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Business Description
Summit State Bank
NAICS : 522110
SIC : 6022
ISIN : US8662642037
Description
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 13.65 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.06 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -3.71 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 5.3 | |||||
| 3-Year EPS without NRI Growth Rate | 1.1 | |||||
| 3-Year Book Growth Rate | 8.3 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 67.87 | |||||
| 9-Day RSI | 68.46 | |||||
| 14-Day RSI | 67.95 | |||||
| 3-1 Month Momentum % | -0.13 | |||||
| 6-1 Month Momentum % | -13.66 | |||||
| 12-1 Month Momentum % | -29.65 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.88 | |||||
| Dividend Payout Ratio | 0.55 | |||||
| 3-Year Dividend Growth Rate | 3.3 | |||||
| 5-Year Yield-on-Cost % | 3.23 | |||||
| 3-Year Average Share Buyback Ratio | -0.5 | |||||
| Shareholder Yield % | 11.98 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 14.99 | |||||
| FCF Margin % | 9.12 | |||||
| ROE % | 4.97 | |||||
| ROA % | 0.44 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 13.3 | |||||
| PE Ratio without NRI | 13.3 | |||||
| Shiller PE Ratio | 6.56 | |||||
| Price-to-Owner-Earnings | 11.63 | |||||
| PEG Ratio | 1.41 | |||||
| PS Ratio | 2.01 | |||||
| PB Ratio | 0.65 | |||||
| Price-to-Tangible-Book | 0.68 | |||||
| Price-to-Free-Cash-Flow | 22.12 | |||||
| Price-to-Operating-Cash-Flow | 20.01 | |||||
| EV-to-Revenue | -0.28 | |||||
| EV-to-FCF | -4.13 | |||||
| Price-to-GF-Value | 0.92 | |||||
| Price-to-Projected-FCF | 0.39 | |||||
| Price-to-DCF (Earnings Based) | 0.62 | |||||
| Price-to-DCF (FCF Based) | 1.92 | |||||
| Price-to-Median-PS-Value | 0.67 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.64 | |||||
| Price-to-Graham-Number | 0.63 | |||||
| FCF Yield % | 4.48 | |||||
| Forward Rate of Return (Yacktman) % | 24.95 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Total Annual Return % Â
Summit State Bank Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 32.342 | ||
| EPS (TTM) ($) | 0.73 | ||
| Beta | 0.45 | ||
| 3-Year Sharpe Ratio | -0.75 | ||
| 3-Year Sortino Ratio | -0.94 | ||
| Volatility % | 31.23 | ||
| 14-Day RSI | 67.95 | ||
| 14-Day ATR ($) | 0.503494 | ||
| 20-Day SMA ($) | 8.76327 | ||
| 12-1 Month Momentum % | -29.65 | ||
| 52-Week Range ($) | 5.68 - 11.25 | ||
| Shares Outstanding (Mil) | 6.78 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Summit State Bank Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Summit State Bank Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Summit State Bank Frequently Asked Questions
What is Summit State Bank(SSBI)'s stock price today?
The current price of SSBI is $9.71. The 52 week high of SSBI is $11.25 and 52 week low is $5.68.
When is next earnings date of Summit State Bank(SSBI)?
The next earnings date of Summit State Bank(SSBI) is 2025-04-30 Est..
Does Summit State Bank(SSBI) pay dividends? If so, how much?
The Dividend Yield %  of Summit State Bank(SSBI) is 2.88% (As of Today), Highest Dividend Payout Ratio of Summit State Bank(SSBI) was 0.85. The lowest was 0.19. And the median was 0.42. The  Forward Dividend Yield % of Summit State Bank(SSBI) is 0%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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