Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
WAG Payment SolutionsXPRA:WPS 65 Net Current Asset Value is Kč-13.13 as of Dec. 2025. GuruFocus rates XPRA:WPS with a GF Score™ of 65/100 and a GF Value™ of Kč13.79 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,757 Software companies, WAG Payment Solutions ranks worse than 56915.14% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
WAG Payment Solutions's net current asset value per share for the quarter that ended in Dec. 2025 was Kč-13.13.
The historical rank and industry rank for WAG Payment Solutions's Net Current Asset Value or its related term are showing as below:
During the past 8 years, the highest Price-to-Net-Current-Asset-Value Ratio of WAG Payment Solutions was 45.85. The lowest was 45.85. And the median was 45.85.
XPRA:WPS's Price-to-Net-Current-Asset-Value is not ranked *
in the Software industry.
Industry Median: 4.75 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
WAG Payment Solutions (XPRA:WPS) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
WAG Payment Solutions Net Current Asset Value Related Terms
WAG Payment Solutions Net Current Asset Value Historical Data
* Premium members only.
The historical data trend for WAG Payment Solutions's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAG Payment Solutions Net Current Asset Value Chart
XPRA:WPS vs MSFT, ORCL, PLTR: Net Current Asset Value Comparison
For the Software - Infrastructure subindustry, WAG Payment Solutions's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WAG Payment Solutions Price-to-Net-Current-Asset-Value vs Software Industry
For the Software industry and Technology sector, WAG Payment Solutions's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where WAG Payment Solutions's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of Kč-13.13 mean?
WAG Payment Solutions (XPRA:WPS) has a Net Current Asset Value of Kč-13.13 as of Dec. 2025. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on WAG Payment Solutions and its competitors. Over the past decade, WAG Payment Solutions' Net Current Asset Value has ranged from 45.85 to 45.85. According to the industry distribution chart, WAG Payment Solutions ranks #999999 out of 1757 companies in the Software industry.
Is WAG Payment Solutions' Net Current Asset Value too high?
WAG Payment Solutions' current Net Current Asset Value is Kč-13.13. Over the past 10 years, this metric has ranged from a low of 45.85 to a high of 45.85. Based on the distribution chart, WAG Payment Solutions ranks #999999 out of 1757 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, WAG Payment Solutions has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WAG Payment Solutions' Net Current Asset Value compare to MSFT and ORCL?
According to the Software industry distribution chart, WAG Payment Solutions ranks #999999 out of 1757 companies for Net Current Asset Value. This places WAG Payment Solutions in the lower half of its industry. The industry median Net Current Asset Value is 4.75. Historically, WAG Payment Solutions' own Net Current Asset Value has ranged from 45.85 to 45.85 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Software company?
The median Net Current Asset Value among Software companies is 4.75, based on 1,757 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on WAG Payment Solutions and its competitors. For the Software industry, the median Net Current Asset Value is 4.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WAG Payment Solutions's current Net Current Asset Value is Kč-13.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WAG Payment Solutions stock overvalued right now?
Based on GuruFocus' analysis, WAG Payment Solutions (XPRA:WPS) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč13.79, compared to a current price of Kč29.80 — trading 116.1% above its estimated fair value. The current Net Current Asset Value is Kč-13.13. WAG Payment Solutions' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For WAG Payment Solutions (XPRA:WPS), the current Net Current Asset Value is Kč-13.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WAG Payment Solutions (XPRA:WPS) Overvalued in 2026?
Based on GuruFocus' analysis, WAG Payment Solutions stock appears to be overvalued.
The current stock price of Kč29.80 is trading 116.1% above its estimated GF Value™ of Kč13.79.
GuruFocus considers WAG Payment Solutions to be Significantly Overvalued.
Key valuation signals for XPRA:WPS:
Net Current Asset Value: Kč-13.13
GF Value™: Kč13.79 vs. price of Kč29.80 (116.1% above fair value)
No single metric tells the full story. See the XPRA:WPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WAG Payment Solutions PLC operates as a pan-European payments and mobility platform focused on the commercial road transport sector. Its offerings include payment solutions and services designed to support operations in the transport industry. The company is organised into two operating segments: Payment solutions and Mobility solutions. Payment solutions represent the company's revenues, which are based on recurring and frequent transactional payments. The segment includes Energy and Toll payments. Mobility solutions represent a number of services, which are either subscription based or subsequently sold to customers using Payment solutions products. The majority of revenue is derived from the Payment solutions segment. Geographically, it generates the maximum revenue from Poland.
65GF Score
Get the complete analysis for XPRA:WPS
Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XPRA:WPS has been successfully added to your 
