TWO (Two Harbors Investment) 10-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TWO Two Harbors Investment Corp TWO
49 GF Score
Price $12.03
GF Value $19.36
Valuation Possible Value Trap
! 5 Warning Signs
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What is Two Harbors Investment 10-Year ROIIC %?

10-Year ROIIC % does not apply to banks.

TWO
49GF Score
Two Harbors Investment Corp TWO
10-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Two Harbors Investment (TWO) Overvalued in 2026?

Based on GuruFocus' analysis, Two Harbors Investment stock appears to be undervalued. The current stock price of $12.03 is trading 37.9% below its estimated GF Value™ of $19.36. GuruFocus considers Two Harbors Investment to be Possible Value Trap.

Key valuation signals for TWO:

  • 10-Year ROIIC %:
  • GF Value™: $19.36 vs. price of $12.03 (37.9% below fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the TWO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Two Harbors Investment Business Description

Industry Real EstateREITs
Address 1601 Utica Avenue South, Suite 900, St. Louis Park, MN, USA, 55416
Two Harbors Investment Corp is a real estate investment trust focused on investing in, financing, and managing residential mortgage-backed securities, residential mortgage loans, mortgage servicing rights, and commercial real estate. The majority of its investment portfolio is split between agency RMBS purchased from government-sponsored enterprises and nonagency RMBS. The company derives revenues mainly from its MSR and Agency RMBS portfolio, including servicing fee income, float income, and interest income, as well as mortgage loan origination activities established to support the MSR portfolio. Its investment portfolio is subject to market risks, mainly interest rate, basis, and prepayment risk. The majority of income is generated by available-for-sale securities.
49GF Score

Get the complete analysis for TWO

10-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.03
Price
$19.36
GF Value