Slatinska Banka d.d (ZAG:SNBA) ROE %: 0.00% (As of . 20)


ZAG:SNBA Slatinska Banka d.d ZAG:SNBA
6 GF Score
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What is Slatinska Banka d.d ROE %?

Slatinska Banka d.d ZAG:SNBA -0.50% 6 ROE % is 0.00% as of . 20. GuruFocus rates ZAG:SNBA with a GF Score™ of 6/100. The stock has 1 warning sign investors should review. Among 1,527 Banks companies, Slatinska Banka d.d ranks worse than 65487.82% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Slatinska Banka d.d's annualized net income for the quarter that ended in . 20 was € Mil. Slatinska Banka d.d's average Total Stockholders Equity over the quarter that ended in . 20 was € Mil. Therefore, Slatinska Banka d.d's annualized ROE % for the quarter that ended in . 20 was %.

The historical rank and industry rank for Slatinska Banka d.d's ROE % or its related term are showing as below:

ZAG:SNBA's ROE % is not ranked *
in the Banks industry.
Industry Median: 10.23
* Ranked among companies with meaningful ROE % only.

Slatinska Banka d.d  (ZAG:SNBA) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: . 20 )
=Net Income/Total Stockholders Equity
=/
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=( / )*( / )*( / )
=Net Margin %*Asset Turnover*Equity Multiplier
= %**
=ROA %*Equity Multiplier
= %*
= %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: . 20 )
=Net Income/Total Stockholders Equity
=/
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= ( / ) * ( / ) * ( / ) * ( / )
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= * % * *
= %

Note: The net income data used here is one times the annual (. 20) net income data. The Revenue data used here is one times the annual (. 20) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Slatinska Banka d.d ROE % Related Terms


Slatinska Banka d.d ROE % Historical Data

* Premium members only.

The historical data trend for Slatinska Banka d.d's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Slatinska Banka d.d ROE % Chart

Slatinska Banka d.d Annual Data
Trend
ROE %

Slatinska Banka d.d Semi-Annual Data
ROE %

Slatinska Banka d.d ROE % Competitor Comparison

For the Banks - Regional subindustry, Slatinska Banka d.d's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Slatinska Banka d.d ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Slatinska Banka d.d's ROE % distribution charts can be found below:

* The bar in red indicates where Slatinska Banka d.d's ROE % falls into.


ZAG:SNBA
6GF Score
Slatinska Banka d.d ZAG:SNBA
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Slatinska Banka d.d ROE % Calculation

Slatinska Banka d.d's annualized ROE % for the fiscal year that ended in . 20 is calculated as

ROE %=Net Income (A: . 20 )/( (Total Stockholders Equity (A: . 20 )+Total Stockholders Equity (A: . 20 ))/ count )
=/( (+)/ )
=/
= %

Slatinska Banka d.d's annualized ROE % for the quarter that ended in . 20 is calculated as

ROE %=Net Income (Q: . 20 )/( (Total Stockholders Equity (Q: . 20 )+Total Stockholders Equity (Q: . 20 ))/ count )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (. 20) net income data. ROE % is displayed in the 30-year financial page.

* Note that if the average Total Stockholders Equity is zero or negative, then ROE % would be considered meaningless and hence not be calculated.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 0.00% mean?
Slatinska Banka d.d (ZAG:SNBA) has a ROE % of 0.00% as of . 20. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Slatinska Banka d.d and its competitors. According to the industry distribution chart, Slatinska Banka d.d ranks #999999 out of 1527 companies in the Banks industry.
Is Slatinska Banka d.d's ROE % too high?
Slatinska Banka d.d's current ROE % is 0.00%. Based on the distribution chart, Slatinska Banka d.d ranks #999999 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Slatinska Banka d.d has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Slatinska Banka d.d's ROE % compare to competitors?
According to the Banks industry distribution chart, Slatinska Banka d.d ranks #999999 out of 1527 companies for ROE %. This places Slatinska Banka d.d in the lower half of its industry. The industry median ROE % is 10.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Slatinska Banka d.d and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Slatinska Banka d.d's current ROE % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Slatinska Banka d.d stock overvalued right now?
Slatinska Banka d.d (ZAG:SNBA) has a current ROE % of 0.00%. The current ROE % is 0.00%. Slatinska Banka d.d's overall GF Score™ is 6/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Slatinska Banka d.d (ZAG:SNBA), the current ROE % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Slatinska Banka d.d Business Description

Address Vladimira Nazor 2, Viroviticko-podravskoj County, Slatina, HRV, 33520
Slatinska Banka d.d operates in the banking industry in Croatia. The services offered by the company include online banking which includes internet banking and mobile banking, saving and current accounts, and cards.
6GF Score

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