Yamada Servicer Synthetic Office (TSE:4351) ROE %: 12.51% (As of Dec. 2025) — 432% Above Median


TSE:4351 Yamada Servicer Synthetic Office TSE:4351
59 GF Score
Price 円870.00
GF Value 円888.13
Valuation Fairly Valued
! 4 Warning Signs
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What is Yamada Servicer Synthetic Office ROE %?

Yamada Servicer Synthetic Office TSE:4351 +0.23% 59 ROE % is 12.51% as of Dec. 2025, which is 432% above its 10-year median of 2.35. GuruFocus rates TSE:4351 with a GF Score™ of 59/100 and a GF Value™ of 円888.13 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,058 Business Services companies, Yamada Servicer Synthetic Office ranks worse than 69.85% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Yamada Servicer Synthetic Office's annualized net income for the quarter that ended in Dec. 2025 was 円410 Mil. Yamada Servicer Synthetic Office's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was 円3,281 Mil. Therefore, Yamada Servicer Synthetic Office's annualized ROE % for the quarter that ended in Dec. 2025 was 12.51%.

The historical rank and industry rank for Yamada Servicer Synthetic Office's ROE % or its related term are showing as below:

TSE:4351' s ROE % Range Over the Past 10 Years
Min: -6.09   Med: 2.35   Max: 19.32
Current: 2.16

During the past 13 years, Yamada Servicer Synthetic Office's highest ROE % was 19.32%. The lowest was -6.09%. And the median was 2.35%.

TSE:4351's ROE % is ranked worse than
69.85% of 1058 companies
in the Business Services industry
Industry Median: 8.1 vs TSE:4351: 2.16

Yamada Servicer Synthetic Office  (TSE:4351) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=410.302/3280.977
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(410.302 / 2692.07)*(2692.07 / 6103.0355)*(6103.0355 / 3280.977)
=Net Margin %*Asset Turnover*Equity Multiplier
=15.24 %*0.4411*1.8601
=ROA %*Equity Multiplier
=6.72 %*1.8601
=12.51 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=410.302/3280.977
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (410.302 / 440.138) * (440.138 / 405.548) * (405.548 / 2692.07) * (2692.07 / 6103.0355) * (6103.0355 / 3280.977)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9322 * 1.0853 * 15.06 % * 0.4411 * 1.8601
=12.51 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Yamada Servicer Synthetic Office ROE % Related Terms


Yamada Servicer Synthetic Office ROE % Historical Data

* Premium members only.

The historical data trend for Yamada Servicer Synthetic Office's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamada Servicer Synthetic Office ROE % Chart

Yamada Servicer Synthetic Office Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.63 2.40 3.73 1.50 2.12

Yamada Servicer Synthetic Office Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.10 3.57 -0.55 -8.19 12.51

TSE:4351 vs CTAS, CPRT, ULS: ROE % Comparison

For the Specialty Business Services subindustry, Yamada Servicer Synthetic Office's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamada Servicer Synthetic Office ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, Yamada Servicer Synthetic Office's ROE % distribution charts can be found below:

* The bar in red indicates where Yamada Servicer Synthetic Office's ROE % falls into.


TSE:4351
59GF Score
Yamada Servicer Synthetic Office TSE:4351
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Yamada Servicer Synthetic Office ROE % Calculation

Yamada Servicer Synthetic Office's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=71.27/( (3348.103+3369.759)/ 2 )
=71.27/3358.931
=2.12 %

Yamada Servicer Synthetic Office's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=410.302/( (3192.195+3369.759)/ 2 )
=410.302/3280.977
=12.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 12.51% mean?
Yamada Servicer Synthetic Office (TSE:4351) has a ROE % of 12.51% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Yamada Servicer Synthetic Office and its competitors. This is 432% above median its historical median of 2.35. According to the industry distribution chart, Yamada Servicer Synthetic Office ranks #739 out of 1058 companies in the Business Services industry, placing it in the top 69.8%.
Is Yamada Servicer Synthetic Office's ROE % too high?
Yamada Servicer Synthetic Office's current ROE % of 12.51% is 432% above median its 10-year median of 2.35. The Business Services industry median ROE % is 8.10. Yamada Servicer Synthetic Office's value of 12.51% is 54.4% above this industry median. Based on the distribution chart, Yamada Servicer Synthetic Office ranks #739 out of 1058 companies in the Business Services industry, which is below the industry midpoint. Overall, Yamada Servicer Synthetic Office has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Yamada Servicer Synthetic Office's ROE % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Yamada Servicer Synthetic Office ranks #739 out of 1058 companies for ROE %. This places Yamada Servicer Synthetic Office in the lower half of its industry. The industry median ROE % is 8.10. Yamada Servicer Synthetic Office's value of 12.51% is 54.4% above this benchmark. While the company's 10-year median is 2.35 vs. the industry median of 8.10, Yamada Servicer Synthetic Office has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamada Servicer Synthetic Office's current ROE % of 12.51% is 54.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Yamada Servicer Synthetic Office and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamada Servicer Synthetic Office's current ROE % is 12.51%, which is 432% above median its own 10-year median of 2.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamada Servicer Synthetic Office stock overvalued right now?
Based on GuruFocus' analysis, Yamada Servicer Synthetic Office (TSE:4351) is currently considered Fairly Valued. The stock's GF Value™ is 円888.13, compared to a current price of 円870.00 — trading 2% below its estimated fair value. The current ROE % is 12.51%, which is 432% above median its 10-year median of 2.35 and 54.4% above the Business Services industry median of 8.10. Yamada Servicer Synthetic Office's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Yamada Servicer Synthetic Office (TSE:4351), the current ROE % is 12.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamada Servicer Synthetic Office (TSE:4351) Overvalued in 2026?

Based on GuruFocus' analysis, Yamada Servicer Synthetic Office stock appears to be undervalued. The current stock price of 円870.00 is trading 2% below its estimated GF Value™ of 円888.13. GuruFocus considers Yamada Servicer Synthetic Office to be Fairly Valued.

Key valuation signals for TSE:4351:

  • ROE %: 12.51% (432% above median its 10-year median of 2.35)
  • GF Value™: 円888.13 vs. price of 円870.00 (2% below fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 54.4% above the Business Services median (#739 of 1058)

No single metric tells the full story. See the TSE:4351 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamada Servicer Synthetic Office Business Description

Address 1-11-15 Kitasaiwai, Yokohama ST Building 18th Floor, Nishi-ku, Yokohama, Kanagawa, JPN, 220-0004
Yamada Servicer Synthetic Office is engaged in responding to the needs of range of financial institutions, investors and others and manage and collect purchased loans and entrusted claims. The company is also engaged in real estate and development activities and it conducts current state survey and border determination survey necessary to promote effective utilization of real estate.
59GF Score

Get the complete analysis for TSE:4351

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円870.00
Price
円888.13
GF Value