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Harleysville Financial (Harleysville Financial) 3-Year RORE % : 29.22% (As of Dec. 2023)


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What is Harleysville Financial 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Harleysville Financial's 3-Year RORE % for the quarter that ended in Dec. 2023 was 29.22%.

The industry rank for Harleysville Financial's 3-Year RORE % or its related term are showing as below:

HARL's 3-Year RORE % is ranked better than
81.47% of 1392 companies
in the Banks industry
Industry Median: 5.375 vs HARL: 29.22

Harleysville Financial 3-Year RORE % Historical Data

The historical data trend for Harleysville Financial's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Harleysville Financial 3-Year RORE % Chart

Harleysville Financial Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.54 1.03 -7.17 16.25 33.09

Harleysville Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.16 30.29 32.63 33.09 29.22

Competitive Comparison of Harleysville Financial's 3-Year RORE %

For the Banks - Regional subindustry, Harleysville Financial's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harleysville Financial's 3-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Harleysville Financial's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Harleysville Financial's 3-Year RORE % falls into.



Harleysville Financial 3-Year RORE % Calculation

Harleysville Financial's 3-Year RORE % for the quarter that ended in Dec. 2023 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 3.09-1.86 )/( 7.69-3.48 )
=1.23/4.21
=29.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2023 and 3-year before.


Harleysville Financial  (OTCPK:HARL) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Harleysville Financial 3-Year RORE % Related Terms

Thank you for viewing the detailed overview of Harleysville Financial's 3-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Harleysville Financial (Harleysville Financial) Business Description

Traded in Other Exchanges
N/A
Address
271 Main Street, Harleysville, PA, USA, 19438
Harleysville Financial Corp is a United States-based company that offers various banking services. It is mainly involved in the business of attracting deposits from the general public and business customers through a variety of deposit programs and investing such deposits mainly in first mortgage loans secured by residential properties in the Bank's primary market area. Its products and services portfolio offers checking accounts, savings accounts, cash deposits, business checking, business savings and banking services, personal loans, credit, etc. Its customers are mainly in southeastern Pennsylvania.
Executives
Edward J Molnar officer: Chairman/CEO 102 MADISON WAY, LANSDALE PA 19446
Charlotte A Hunsberger director HARLEYSVILLE SAVINGS FINANCIAL CORP, 271 MAIN STREET, HARLEYSVILLE PA 19438
Sheri L Strouse officer: Senior Vice President 2861 DENBEIGH DRIVE, HATFIELD PA 19440
Brendan J Mcgill officer: Senior Vice President
James L Rittenhouse director HARLEYSVILLE SAVINGS FINANCIAL CORP, 271 MAIN STREET, HARLEYSVILLE PA 19438
Sanford L Alderfer director HARLEYSVILLE SAVINGS FINANCIAL CORP, 271 MAIN STREET, HARLEYSVILLE PA 19438
Thomas D Clemens director 1355 KEELER ROAD, LANSDALE PA 19446
Adrian D Gordon officer: Senior Vice President 30 ASHFORD WAY, SCHWENKSVILLE PA 79473
Ronald B Geib officer: President 157 E WOODS DR, HARLEYSVILLE PA 19438
David J Friesen director 485 QUARRY RD, HARLEYSVILLE PA 19438
Mark R Cummins director 355 MAPLE AVE, HARLEYSVILLE PA 19438-2297
Stephen J Kopenhaver officer: Senior Vice President 324 NORTH 40TH STREET, ALLENTOWN PA 18104
Philip A Clemens director 485 QUARRY RD, HARLEYSVILLE PA 19438
George W Meschter director 1415 S COLLEGEVILLE RD, COLLEGEVILLE PA 19426
Marian Bickerstaff officer: Senior Vice President 102 MADISON WAY, LANSDALE PA 19446

Harleysville Financial (Harleysville Financial) Headlines