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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Investment Friends Capital SE's 3-Year ROIIC % for the quarter that ended in Jun. 2025 was 11.81%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
WAR:IFC's 3-Year ROIIC % is not ranked
in the Credit Services industry.
Industry Median: 2.76
vs WAR:IFC: 11.81
Investment Friends Capital SE (WAR:IFC) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Investment Friends Capital SE 3-Year ROIIC % Related Terms
Investment Friends Capital SE 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Investment Friends Capital SE 3-Year ROIIC % Chart
For the Credit Services subindustry, Investment Friends Capital SE's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Investment Friends Capital SE 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Investment Friends Capital SE's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Investment Friends Capital SE's 3-Year ROIIC % falls into.
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 0.263 (Jun. 2025) - 0.518 (Jun. 2022) )
/
( 17.212 (Jun. 2025) - 19.374 (Jun. 2022) )
=
-0.255
/
-2.162
=
11.79%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Investment Friends Capital SE (WAR:IFC) has a 3-Year ROIIC % of 11.81 as of Jun. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Investment Friends Capital SE and its competitors. This is near median its historical median of 11.82.
Is Investment Friends Capital SE's 3-Year ROIIC % too high?
Investment Friends Capital SE's current 3-Year ROIIC % of 11.81 is near median its 10-year median of 11.82. The Credit Services industry median 3-Year ROIIC % is 2.76. Investment Friends Capital SE's value of 11.81 is 327.9% above this industry median.
How does Investment Friends Capital SE's 3-Year ROIIC % compare to V and MA?
Investment Friends Capital SE's 3-Year ROIIC % of 11.81 can be compared against companies in the Credit Services industry. The industry median 3-Year ROIIC % is 2.76. Investment Friends Capital SE's value of 11.81 is 327.9% above this benchmark. While the company's 10-year median is 11.82 vs. the industry median of 2.76, Investment Friends Capital SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.76, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Investment Friends Capital SE's current 3-Year ROIIC % of 11.81 is 327.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Investment Friends Capital SE and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Investment Friends Capital SE's current 3-Year ROIIC % is 11.81, which is near median its own 10-year median of 11.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investment Friends Capital SE stock overvalued right now?
Investment Friends Capital SE (WAR:IFC) has a current 3-Year ROIIC % of 11.81. The stock's GF Value™ is zł0.01, compared to a current price of zł5.29 — trading 52820% above its estimated fair value. The current 3-Year ROIIC % is 11.81, which is near median its 10-year median of 11.82 and 327.9% above the Credit Services industry median of 2.76. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Investment Friends Capital SE (WAR:IFC), the current 3-Year ROIIC % is 11.81 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Investment Friends Capital SE Business Description
Investment Friends Capital SE is engaged in financial activities. The Company focuses mainly on financial activities, in particular on providing services in the field of granting large-value cash loans, to business entities operating in Poland.
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