BIDV Securities JSC (STC:BSI) 3-Year RORE % : -2.48% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:BSI BIDV Securities JSC STC:BSI
68 GF Score
Price ₫29,850.00
GF Value ₫57,598.71
Valuation Possible Value Trap
! 7 Warning Signs
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What is BIDV Securities JSC 3-Year RORE %?

BIDV Securities JSC STC:BSI -6.86% 68 3-Year RORE % is -2.48 as of Mar. 2026. GuruFocus rates STC:BSI with a GF Score™ of 68/100 and a GF Value™ of ₫57,598.71 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 766 Capital Markets companies, BIDV Securities JSC ranks worse than 64.88% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. BIDV Securities JSC's 3-Year RORE % for the quarter that ended in Mar. 2026 was -2.48%.

The industry rank for BIDV Securities JSC's 3-Year RORE % or its related term are showing as below:

STC:BSI's 3-Year RORE % is ranked worse than
64.88% of 766 companies
in the Capital Markets industry
Industry Median: 14.8 vs STC:BSI: -2.48

BIDV Securities JSC  (STC:BSI) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


BIDV Securities JSC 3-Year RORE % Related Terms


BIDV Securities JSC 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for BIDV Securities JSC's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BIDV Securities JSC 3-Year RORE % Chart

BIDV Securities JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54.39 -1.02 0.97 29.71 -1.13

BIDV Securities JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.64 6.68 8.51 -1.13 -2.48

STC:BSI vs MS, GS, SCHW: 3-Year RORE % Comparison

For the Capital Markets subindustry, BIDV Securities JSC's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BIDV Securities JSC 3-Year RORE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, BIDV Securities JSC's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where BIDV Securities JSC's 3-Year RORE % falls into.


STC:BSI
68GF Score
BIDV Securities JSC STC:BSI
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BIDV Securities JSC 3-Year RORE % Calculation

BIDV Securities JSC's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 1895.455-2017.055 )/( 5277.965-375.657 )
=-121.6/4902.308
=-2.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -2.48 mean?
BIDV Securities JSC (STC:BSI) has a 3-Year RORE % of -2.48 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on BIDV Securities JSC and its competitors. According to the industry distribution chart, BIDV Securities JSC ranks #497 out of 766 companies in the Capital Markets industry, placing it in the top 64.9%.
Is BIDV Securities JSC's 3-Year RORE % too high?
BIDV Securities JSC's current 3-Year RORE % is -2.48. Based on the distribution chart, BIDV Securities JSC ranks #497 out of 766 companies in the Capital Markets industry, which is below the industry midpoint. Overall, BIDV Securities JSC has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BIDV Securities JSC's 3-Year RORE % compare to MS and GS?
According to the Capital Markets industry distribution chart, BIDV Securities JSC ranks #497 out of 766 companies for 3-Year RORE %. This places BIDV Securities JSC in the lower half of its industry. The industry median 3-Year RORE % is 14.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Capital Markets company?
The median 3-Year RORE % among Capital Markets companies is 14.80, based on 766 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on BIDV Securities JSC and its competitors. For the Capital Markets industry, the median 3-Year RORE % is 14.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BIDV Securities JSC's current 3-Year RORE % is -2.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BIDV Securities JSC stock overvalued right now?
Based on GuruFocus' analysis, BIDV Securities JSC (STC:BSI) is currently considered Possible Value Trap. The stock's GF Value™ is ₫57,598.71, compared to a current price of ₫29,850.00 — trading 48.2% below its estimated fair value. The current 3-Year RORE % is -2.48. BIDV Securities JSC's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For BIDV Securities JSC (STC:BSI), the current 3-Year RORE % is -2.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BIDV Securities JSC (STC:BSI) Overvalued in 2026?

Based on GuruFocus' analysis, BIDV Securities JSC stock appears to be undervalued. The current stock price of ₫29,850.00 is trading 48.2% below its estimated GF Value™ of ₫57,598.71. GuruFocus considers BIDV Securities JSC to be Possible Value Trap.

Key valuation signals for STC:BSI:

  • 3-Year RORE %: -2.48
  • GF Value™: ₫57,598.71 vs. price of ₫29,850.00 (48.2% below fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the STC:BSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BIDV Securities JSC Business Description

Address 210 Tran Quang Khai Street, 8th and 9th floors, Thai Holdings Building, Hoan Kiem, Hanoi, VNM
BIDV Securities JSC is a Vietnam-based securities firm. The principal activity of the company is to provide brokerage service, securities trading, securities investment consulting, financial consulting, underwriting for securities issues, custodian services, and other operations in compliance with the regulations applicable to securities companies.
68GF Score

Get the complete analysis for STC:BSI

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫29,850.00
Price
₫57,598.71
GF Value