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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Equity Bancshares's 5-Year RORE % for the quarter that ended in Mar. 2026 was -19.49%.
The industry rank for Equity Bancshares's 5-Year RORE % or its related term are showing as below:
FRA:44X's 5-Year RORE % is ranked worse than 90.74% of 1404
companies
in the Banks industry
Industry Median: 9.86
vs FRA:44X: -19.49
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Equity Bancshares 5-Year RORE % Related Terms
Equity Bancshares 5-Year RORE % Historical Data
* Premium members only.
The historical data trend for Equity Bancshares's 5-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:44X vs ESQ, MCBS, FSBC: 5-Year RORE % Comparison
For the Banks - Regional subindustry, Equity Bancshares's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equity Bancshares 5-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Equity Bancshares's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where Equity Bancshares's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.
Equity Bancshares (FRA:44X) has a 5-Year RORE % of -19.49 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Equity Bancshares and its competitors. According to the industry distribution chart, Equity Bancshares ranks #1274 out of 1404 companies in the Banks industry, placing it in the top 90.7%.
Is Equity Bancshares' 5-Year RORE % too high?
Equity Bancshares' current 5-Year RORE % is -19.49. Based on the distribution chart, Equity Bancshares ranks #1274 out of 1404 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Equity Bancshares has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Equity Bancshares' 5-Year RORE % compare to ESQ and MCBS?
According to the Banks industry distribution chart, Equity Bancshares ranks #1274 out of 1404 companies for 5-Year RORE %. This places Equity Bancshares in the lower half of its industry. The industry median 5-Year RORE % is 9.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 9.86, based on 1,404 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Equity Bancshares and its competitors. For the Banks industry, the median 5-Year RORE % is 9.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equity Bancshares's current 5-Year RORE % is -19.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Bancshares stock overvalued right now?
Equity Bancshares (FRA:44X) has a current 5-Year RORE % of -19.49. The stock's GF Value™ is €41.64, compared to a current price of €43.40 — trading 4.2% above its estimated fair value. The current 5-Year RORE % is -19.49. Equity Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Equity Bancshares (FRA:44X), the current 5-Year RORE % is -19.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equity Bancshares (FRA:44X) Overvalued in 2026?
Based on GuruFocus' analysis, Equity Bancshares stock appears to be overvalued.
The current stock price of €43.40 is trading 4.2% above its estimated GF Value™ of €41.64.
Key valuation signals for FRA:44X:
5-Year RORE %: -19.49
GF Value™: €41.64 vs. price of €43.40 (4.2% above fair value)
No single metric tells the full story. See the FRA:44X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equity Bancshares Inc is a bank holding company. It provides a broad range of financial services to businesses and business owners as well as individuals through network of nearly 77 branches located in Arkansas, Kansas, Missouri and Oklahoma. The majority of the Company's revenues come from interest income on financial instruments, including loans, leases, securities and derivatives. The company also earns revenue from Non-interest income which includes Service charges and fees, Debit card income, Investment Referral Income, Trust Income and Insurance Sales Commissions.
59GF Score
Get the complete analysis for FRA:44X
5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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