GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Community Financial System Inc (FRA:CBY) » Definitions » 5-Year RORE %

Community Financial System (FRA:CBY) 5-Year RORE % : 8.20% (As of Dec. 2024)


View and export this data going back to 2014. Start your Free Trial

What is Community Financial System 5-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Community Financial System's 5-Year RORE % for the quarter that ended in Dec. 2024 was 8.20%.

The industry rank for Community Financial System's 5-Year RORE % or its related term are showing as below:

FRA:CBY's 5-Year RORE % is ranked worse than
65.28% of 1417 companies
in the Banks industry
Industry Median: 11.81 vs FRA:CBY: 8.20

Community Financial System 5-Year RORE % Historical Data

The historical data trend for Community Financial System's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Financial System 5-Year RORE % Chart

Community Financial System Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.79 5.01 7.20 -8.34 8.20

Community Financial System Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.34 1.10 4.19 4.02 8.20

Competitive Comparison of Community Financial System's 5-Year RORE %

For the Banks - Regional subindustry, Community Financial System's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Financial System's 5-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Financial System's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Community Financial System's 5-Year RORE % falls into.


;
;

Community Financial System 5-Year RORE % Calculation

Community Financial System's 5-Year RORE % for the quarter that ended in Dec. 2024 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 3.19-2.652 )/( 14.441-7.879 )
=0.538/6.562
=8.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2024 and 5-year before.


Community Financial System  (FRA:CBY) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Community Financial System 5-Year RORE % Related Terms

Thank you for viewing the detailed overview of Community Financial System's 5-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Financial System Business Description

Traded in Other Exchanges
Address
5790 Widewaters Parkway, DeWitt, NY, USA, 13214-1883
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services.

Community Financial System Headlines

No Headlines