Yamada Servicer Synthetic Office (TSE:4351) Debt-to-EBITDA : 2.53 (As of Dec. 2025) — 56% Below Median

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TSE:4351 Yamada Servicer Synthetic Office TSE:4351
61 GF Score
Price 円824.00
GF Value 円886.52
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Yamada Servicer Synthetic Office Debt-to-EBITDA?

Yamada Servicer Synthetic Office TSE:4351 +0.24% 61 Debt-to-EBITDA is 2.53 as of Dec. 2025, which is 56% below its 10-year median of 5.81. GuruFocus rates TSE:4351 with a GF Score™ of 61/100 and a GF Value™ of 円886.52 (Fairly Valued). The stock has 4 warning signs investors should review. Among 833 Business Services companies, Yamada Servicer Synthetic Office ranks worse than 91.84% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Yamada Servicer Synthetic Office's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was 円1,207 Mil. Yamada Servicer Synthetic Office's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was 円72 Mil. Yamada Servicer Synthetic Office's annualized EBITDA for the quarter that ended in Dec. 2025 was 円506 Mil. Yamada Servicer Synthetic Office's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 2.53.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Yamada Servicer Synthetic Office's Debt-to-EBITDA or its related term are showing as below:

TSE:4351' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -15.84   Med: 5.81   Max: 12.18
Current: 7.79

During the past 13 years, the highest Debt-to-EBITDA Ratio of Yamada Servicer Synthetic Office was 12.18. The lowest was -15.84. And the median was 5.81.

TSE:4351's Debt-to-EBITDA is ranked worse than
91.84% of 833 companies
in the Business Services industry
Industry Median: 1.67 vs TSE:4351: 7.79

Yamada Servicer Synthetic Office  (TSE:4351) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Yamada Servicer Synthetic Office Debt-to-EBITDA Related Terms


Yamada Servicer Synthetic Office Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Yamada Servicer Synthetic Office's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamada Servicer Synthetic Office Debt-to-EBITDA Chart

Yamada Servicer Synthetic Office Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.01 5.95 12.18 11.98 7.79

Yamada Servicer Synthetic Office Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.39 7.84 26.08 -11.62 2.53

TSE:4351 vs CTAS, CPRT, GPN: Debt-to-EBITDA Comparison

For the Specialty Business Services subindustry, Yamada Servicer Synthetic Office's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamada Servicer Synthetic Office Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Yamada Servicer Synthetic Office's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Yamada Servicer Synthetic Office's Debt-to-EBITDA falls into.


TSE:4351
61GF Score
Yamada Servicer Synthetic Office TSE:4351
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamada Servicer Synthetic Office Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Yamada Servicer Synthetic Office's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1207.189 + 71.662) / 164.251
=7.79

Yamada Servicer Synthetic Office's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1207.189 + 71.662) / 505.508
=2.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.53 mean?
Yamada Servicer Synthetic Office (TSE:4351) has a Debt-to-EBITDA of 2.53 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Yamada Servicer Synthetic Office. This is 56% below median its historical median of 5.81. According to the industry distribution chart, Yamada Servicer Synthetic Office ranks #765 out of 833 companies in the Business Services industry, placing it in the top 91.8%.
Is Yamada Servicer Synthetic Office's Debt-to-EBITDA too high?
Yamada Servicer Synthetic Office's current Debt-to-EBITDA of 2.53 is 56% below median its 10-year median of 5.81. The Business Services industry median Debt-to-EBITDA is 1.67. Yamada Servicer Synthetic Office's value of 2.53 is 51.5% above this industry median. Based on the distribution chart, Yamada Servicer Synthetic Office ranks #765 out of 833 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Yamada Servicer Synthetic Office has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Yamada Servicer Synthetic Office's Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Yamada Servicer Synthetic Office ranks #765 out of 833 companies for Debt-to-EBITDA. This places Yamada Servicer Synthetic Office in the lower half of its industry. The industry median Debt-to-EBITDA is 1.67. Yamada Servicer Synthetic Office's value of 2.53 is 51.5% above this benchmark. While the company's 10-year median is 5.81 vs. the industry median of 1.67, Yamada Servicer Synthetic Office has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.67, based on 833 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamada Servicer Synthetic Office's current Debt-to-EBITDA of 2.53 is 51.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Yamada Servicer Synthetic Office. For the Business Services industry, the median Debt-to-EBITDA is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamada Servicer Synthetic Office's current Debt-to-EBITDA is 2.53, which is 56% below median its own 10-year median of 5.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamada Servicer Synthetic Office stock overvalued right now?
Based on GuruFocus' analysis, Yamada Servicer Synthetic Office (TSE:4351) is currently considered Fairly Valued. The stock's GF Value™ is 円886.52, compared to a current price of 円824.00 — trading 7.1% below its estimated fair value. The current Debt-to-EBITDA is 2.53, which is 56% below median its 10-year median of 5.81 and 51.5% above the Business Services industry median of 1.67. Yamada Servicer Synthetic Office's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Yamada Servicer Synthetic Office (TSE:4351), the current Debt-to-EBITDA is 2.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamada Servicer Synthetic Office (TSE:4351) Overvalued in 2026?

Based on GuruFocus' analysis, Yamada Servicer Synthetic Office stock appears to be undervalued. The current stock price of 円824.00 is trading 7.1% below its estimated GF Value™ of 円886.52. GuruFocus considers Yamada Servicer Synthetic Office to be Fairly Valued.

Key valuation signals for TSE:4351:

  • Debt-to-EBITDA: 2.53 (56% below median its 10-year median of 5.81)
  • GF Value™: 円886.52 vs. price of 円824.00 (7.1% below fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 51.5% above the Business Services median (#765 of 833)

No single metric tells the full story. See the TSE:4351 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamada Servicer Synthetic Office Business Description

Address 1-11-15 Kitasaiwai, Yokohama ST Building 18th Floor, Nishi-ku, Yokohama, Kanagawa, JPN, 220-0004
Yamada Servicer Synthetic Office is engaged in responding to the needs of range of financial institutions, investors and others and manage and collect purchased loans and entrusted claims. The company is also engaged in real estate and development activities and it conducts current state survey and border determination survey necessary to promote effective utilization of real estate.
61GF Score

Get the complete analysis for TSE:4351

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円824.00
Price
円886.52
GF Value