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Sumitomo Mitsui Trust GroupCMTDF 61 5-Year Yield-on-Cost % is 7.03 as of Jul. 31, 2026, which is 20% below its 10-year median of 8.75. GuruFocus rates CMTDF with a GF Score™ of 61/100 and a GF Value™ of $5.80 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Sumitomo Mitsui Trust Group ranks better than 76.34% on this metric.
Sumitomo Mitsui Trust Group (OTCPK:CMTDF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Sumitomo Mitsui Trust Group 5-Year Yield-on-Cost % Related Terms
Sumitomo Mitsui Trust Group 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Sumitomo Mitsui Trust Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sumitomo Mitsui Trust Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Sumitomo Mitsui Trust Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Sumitomo Mitsui Trust Group's 5-Year Yield-on-Cost % falls into.
Sumitomo Mitsui Trust Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Sumitomo Mitsui Trust Group (CMTDF) has a 5-Year Yield-on-Cost % of 7.03 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sumitomo Mitsui Trust Group and its competitors. This is 20% below median its historical median of 8.75. Over the past decade, Sumitomo Mitsui Trust Group's 5-Year Yield-on-Cost % has ranged from 6.52 to 13.44. According to the industry distribution chart, Sumitomo Mitsui Trust Group ranks #296 out of 1251 companies in the Banks industry, placing it in the top 23.7%.
Is Sumitomo Mitsui Trust Group's 5-Year Yield-on-Cost % too high?
Sumitomo Mitsui Trust Group's current 5-Year Yield-on-Cost % of 7.03 is 20% below median its 10-year median of 8.75. Over the past 10 years, this metric has ranged from a low of 6.52 to a high of 13.44. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Sumitomo Mitsui Trust Group's value of 7.03 is 83.1% above this industry median. Based on the distribution chart, Sumitomo Mitsui Trust Group ranks #296 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sumitomo Mitsui Trust Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Trust Group's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Sumitomo Mitsui Trust Group ranks #296 out of 1251 companies for 5-Year Yield-on-Cost %. This places Sumitomo Mitsui Trust Group in the top 24% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Sumitomo Mitsui Trust Group's value of 7.03 is 83.1% above this benchmark. Historically, Sumitomo Mitsui Trust Group's own 5-Year Yield-on-Cost % has ranged from 6.52 to 13.44 over the past decade. While the company's 10-year median is 8.75 vs. the industry median of 3.84, Sumitomo Mitsui Trust Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sumitomo Mitsui Trust Group's current 5-Year Yield-on-Cost % of 7.03 is 83.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sumitomo Mitsui Trust Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sumitomo Mitsui Trust Group's current 5-Year Yield-on-Cost % is 7.03, which is 20% below median its own 10-year median of 8.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Trust Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group (CMTDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.80, compared to a current price of $10.00 — trading 72.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.03, which is 20% below median its 10-year median of 8.75 and 83.1% above the Banks industry median of 3.84. Sumitomo Mitsui Trust Group's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Sumitomo Mitsui Trust Group (CMTDF), the current 5-Year Yield-on-Cost % is 7.03 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sumitomo Mitsui Trust Group (CMTDF) Overvalued in 2026?
Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group stock appears to be overvalued.
The current stock price of $10.00 is trading 72.4% above its estimated GF Value™ of $5.80.
GuruFocus considers Sumitomo Mitsui Trust Group to be Significantly Overvalued.
Key valuation signals for CMTDF:
5-Year Yield-on-Cost %: 7.03 (20% below median its 10-year median of 8.75)
GF Value™: $5.80 vs. price of $10.00 (72.4% above fair value)
Industry Position: 83.1% above the Banks median (#296 of 1251)
No single metric tells the full story. See the CMTDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sumitomo Mitsui Trust Group is the fifth-largest Japanese bank by assets and revenue. It is the only remaining stand-alone trust bank after the late 1990s deregulation removed legal barriers between commercial banking and trust functions in Japan; its former rivals in trust banking merged and became units of Mitsubishi UFJ FG and Mizuho. It has no capital ties with Sumitomo Mitsui FG, despite the similar name and common ties to Sumitomo and Mitsui group companies. In fiduciary services, SMTG is the market leader in Japan in total assets under custody. It is the largest manager of corporate pension funds and trails only Nomura in investment trusts.
61GF Score
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