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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Hypoport AG's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was -1.80%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Hypoport AG's 3-Year ROIIC % or its related term are showing as below:
HYPOF's 3-Year ROIIC % is ranked worse than 72.01% of 393
companies
in the Credit Services industry
Industry Median: 2.76
vs HYPOF: -1.80
Hypoport AG (OTCPK:HYPOF) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Hypoport AG 3-Year ROIIC % Related Terms
Hypoport AG 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Hypoport AG's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hypoport AG's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypoport AG 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hypoport AG's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Hypoport AG's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Hypoport AG (HYPOF) has a 3-Year ROIIC % of -1.80 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Hypoport AG and its competitors. According to the industry distribution chart, Hypoport AG ranks #283 out of 393 companies in the Credit Services industry, placing it in the top 72%.
Is Hypoport AG's 3-Year ROIIC % too high?
Hypoport AG's current 3-Year ROIIC % is -1.80. Based on the distribution chart, Hypoport AG ranks #283 out of 393 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hypoport AG has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Hypoport AG ranks #283 out of 393 companies for 3-Year ROIIC %. This places Hypoport AG in the lower half of its industry. The industry median 3-Year ROIIC % is 2.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.76, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Hypoport AG and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypoport AG's current 3-Year ROIIC % is -1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Hypoport AG (HYPOF) has a current 3-Year ROIIC % of -1.80. The stock's GF Value™ is $519.49, compared to a current price of $214.70 — trading 58.7% below its estimated fair value. The current 3-Year ROIIC % is -1.80. Hypoport AG's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Hypoport AG (HYPOF), the current 3-Year ROIIC % is -1.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypoport AG (HYPOF) Overvalued in 2026?
Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued.
The current stock price of $214.70 is trading 58.7% below its estimated GF Value™ of $519.49.
Key valuation signals for HYPOF:
3-Year ROIIC %: -1.80
GF Value™: $519.49 vs. price of $214.70 (58.7% below fair value)
No single metric tells the full story. See the HYPOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
76GF Score
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