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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Mizuho Financial GroupFRA:MZ8 -1.38%65 5-Year Yield-on-Cost % is 3.82 as of Jul. 30, 2026, which is 54% below its 10-year median of 8.34. GuruFocus rates FRA:MZ8 with a GF Score™ of 65/100 and a GF Value™ of €24.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, Mizuho Financial Group ranks worse than 55.08% on this metric.
Mizuho Financial Group's yield on cost for the quarter that ended in Mar. 2026 was 3.82.
The historical rank and industry rank for Mizuho Financial Group's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:MZ8'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.53 Med: 8.34 Max: 14.01
Current: 3.82
During the past 13 years, Mizuho Financial Group's highest Yield on Cost was 14.01. The lowest was 3.53. And the median was 8.34.
FRA:MZ8's 5-Year Yield-on-Cost % is ranked worse than 55.08% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs FRA:MZ8: 3.82
Mizuho Financial Group (FRA:MZ8) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Mizuho Financial Group 5-Year Yield-on-Cost % Related Terms
Mizuho Financial Group 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Mizuho Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mizuho Financial Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Mizuho Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Mizuho Financial Group's 5-Year Yield-on-Cost % falls into.
Mizuho Financial Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Mizuho Financial Group (FRA:MZ8) has a 5-Year Yield-on-Cost % of 3.82 as of Jul. 30, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mizuho Financial Group and its competitors. This is 54% below median its historical median of 8.34. Over the past decade, Mizuho Financial Group's 5-Year Yield-on-Cost % has ranged from 3.53 to 14.01. According to the industry distribution chart, Mizuho Financial Group ranks #689 out of 1251 companies in the Banks industry, placing it in the top 55.1%.
Is Mizuho Financial Group's 5-Year Yield-on-Cost % too high?
Mizuho Financial Group's current 5-Year Yield-on-Cost % of 3.82 is 54% below median its 10-year median of 8.34. Over the past 10 years, this metric has ranged from a low of 3.53 to a high of 14.01. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Mizuho Financial Group's value of 3.82 is 0.5% below this industry median. Based on the distribution chart, Mizuho Financial Group ranks #689 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Mizuho Financial Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mizuho Financial Group's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Mizuho Financial Group ranks #689 out of 1251 companies for 5-Year Yield-on-Cost %. This places Mizuho Financial Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Mizuho Financial Group's value of 3.82 is 0.5% below this benchmark. Historically, Mizuho Financial Group's own 5-Year Yield-on-Cost % has ranged from 3.53 to 14.01 over the past decade. While the company's 10-year median is 8.34 vs. the industry median of 3.84, Mizuho Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizuho Financial Group's current 5-Year Yield-on-Cost % of 3.82 is 0.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mizuho Financial Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizuho Financial Group's current 5-Year Yield-on-Cost % is 3.82, which is 54% below median its own 10-year median of 8.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizuho Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mizuho Financial Group (FRA:MZ8) is currently considered Significantly Overvalued. The stock's GF Value™ is €24.30, compared to a current price of €43.00 — trading 77% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.82, which is 54% below median its 10-year median of 8.34 and 0.5% below the Banks industry median of 3.84. Mizuho Financial Group's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Mizuho Financial Group (FRA:MZ8), the current 5-Year Yield-on-Cost % is 3.82 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mizuho Financial Group (FRA:MZ8) Overvalued in 2026?
Based on GuruFocus' analysis, Mizuho Financial Group stock appears to be overvalued.
The current stock price of €43.00 is trading 77% above its estimated GF Value™ of €24.30.
GuruFocus considers Mizuho Financial Group to be Significantly Overvalued.
Key valuation signals for FRA:MZ8:
5-Year Yield-on-Cost %: 3.82 (54% below median its 10-year median of 8.34)
GF Value™: €24.30 vs. price of €43.00 (77% above fair value)
Industry Position: 0.5% below the Banks median (#689 of 1251)
No single metric tells the full story. See the FRA:MZ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mizuho Financial Group is roughly tied with megabank peer Sumitomo Mitsui Financial Group for the status as Japan's second-largest bank after Mitsubishi UFJ Financial Group. In Japan, Mizuho has more of a corporate focus than SMFG, which has a larger retail business. Its overseas weighting is slightly smaller than that of MUFG. Unlike its two Japanese megabank peers, which own foreign banks outright or hold noncontrolling stakes in local banks overseas, Mizuho expanded in recent years beyond its traditional Japanese borrowers, mainly through its core banking and securities units, focusing on the financing needs of global multinational corporations.
65GF Score
Get the complete analysis for FRA:MZ8
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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