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SygniaJSE:SYG +1.98%71 3-Year RORE % is 121.76 as of Mar. 2026. GuruFocus rates JSE:SYG with a GF Score™ of 71/100 and a GF Value™ of R28.53 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 213 Diversified Financial Services companies, Sygnia ranks better than 95.31% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Sygnia's 3-Year RORE % for the quarter that ended in Mar. 2026 was 121.76%.
The industry rank for Sygnia's 3-Year RORE % or its related term are showing as below:
JSE:SYG's 3-Year RORE % is ranked better than 95.31% of 213
companies
in the Diversified Financial Services industry
Industry Median: 3.45
vs JSE:SYG: 121.76
Sygnia (JSE:SYG) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Sygnia 3-Year RORE % Related Terms
Sygnia 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Sygnia's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, Sygnia's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sygnia 3-Year RORE % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Sygnia's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Sygnia's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Sygnia (JSE:SYG) has a 3-Year RORE % of 121.76 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Sygnia and its competitors. According to the industry distribution chart, Sygnia ranks #10 out of 213 companies in the Diversified Financial Services industry, placing it in the top 4.7%.
Is Sygnia's 3-Year RORE % too high?
Sygnia's current 3-Year RORE % is 121.76. The Diversified Financial Services industry median 3-Year RORE % is 3.45. Sygnia's value of 121.76 is 3429.3% above this industry median. Based on the distribution chart, Sygnia ranks #10 out of 213 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sygnia has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sygnia's 3-Year RORE % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Sygnia ranks #10 out of 213 companies for 3-Year RORE %. This places Sygnia in the top 5% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 3.45. Sygnia's value of 121.76 is 3429.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Diversified Financial Services company?
The median 3-Year RORE % among Diversified Financial Services companies is 3.45, based on 213 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sygnia's current 3-Year RORE % of 121.76 is 3429.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Sygnia and its competitors. For the Diversified Financial Services industry, the median 3-Year RORE % is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sygnia's current 3-Year RORE % is 121.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sygnia stock overvalued right now?
Based on GuruFocus' analysis, Sygnia (JSE:SYG) is currently considered Modestly Overvalued. The stock's GF Value™ is R28.53, compared to a current price of R33.50 — trading 17.4% above its estimated fair value. The current 3-Year RORE % is 121.76 and 3429.3% above the Diversified Financial Services industry median of 3.45. Sygnia's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Sygnia (JSE:SYG), the current 3-Year RORE % is 121.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sygnia (JSE:SYG) Overvalued in 2026?
Based on GuruFocus' analysis, Sygnia stock appears to be overvalued.
The current stock price of R33.50 is trading 17.4% above its estimated GF Value™ of R28.53.
GuruFocus considers Sygnia to be Modestly Overvalued.
Key valuation signals for JSE:SYG:
3-Year RORE %: 121.76
GF Value™: R28.53 vs. price of R33.50 (17.4% above fair value)
Industry Position: 3429.3% above the Diversified Financial Services median (#10 of 213)
No single metric tells the full story. See the JSE:SYG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sygnia Ltd is a specialist financial services company. The company provides investment management and administration solutions to institutional and retail clients located predominantly in South Africa. Its main investment services include domestic and international multi-manager and index-tracking products, customized investment design and management, transition management, and investment administration services. The company operates in Cape Town, Johannesburg, Durban, London, with Maximum of its revenue from South Africa.
71GF Score
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