WWUEY (Wustenrot & Wurttembergische AG) 3-Year RORE % : -8.14% (As of Dec. 2025)

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WWUEY Wustenrot & Wurttembergische AG WWUEY
61 GF Score
Price $9.01
GF Value $7.66
! 4 Warning Signs
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What is Wustenrot & Wurttembergische AG 3-Year RORE %?

Wustenrot & Wurttembergische AG WWUEY -4.25% 61 3-Year RORE % is -8.14 as of Dec. 2025. GuruFocus rates WWUEY with a GF Score™ of 61/100 and a GF Value™ of $7.66. The stock has 4 warning signs investors should review. Among 471 Insurance companies, Wustenrot & Wurttembergische AG ranks worse than 77.92% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Wustenrot & Wurttembergische AG's 3-Year RORE % for the quarter that ended in Dec. 2025 was -8.14%.

The industry rank for Wustenrot & Wurttembergische AG's 3-Year RORE % or its related term are showing as below:

WWUEY's 3-Year RORE % is ranked worse than
77.92% of 471 companies
in the Insurance industry
Industry Median: 11.68 vs WWUEY: -8.14

Wustenrot & Wurttembergische AG  (OTCPK:WWUEY) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Wustenrot & Wurttembergische AG 3-Year RORE % Related Terms


Wustenrot & Wurttembergische AG 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Wustenrot & Wurttembergische AG's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wustenrot & Wurttembergische AG 3-Year RORE % Chart

Wustenrot & Wurttembergische AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.26 0.39 -43.03 -90.66 -8.14

Wustenrot & Wurttembergische AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -43.03 -107.11 -90.66 -75.78 -8.14

WWUEY vs AFL, MET, PRU: 3-Year RORE % Comparison

For the Insurance - Life subindustry, Wustenrot & Wurttembergische AG's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wustenrot & Wurttembergische AG 3-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Wustenrot & Wurttembergische AG's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Wustenrot & Wurttembergische AG's 3-Year RORE % falls into.


WWUEY
61GF Score
Wustenrot & Wurttembergische AG WWUEY
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wustenrot & Wurttembergische AG 3-Year RORE % Calculation

Wustenrot & Wurttembergische AG's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.747-0.8 )/( 1.728-1.077 )
=-0.053/0.651
=-8.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -8.14 mean?
Wustenrot & Wurttembergische AG (WWUEY) has a 3-Year RORE % of -8.14 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Wustenrot & Wurttembergische AG and its competitors. According to the industry distribution chart, Wustenrot & Wurttembergische AG ranks #367 out of 471 companies in the Insurance industry, placing it in the top 77.9%.
Is Wustenrot & Wurttembergische AG's 3-Year RORE % too high?
Wustenrot & Wurttembergische AG's current 3-Year RORE % is -8.14. Based on the distribution chart, Wustenrot & Wurttembergische AG ranks #367 out of 471 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Wustenrot & Wurttembergische AG has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Wustenrot & Wurttembergische AG's 3-Year RORE % compare to AFL and MET?
According to the Insurance industry distribution chart, Wustenrot & Wurttembergische AG ranks #367 out of 471 companies for 3-Year RORE %. This places Wustenrot & Wurttembergische AG in the lower half of its industry. The industry median 3-Year RORE % is 11.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.68, based on 471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Wustenrot & Wurttembergische AG and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wustenrot & Wurttembergische AG's current 3-Year RORE % is -8.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wustenrot & Wurttembergische AG stock overvalued right now?
Wustenrot & Wurttembergische AG (WWUEY) has a current 3-Year RORE % of -8.14. The stock's GF Value™ is $7.66, compared to a current price of $9.01 — trading 17.6% above its estimated fair value. The current 3-Year RORE % is -8.14. Wustenrot & Wurttembergische AG's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Wustenrot & Wurttembergische AG (WWUEY), the current 3-Year RORE % is -8.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wustenrot & Wurttembergische AG (WWUEY) Overvalued in 2026?

Based on GuruFocus' analysis, Wustenrot & Wurttembergische AG stock appears to be overvalued. The current stock price of $9.01 is trading 17.6% above its estimated GF Value™ of $7.66.

Key valuation signals for WWUEY:

  • 3-Year RORE %: -8.14
  • GF Value™: $7.66 vs. price of $9.01 (17.6% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the WWUEY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wustenrot & Wurttembergische AG Business Description

Address W&W-Platz 1, Kornwestheim, BW, DEU, 70806
Wustenrot & Wurttembergische AG is a German financial services company. It develops and provides the four components of modern financial planning: financial security, residential property ownership, risk protection, and savings and investment. The company's reportable segments are: Housing, Life and Health Insurance, Property/Casualty Insurance, and all other segments. It generates key revenue from the Property/Casualty Insurance segment. The company generates a majority of its revenue from its operations in Germany.
61GF Score

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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.01
Price
$7.66
GF Value