Principal Financial Group (MEX:PFG) 10-Year RORE % : 3.75% (As of Mar. 2026)


MEX:PFG Principal Financial Group Inc MEX:PFG
71 GF Score
Price MXN1,810.00
GF Value MXN1,470.46
! 7 Warning Signs
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What is Principal Financial Group 10-Year RORE %?

Principal Financial Group MEX:PFG 71 10-Year RORE % is 3.75 as of Mar. 2026. GuruFocus rates MEX:PFG with a GF Score™ of 71/100 and a GF Value™ of MXN1,470.46. The stock has 7 warning signs investors should review. Among 887 Asset Management companies, Principal Financial Group ranks worse than 51.52% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Principal Financial Group's 10-Year RORE % for the quarter that ended in Mar. 2026 was 3.75%.

The industry rank for Principal Financial Group's 10-Year RORE % or its related term are showing as below:

MEX:PFG's 10-Year RORE % is ranked worse than
51.52% of 887 companies
in the Asset Management industry
Industry Median: 7.07 vs MEX:PFG: 3.75

Principal Financial Group  (MEX:PFG) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Principal Financial Group 10-Year RORE % Related Terms


Principal Financial Group 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Principal Financial Group's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Principal Financial Group 10-Year RORE % Chart

Principal Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.98 29.41 -0.56 5.20 1.10

Principal Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.27 2.16 5.19 1.10 3.75

MEX:PFG vs TROW, ARES, RJF: 10-Year RORE % Comparison

For the Asset Management subindustry, Principal Financial Group's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Principal Financial Group 10-Year RORE % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Principal Financial Group's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Principal Financial Group's 10-Year RORE % falls into.


MEX:PFG
71GF Score
Principal Financial Group Inc MEX:PFG
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Principal Financial Group 10-Year RORE % Calculation

Principal Financial Group's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 127.347-85.719 )/( 1316.398-209.903 )
=41.628/1106.495
=3.76 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 3.75 mean?
Principal Financial Group (MEX:PFG) has a 10-Year RORE % of 3.75 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Principal Financial Group and its competitors. According to the industry distribution chart, Principal Financial Group ranks #457 out of 887 companies in the Asset Management industry, placing it in the top 51.5%.
Is Principal Financial Group's 10-Year RORE % too high?
Principal Financial Group's current 10-Year RORE % is 3.75. The Asset Management industry median 10-Year RORE % is 7.07. Principal Financial Group's value of 3.75 is 47% below this industry median. Based on the distribution chart, Principal Financial Group ranks #457 out of 887 companies in the Asset Management industry, which is below the industry midpoint. Overall, Principal Financial Group has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Principal Financial Group's 10-Year RORE % compare to TROW and ARES?
According to the Asset Management industry distribution chart, Principal Financial Group ranks #457 out of 887 companies for 10-Year RORE %. This places Principal Financial Group in the lower half of its industry. The industry median 10-Year RORE % is 7.07. Principal Financial Group's value of 3.75 is 47% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Asset Management company?
The median 10-Year RORE % among Asset Management companies is 7.07, based on 887 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Principal Financial Group's current 10-Year RORE % of 3.75 is 47% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Principal Financial Group and its competitors. For the Asset Management industry, the median 10-Year RORE % is 7.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Principal Financial Group's current 10-Year RORE % is 3.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Principal Financial Group stock overvalued right now?
Principal Financial Group (MEX:PFG) has a current 10-Year RORE % of 3.75. The stock's GF Value™ is MXN1,470.46, compared to a current price of MXN1,810.00 — trading 23.1% above its estimated fair value. The current 10-Year RORE % is 3.75 and 47% below the Asset Management industry median of 7.07. Principal Financial Group's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Principal Financial Group (MEX:PFG), the current 10-Year RORE % is 3.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Principal Financial Group (MEX:PFG) Overvalued in 2026?

Based on GuruFocus' analysis, Principal Financial Group stock appears to be overvalued. The current stock price of MXN1,810.00 is trading 23.1% above its estimated GF Value™ of MXN1,470.46.

Key valuation signals for MEX:PFG:

  • 10-Year RORE %: 3.75
  • GF Value™: MXN1,470.46 vs. price of MXN1,810.00 (23.1% above fair value)
  • GF Score™: 71/100 with 7 warning signs
  • Industry Position: 47% below the Asset Management median (#457 of 887)

No single metric tells the full story. See the MEX:PFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Principal Financial Group Business Description

Other Exchanges PFG:USA0KO5:UKPG4:Germany
Address 711 High Street, Des Moines, IA, USA, 50392
Principal Financial Group Inc is a financial services provider. It offers various financial products and services including retirement, asset management, and workplace benefits and protection solutions to individuals and institutional clients. The company, along with its subsidiaries, operates in the following reportable segments; Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. Maximum revenue is generated from the Retirement and Income Solutions segment which provides workplace savings and retirement solutions, banking, trust and custodial services, individual variable annuities (including RILAs), pension risk transfer, and investment services to businesses, their employees, and other individuals.
71GF Score

Get the complete analysis for MEX:PFG

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,810.00
Price
MXN1,470.46
GF Value