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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
China Taiping Insurance Holdings Co's 3-Year RORE % for the quarter that ended in Dec. 2025 was 58.23%.
China Taiping Insurance Holdings Co (OTCPK:CTIHY) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
China Taiping Insurance Holdings Co 3-Year RORE % Related Terms
China Taiping Insurance Holdings Co 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Taiping Insurance Holdings Co 3-Year RORE % Chart
For the Insurance - Life subindustry, China Taiping Insurance Holdings Co's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Taiping Insurance Holdings Co 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Taiping Insurance Holdings Co's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where China Taiping Insurance Holdings Co's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
China Taiping Insurance Holdings Co (CTIHY) has a 3-Year RORE % of 58.23 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on China Taiping Insurance Holdings Co and its competitors. According to the industry distribution chart, China Taiping Insurance Holdings Co ranks #51 out of 473 companies in the Insurance industry, placing it in the top 10.8%.
Is China Taiping Insurance Holdings Co's 3-Year RORE % too high?
China Taiping Insurance Holdings Co's current 3-Year RORE % is 58.23. The Insurance industry median 3-Year RORE % is 11.46. China Taiping Insurance Holdings Co's value of 58.23 is 408.1% above this industry median. Based on the distribution chart, China Taiping Insurance Holdings Co ranks #51 out of 473 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Taiping Insurance Holdings Co has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does China Taiping Insurance Holdings Co's 3-Year RORE % compare to AFL and MET?
According to the Insurance industry distribution chart, China Taiping Insurance Holdings Co ranks #51 out of 473 companies for 3-Year RORE %. This places China Taiping Insurance Holdings Co in the top 11% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 11.46. China Taiping Insurance Holdings Co's value of 58.23 is 408.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.46, based on 473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Taiping Insurance Holdings Co's current 3-Year RORE % of 58.23 is 408.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on China Taiping Insurance Holdings Co and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Taiping Insurance Holdings Co's current 3-Year RORE % is 58.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Taiping Insurance Holdings Co stock overvalued right now?
China Taiping Insurance Holdings Co (CTIHY) has a current 3-Year RORE % of 58.23. The stock's GF Value™ is $40.99, compared to a current price of $68.96 — trading 68.2% above its estimated fair value. The current 3-Year RORE % is 58.23 and 408.1% above the Insurance industry median of 11.46. China Taiping Insurance Holdings Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For China Taiping Insurance Holdings Co (CTIHY), the current 3-Year RORE % is 58.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Taiping Insurance Holdings Co (CTIHY) Overvalued in 2026?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co stock appears to be overvalued.
The current stock price of $68.96 is trading 68.2% above its estimated GF Value™ of $40.99.
Key valuation signals for CTIHY:
3-Year RORE %: 58.23
GF Value™: $40.99 vs. price of $68.96 (68.2% above fair value)
Industry Position: 408.1% above the Insurance median (#51 of 473)
No single metric tells the full story. See the CTIHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Taiping Insurance Holdings Co Ltd is a holding company that, through its subsidiaries, sells insurance products and offers a variety of investment management services. The company sells life, property and casualty, reinsurance, and pension insurance products. The firm also operates asset management and real estate management services. The majority of China Taiping Insurance's income is derived from life insurance, with the People's Republic of China contributing a portion of the company's revenue. The company comprises business segments: the life insurance business, PRC property and casualty insurance business, Overseas property and casualty insurance business, reinsurance business, and Others. The majority of revenue is generated from the life insurance business.
69GF Score
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