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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
WAG Payment Solutions's 3-Year RORE % for the quarter that ended in Dec. 2025 was -117.74%.
The industry rank for WAG Payment Solutions's 3-Year RORE % or its related term are showing as below:
XPRA:WPS's 3-Year RORE % is ranked worse than 91.98% of 2543
companies
in the Software industry
Industry Median: 3.07
vs XPRA:WPS: -117.74
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
WAG Payment Solutions 3-Year RORE % Related Terms
WAG Payment Solutions 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for WAG Payment Solutions's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPRA:WPS vs MSFT, ORCL, PLTR: 3-Year RORE % Comparison
For the Software - Infrastructure subindustry, WAG Payment Solutions's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WAG Payment Solutions 3-Year RORE % vs Software Industry
For the Software industry and Technology sector, WAG Payment Solutions's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where WAG Payment Solutions's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
WAG Payment Solutions (XPRA:WPS) has a 3-Year RORE % of -117.74 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on WAG Payment Solutions and its competitors. According to the industry distribution chart, WAG Payment Solutions ranks #2339 out of 2543 companies in the Software industry, placing it in the top 92%.
Is WAG Payment Solutions' 3-Year RORE % too high?
WAG Payment Solutions' current 3-Year RORE % is -117.74. Based on the distribution chart, WAG Payment Solutions ranks #2339 out of 2543 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, WAG Payment Solutions has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WAG Payment Solutions' 3-Year RORE % compare to MSFT and ORCL?
According to the Software industry distribution chart, WAG Payment Solutions ranks #2339 out of 2543 companies for 3-Year RORE %. This places WAG Payment Solutions in the lower half of its industry. The industry median 3-Year RORE % is 3.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 3.07, based on 2,543 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on WAG Payment Solutions and its competitors. For the Software industry, the median 3-Year RORE % is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WAG Payment Solutions's current 3-Year RORE % is -117.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WAG Payment Solutions stock overvalued right now?
Based on GuruFocus' analysis, WAG Payment Solutions (XPRA:WPS) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč13.54, compared to a current price of Kč29.40 — trading 117.1% above its estimated fair value. The current 3-Year RORE % is -117.74. WAG Payment Solutions' overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For WAG Payment Solutions (XPRA:WPS), the current 3-Year RORE % is -117.74 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WAG Payment Solutions (XPRA:WPS) Overvalued in 2026?
Based on GuruFocus' analysis, WAG Payment Solutions stock appears to be overvalued.
The current stock price of Kč29.40 is trading 117.1% above its estimated GF Value™ of Kč13.54.
GuruFocus considers WAG Payment Solutions to be Significantly Overvalued.
Key valuation signals for XPRA:WPS:
3-Year RORE %: -117.74
GF Value™: Kč13.54 vs. price of Kč29.40 (117.1% above fair value)
No single metric tells the full story. See the XPRA:WPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WAG Payment Solutions PLC operates as a pan-European payments and mobility platform focused on the commercial road transport sector. Its offerings include payment solutions and services designed to support operations in the transport industry. The company is organised into two operating segments: Payment solutions and Mobility solutions. Payment solutions represent the company's revenues, which are based on recurring and frequent transactional payments. The segment includes Energy and Toll payments. Mobility solutions represent a number of services, which are either subscription based or subsequently sold to customers using Payment solutions products. The majority of revenue is derived from the Payment solutions segment. Geographically, it generates the maximum revenue from Poland.
57GF Score
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