Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Adyen NV's 3-Year RORE % for the quarter that ended in Dec. 2025 was 12.35%.
The industry rank for Adyen NV's 3-Year RORE % or its related term are showing as below:
XSWX:ADYEN's 3-Year RORE % is ranked better than 61.44% of 2539
companies
in the Software industry
Industry Median: 2.7
vs XSWX:ADYEN: 12.35
Adyen NV (XSWX:ADYEN) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Adyen NV 3-Year RORE % Related Terms
Adyen NV 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Adyen NV's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:ADYEN vs MSFT, ORCL, PLTR: 3-Year RORE % Comparison
For the Software - Infrastructure subindustry, Adyen NV's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adyen NV 3-Year RORE % vs Software Industry
For the Software industry and Technology sector, Adyen NV's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Adyen NV's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
Adyen NV (XSWX:ADYEN) has a 3-Year RORE % of 12.35 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Adyen NV and its competitors. According to the industry distribution chart, Adyen NV ranks #979 out of 2539 companies in the Software industry, placing it in the top 38.6%.
Is Adyen NV's 3-Year RORE % too high?
Adyen NV's current 3-Year RORE % is 12.35. The Software industry median 3-Year RORE % is 2.70. Adyen NV's value of 12.35 is 357.4% above this industry median. Based on the distribution chart, Adyen NV ranks #979 out of 2539 companies in the Software industry, which is above the industry midpoint. Overall, Adyen NV has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does Adyen NV's 3-Year RORE % compare to MSFT and ORCL?
According to the Software industry distribution chart, Adyen NV ranks #979 out of 2539 companies for 3-Year RORE %. This puts Adyen NV in the upper half of its industry. The industry median 3-Year RORE % is 2.70. Adyen NV's value of 12.35 is 357.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 2.70, based on 2,539 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adyen NV's current 3-Year RORE % of 12.35 is 357.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Adyen NV and its competitors. For the Software industry, the median 3-Year RORE % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adyen NV's current 3-Year RORE % is 12.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adyen NV stock overvalued right now?
Adyen NV (XSWX:ADYEN) has a current 3-Year RORE % of 12.35. The stock's GF Value™ is CHF1,606.80, compared to a current price of CHF815.90 — trading 49.2% below its estimated fair value. The current 3-Year RORE % is 12.35 and 357.4% above the Software industry median of 2.70. Adyen NV's overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Adyen NV (XSWX:ADYEN), the current 3-Year RORE % is 12.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adyen NV (XSWX:ADYEN) Overvalued in 2026?
Based on GuruFocus' analysis, Adyen NV stock appears to be undervalued.
The current stock price of CHF815.90 is trading 49.2% below its estimated GF Value™ of CHF1,606.80.
Key valuation signals for XSWX:ADYEN:
3-Year RORE %: 12.35
GF Value™: CHF1,606.80 vs. price of CHF815.90 (49.2% below fair value)
Industry Position: 357.4% above the Software median (#979 of 2539)
No single metric tells the full story. See the XSWX:ADYEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Adyen is a payment company that provides merchants with a single platform to accept e-commerce, mobile, and point-of-sale payments in multiple countries using various payment schemes and methodologies. Adyen started out providing only gateway and payment processing services to merchants but soon expanded into merchant acquiring services as well. Adyen obtained a banking license to improve settlement of merchant accounts.
89GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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