handling collections and advances, and other business chartered by the government.
9GF Score

Get the complete analysis for TPE:2809

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$56.60
Price
NT$49.28
GF Value