FB BancorpFBLA -0.20%13 3-Year RORE % is -12.04 as of Mar. 2026. GuruFocus rates FBLA with a GF Score™ of 13/100. The stock has 5 warning signs investors should review. Among 1,471 Banks companies, FB Bancorp ranks worse than 83.34% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
FB Bancorp's 3-Year RORE % for the quarter that ended in Mar. 2026 was -12.04%.
The industry rank for FB Bancorp's 3-Year RORE % or its related term are showing as below:
FBLA's 3-Year RORE % is ranked worse than 83.34% of 1471
companies
in the Banks industry
Industry Median: 9.89
vs FBLA: -12.04
FB Bancorp (NAS:FBLA) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
FB Bancorp 3-Year RORE % Related Terms
FB Bancorp 3-Year RORE % Historical Data
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The historical data trend for FB Bancorp's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FBLA vs VABK, NKSH, INBK: 3-Year RORE % Comparison
For the Banks - Regional subindustry, FB Bancorp's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FB Bancorp 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, FB Bancorp's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where FB Bancorp's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
FB Bancorp (FBLA) has a 3-Year RORE % of -12.04 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on FB Bancorp and its competitors. According to the industry distribution chart, FB Bancorp ranks #1226 out of 1471 companies in the Banks industry, placing it in the top 83.3%.
Is FB Bancorp's 3-Year RORE % too high?
FB Bancorp's current 3-Year RORE % is -12.04. Based on the distribution chart, FB Bancorp ranks #1226 out of 1471 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, FB Bancorp has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does FB Bancorp's 3-Year RORE % compare to VABK and NKSH?
According to the Banks industry distribution chart, FB Bancorp ranks #1226 out of 1471 companies for 3-Year RORE %. This places FB Bancorp in the lower half of its industry. The industry median 3-Year RORE % is 9.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.89, based on 1,471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on FB Bancorp and its competitors. For the Banks industry, the median 3-Year RORE % is 9.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FB Bancorp's current 3-Year RORE % is -12.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FB Bancorp stock overvalued right now?
FB Bancorp (FBLA) has a current 3-Year RORE % of -12.04. The current 3-Year RORE % is -12.04. FB Bancorp's overall GF Score™ is 13/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For FB Bancorp (FBLA), the current 3-Year RORE % is -12.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
FB Bancorp Inc is a bank holding company based in the United States. Through its banking subsidiary, it is engaged in taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential mortgage loans secured by properties located in primary market areas. Additionally, it offers other financial products and services, including residential construction loans, commercial real estate loans, commercial loans, consumer loans, credit and debit cards, cash management, online banking, payment solutions, ATMs, and wealth management services, among others. The Group mainly operates in southern Louisiana, including the Metropolitan Statistical Areas (MSAs) of New Orleans-Metairie-Hammond, Baton Rouge, and Lafayette.
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