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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Sumitomo Mitsui Trust Group's 10-Year RORE % for the quarter that ended in Mar. 2026 was 12.65%.
The industry rank for Sumitomo Mitsui Trust Group's 10-Year RORE % or its related term are showing as below:
CMTDF's 10-Year RORE % is ranked better than 83.1% of 1089
companies
in the Banks industry
Industry Median: 10.23
vs CMTDF: 12.65
Sumitomo Mitsui Trust Group (OTCPK:CMTDF) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Sumitomo Mitsui Trust Group 10-Year RORE % Related Terms
Sumitomo Mitsui Trust Group 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sumitomo Mitsui Trust Group 10-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Sumitomo Mitsui Trust Group's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sumitomo Mitsui Trust Group 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Sumitomo Mitsui Trust Group's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Sumitomo Mitsui Trust Group's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Sumitomo Mitsui Trust Group (CMTDF) has a 10-Year RORE % of 12.65 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Sumitomo Mitsui Trust Group and its competitors. According to the industry distribution chart, Sumitomo Mitsui Trust Group ranks #184 out of 1089 companies in the Banks industry, placing it in the top 16.9%.
Is Sumitomo Mitsui Trust Group's 10-Year RORE % too high?
Sumitomo Mitsui Trust Group's current 10-Year RORE % is 12.65. The Banks industry median 10-Year RORE % is 10.23. Sumitomo Mitsui Trust Group's value of 12.65 is 23.7% above this industry median. Based on the distribution chart, Sumitomo Mitsui Trust Group ranks #184 out of 1089 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sumitomo Mitsui Trust Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Trust Group's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Sumitomo Mitsui Trust Group ranks #184 out of 1089 companies for 10-Year RORE %. This places Sumitomo Mitsui Trust Group in the top 17% of its industry — outperforming the majority of peers. The industry median 10-Year RORE % is 10.23. Sumitomo Mitsui Trust Group's value of 12.65 is 23.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.23, based on 1,089 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sumitomo Mitsui Trust Group's current 10-Year RORE % of 12.65 is 23.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Sumitomo Mitsui Trust Group and its competitors. For the Banks industry, the median 10-Year RORE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sumitomo Mitsui Trust Group's current 10-Year RORE % is 12.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Trust Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group (CMTDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.80, compared to a current price of $10.00 — trading 72.4% above its estimated fair value. The current 10-Year RORE % is 12.65 and 23.7% above the Banks industry median of 10.23. Sumitomo Mitsui Trust Group's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Sumitomo Mitsui Trust Group (CMTDF), the current 10-Year RORE % is 12.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sumitomo Mitsui Trust Group (CMTDF) Overvalued in 2026?
Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group stock appears to be overvalued.
The current stock price of $10.00 is trading 72.4% above its estimated GF Value™ of $5.80.
GuruFocus considers Sumitomo Mitsui Trust Group to be Significantly Overvalued.
Key valuation signals for CMTDF:
10-Year RORE %: 12.65
GF Value™: $5.80 vs. price of $10.00 (72.4% above fair value)
Industry Position: 23.7% above the Banks median (#184 of 1089)
No single metric tells the full story. See the CMTDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sumitomo Mitsui Trust Group is the fifth-largest Japanese bank by assets and revenue. It is the only remaining stand-alone trust bank after the late 1990s deregulation removed legal barriers between commercial banking and trust functions in Japan; its former rivals in trust banking merged and became units of Mitsubishi UFJ FG and Mizuho. It has no capital ties with Sumitomo Mitsui FG, despite the similar name and common ties to Sumitomo and Mitsui group companies. In fiduciary services, SMTG is the market leader in Japan in total assets under custody. It is the largest manager of corporate pension funds and trails only Nomura in investment trusts.
61GF Score
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10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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