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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Mizuho Financial Group's 10-Year RORE % for the quarter that ended in Mar. 2026 was 8.22%.
The industry rank for Mizuho Financial Group's 10-Year RORE % or its related term are showing as below:
FRA:MZ8's 10-Year RORE % is ranked better than 78.37% of 1091
companies
in the Banks industry
Industry Median: 10.19
vs FRA:MZ8: 8.22
Mizuho Financial Group (FRA:MZ8) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Mizuho Financial Group 10-Year RORE % Related Terms
Mizuho Financial Group 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Mizuho Financial Group's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mizuho Financial Group 10-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Mizuho Financial Group's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mizuho Financial Group 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Mizuho Financial Group's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Mizuho Financial Group's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Mizuho Financial Group (FRA:MZ8) has a 10-Year RORE % of 8.22 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Mizuho Financial Group and its competitors. According to the industry distribution chart, Mizuho Financial Group ranks #236 out of 1091 companies in the Banks industry, placing it in the top 21.6%.
Is Mizuho Financial Group's 10-Year RORE % too high?
Mizuho Financial Group's current 10-Year RORE % is 8.22. The Banks industry median 10-Year RORE % is 10.19. Mizuho Financial Group's value of 8.22 is 19.3% below this industry median. Based on the distribution chart, Mizuho Financial Group ranks #236 out of 1091 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mizuho Financial Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mizuho Financial Group's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Mizuho Financial Group ranks #236 out of 1091 companies for 10-Year RORE %. This places Mizuho Financial Group in the top 22% of its industry — outperforming the majority of peers. The industry median 10-Year RORE % is 10.19. Mizuho Financial Group's value of 8.22 is 19.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.19, based on 1,091 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizuho Financial Group's current 10-Year RORE % of 8.22 is 19.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Mizuho Financial Group and its competitors. For the Banks industry, the median 10-Year RORE % is 10.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizuho Financial Group's current 10-Year RORE % is 8.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizuho Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mizuho Financial Group (FRA:MZ8) is currently considered Significantly Overvalued. The stock's GF Value™ is €24.49, compared to a current price of €46.20 — trading 88.6% above its estimated fair value. The current 10-Year RORE % is 8.22 and 19.3% below the Banks industry median of 10.19. Mizuho Financial Group's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Mizuho Financial Group (FRA:MZ8), the current 10-Year RORE % is 8.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mizuho Financial Group (FRA:MZ8) Overvalued in 2026?
Based on GuruFocus' analysis, Mizuho Financial Group stock appears to be overvalued.
The current stock price of €46.20 is trading 88.6% above its estimated GF Value™ of €24.49.
GuruFocus considers Mizuho Financial Group to be Significantly Overvalued.
Key valuation signals for FRA:MZ8:
10-Year RORE %: 8.22
GF Value™: €24.49 vs. price of €46.20 (88.6% above fair value)
Industry Position: 19.3% below the Banks median (#236 of 1091)
No single metric tells the full story. See the FRA:MZ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mizuho Financial Group is roughly tied with megabank peer Sumitomo Mitsui Financial Group for the status as Japan's second-largest bank after Mitsubishi UFJ Financial Group. In Japan, Mizuho has more of a corporate focus than SMFG, which has a larger retail business. Its overseas weighting is slightly smaller than that of MUFG. Unlike its two Japanese megabank peers, which own foreign banks outright or hold noncontrolling stakes in local banks overseas, Mizuho expanded in recent years beyond its traditional Japanese borrowers, mainly through its core banking and securities units, focusing on the financing needs of global multinational corporations.
65GF Score
Get the complete analysis for FRA:MZ8
10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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