Norm Invest (OCSE:NORD) ROIC %: 0.00% (As of Dec. 2025)


OCSE:NORD Norm Invest OCSE:NORD
20 GF Score
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What is Norm Invest ROIC %?

Norm Invest OCSE:NORD 20 ROIC % is 0.00% as of Dec. 2025. GuruFocus rates OCSE:NORD with a GF Score™ of 20/100. The stock has 2 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Norm Invest's annualized return on invested capital (ROIC %) for the quarter that ended in Dec. 2025 was 0.00%.

As of today (2026-07-06), Norm Invest's WACC % is 1.85%. Norm Invest's ROIC % is -46.85% (calculated using TTM income statement data). Norm Invest earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Norm Invest  (OCSE:NORD) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Norm Invest's WACC % is 1.85%. Norm Invest's ROIC % is -46.85% (calculated using TTM income statement data). Norm Invest earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Norm Invest ROIC % Related Terms


Norm Invest ROIC % Historical Data

* Premium members only.

The historical data trend for Norm Invest's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norm Invest ROIC % Chart

Norm Invest Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial -113.96 -47.95 -27.68 -34.08 -33.04

Norm Invest Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -31.01 -13.68 -57.14 -45.11 0.00

OCSE:NORD vs MS, GS, SCHW: ROIC % Comparison

For the Capital Markets subindustry, Norm Invest's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Norm Invest ROIC % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Norm Invest's ROIC % distribution charts can be found below:

* The bar in red indicates where Norm Invest's ROIC % falls into.


OCSE:NORD
20GF Score
Norm Invest OCSE:NORD
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Norm Invest ROIC % Calculation

Norm Invest's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=-7.959 * ( 1 - 0% )/( (29.033 + 19.14)/ 2 )
=-7.959/24.0865
=-33.04 %

where

Norm Invest's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Dec. 2025 is calculated as:

ROIC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2024 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=0 * ( 1 - 0% )/( (29.033 + 19.14)/ 2 )
=0/24.0865
=0.00 %

where

Note: The Operating Income data used here is two times the semi-annual (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 0.00% mean?
Norm Invest (OCSE:NORD) has a ROIC % of 0.00% as of Dec. 2025. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Norm Invest and its competitors.
Is Norm Invest's ROIC % too high?
Norm Invest's current ROIC % is 0.00%. Overall, Norm Invest has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Norm Invest's ROIC % compare to MS and GS?
Norm Invest's ROIC % of 0.00% can be compared against companies in the Capital Markets industry. The industry median ROIC % is 1.27. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for a Capital Markets company?
The median ROIC % among Capital Markets companies is 1.27, based on 696 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Norm Invest and its competitors. For the Capital Markets industry, the median ROIC % is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norm Invest's current ROIC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norm Invest stock overvalued right now?
Norm Invest (OCSE:NORD) has a current ROIC % of 0.00%. The current ROIC % is 0.00%. Norm Invest's overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Norm Invest (OCSE:NORD), the current ROIC % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Norm Invest Business Description

Address c/o Copenhagen Fintech Lab, Applebys Plads 7, Copenhagen, DNK, DK-1411
Norm Invest is a fintech company that offers a digital pension and wealth management platform providing investment advice and portfolio management to retail investors. It offers a digital asset management solution, installment pension, or move customers' existing retirement savings, installment, and capital pension.
20GF Score

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ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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