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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Norm Invest's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 37.11%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Norm Invest's 3-Year ROIIC % or its related term are showing as below:
OCSE:NORD's 3-Year ROIIC % is not ranked
in the Capital Markets industry.
Industry Median: 2.6
vs OCSE:NORD: 37.11
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Norm Invest 3-Year ROIIC % Related Terms
Norm Invest 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Norm Invest's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OCSE:NORD vs MS, GS, SCHW: 3-Year ROIIC % Comparison
For the Capital Markets subindustry, Norm Invest's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norm Invest 3-Year ROIIC % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Norm Invest's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Norm Invest's 3-Year ROIIC % falls into.
Norm Invest's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( -7.959 (Dec. 2025) - -13.026276 (Dec. 2022) )
/
( 19.14 (Dec. 2025) - 5.487 (Dec. 2022) )
=
5.067276
/
13.653
=
37.11%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Norm Invest (OCSE:NORD) has a 3-Year ROIIC % of 37.11 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Norm Invest and its competitors.
Is Norm Invest's 3-Year ROIIC % too high?
Norm Invest's current 3-Year ROIIC % is 37.11. The Capital Markets industry median 3-Year ROIIC % is 2.60. Norm Invest's value of 37.11 is 1327.3% above this industry median. Overall, Norm Invest has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Norm Invest's 3-Year ROIIC % compare to MS and GS?
Norm Invest's 3-Year ROIIC % of 37.11 can be compared against companies in the Capital Markets industry. The industry median 3-Year ROIIC % is 2.60. Norm Invest's value of 37.11 is 1327.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Capital Markets company?
The median 3-Year ROIIC % among Capital Markets companies is 2.60, based on 661 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norm Invest's current 3-Year ROIIC % of 37.11 is 1327.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Norm Invest and its competitors. For the Capital Markets industry, the median 3-Year ROIIC % is 2.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norm Invest's current 3-Year ROIIC % is 37.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norm Invest stock overvalued right now?
Norm Invest (OCSE:NORD) has a current 3-Year ROIIC % of 37.11. The current 3-Year ROIIC % is 37.11 and 1327.3% above the Capital Markets industry median of 2.60. Norm Invest's overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Norm Invest (OCSE:NORD), the current 3-Year ROIIC % is 37.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Norm Invest is a fintech company that offers a digital pension and wealth management platform providing investment advice and portfolio management to retail investors. It offers a digital asset management solution, installment pension, or move customers' existing retirement savings, installment, and capital pension.
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