Business Description
OP Bancorp
NAICS : 522110
SIC : 6029
ISIN : US67109R1095
Total Employee Number:
249Compare
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Traded in other countries / regions
OPBK.USAOP3.Germany Index Membership
Russell 2000Russell 3000Russell 2000 IPO Date
2005-07-22Description
OP Bancorp operates its commercial community banking activities through Open Bank its wholly owned banking subsidiary. It provides commercial banking services to small and medium-sized businesses, their owners, and retail customers, with a focus on the Korean-American community. The bank currently operate twelve full service branches: nine branches across Los Angeles and Orange Counties in California, as well as one branch each in Santa Clara, California; Carrollton, Texas; and Las Vegas, Nevada. Additionally, it maintains five loan production offices located in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. Substantially all its business activities are conducted through the Bank.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.46 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.47 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.49 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 0.8 | |||||
3-Year EPS without NRI Growth Rate | -7 | |||||
3-Year FCF Growth Rate | -33.8 | |||||
3-Year Book Growth Rate | 9.7 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 32.91 | |||||
9-Day RSI | 44.45 | |||||
14-Day RSI | 49 | |||||
3-1 Month Momentum % | 1.22 | |||||
6-1 Month Momentum % | -2.28 | |||||
12-1 Month Momentum % | 2.54 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.43 | |||||
Dividend Payout Ratio | 0.26 | |||||
3-Year Dividend Growth Rate | 2.9 | |||||
Forward Dividend Yield % | 3.87 | |||||
5-Year Yield-on-Cost % | 5.91 | |||||
3-Year Average Share Buyback Ratio | 0.8 | |||||
Shareholder Yield % | 6.15 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 28.15 | |||||
FCF Margin % | 27.6 | |||||
OCF Margin % | 29.13 | |||||
ROE % | 12.35 | |||||
ROA % | 1.05 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.99 | |||||
Forward PE Ratio | 7.73 | |||||
PE Ratio without NRI | 7.99 | |||||
Shiller PE Ratio | 9.32 | |||||
Price-to-Owner-Earnings | 7.19 | |||||
PEG Ratio | 0.84 | |||||
PS Ratio | 2.24 | |||||
PB Ratio | 0.93 | |||||
Price-to-Tangible-Book | 0.93 | |||||
Price-to-Free-Cash-Flow | 8.12 | |||||
Price-to-Operating-Cash-Flow | 7.69 | |||||
EV-to-Revenue | 1.71 | |||||
EV-to-FCF | 6.21 | |||||
Price-to-GF-Value | 1.01 | |||||
Price-to-Projected-FCF | 0.4 | |||||
Price-to-DCF (Earnings Based) | 0.33 | |||||
Price-to-DCF (FCF Based) | 0.7 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.85 | |||||
Price-to-Graham-Number | 0.58 | |||||
FCF Yield % | 12.36 | |||||
Forward Rate of Return (Yacktman) % | 24.59 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
OP Bancorp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 97.001 | ||
| EPS (TTM) ($) | 1.82 | ||
| Beta | 0.7857 | ||
| 3-Year Sharpe Ratio | 0.6 | ||
| 3-Year Sortino Ratio | 1.26 | ||
| Volatility % | 19.9 | ||
| 14-Day RSI | 49 | ||
| 14-Day ATR ($) | 0.399247 | ||
| 20-Day SMA ($) | 14.62875 | ||
| 12-1 Month Momentum % | 2.54 | ||
| 52-Week Range ($) | 12.41 - 15.73 | ||
| Shares Outstanding (Mil) | 14.89 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
OP Bancorp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
OP Bancorp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-23 | In 106 days | ||
| Second quarter earnings results for 2026 | 2026-07-24 | In 15 days | ||
| General meeting for 2026 | 2026-05-28 10:00 | 14.12 (+0.71%) | ||
| USD 0.140000 Cash Dividend | 2026-05-07 | 14.67 (+0.14%) | ||
| First quarter earnings results for 2026 | 2026-04-23 | 14.17 (+0.21%) | ||
| Annual report for 2025 | 2026-03-13 | 12.97 (+0.86%) | ||
| USD 0.120000 Cash Dividend | 2026-02-05 | 14.47 (-1.56%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-22 | 14.96 (+3.89%) | ||
| USD 0.120000 Cash Dividend | 2025-11-06 | 13.50 (+1.89%) | ||
| Third quarter earnings results for 2025 | 2025-10-23 | 13.58 (-0.07%) |
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OP Bancorp Frequently Asked Questions
What is OP Bancorp(OPBK)'s stock price today?
The current price of OPBK is $14.55. The 52 week high of OPBK is $15.73 and 52 week low is $12.41.
When is next earnings date of OP Bancorp(OPBK)?
The next earnings date of OP Bancorp(OPBK) is 2026-07-24 Est..
Does OP Bancorp(OPBK) pay dividends? If so, how much?
The Dividend Yield %  of OP Bancorp(OPBK) is 3.43% (As of Today), Highest Dividend Payout Ratio of OP Bancorp(OPBK) was 0.35. The lowest was 0.18. And the median was 0.28. The  Forward Dividend Yield % of OP Bancorp(OPBK) is 3.87%. For more information regarding to dividend, please check our Dividend Page.
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