Business Description
Summit State Bank
NAICS : 522110
SIC : 6022
ISIN : US8662642037
Total Employee Number:
103Description
Summit State Bank provides various banking products and services to individuals and businesses in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 18.9 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.06 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.44 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -11.2 | |||||
3-Year EPS without NRI Growth Rate | -21 | |||||
3-Year FCF Growth Rate | -21.7 | |||||
3-Year Book Growth Rate | 4.3 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 44.77 | |||||
9-Day RSI | 40.9 | |||||
14-Day RSI | 41.36 | |||||
3-1 Month Momentum % | 0.22 | |||||
6-1 Month Momentum % | 2.52 | |||||
12-1 Month Momentum % | 14.12 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -0.2 | |||||
Shareholder Yield % | -0.6 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 6.07 | |||||
FCF Margin % | 36.43 | |||||
OCF Margin % | 36.55 | |||||
ROE % | 2.24 | |||||
ROA % | 0.23 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 37.47 | |||||
PE Ratio without NRI | 37.47 | |||||
Shiller PE Ratio | 9.3 | |||||
Price-to-Owner-Earnings | 9.63 | |||||
PEG Ratio | 7.65 | |||||
PS Ratio | 2.32 | |||||
PB Ratio | 0.85 | |||||
Price-to-Tangible-Book | 0.85 | |||||
Price-to-Free-Cash-Flow | 6.36 | |||||
Price-to-Operating-Cash-Flow | 6.34 | |||||
EV-to-Revenue | -0.55 | |||||
EV-to-FCF | -1.51 | |||||
Price-to-GF-Value | 1.29 | |||||
Price-to-Projected-FCF | 0.61 | |||||
Price-to-Median-PS-Value | 0.92 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.8 | |||||
Price-to-Graham-Number | 1.19 | |||||
FCF Yield % | 15.67 | |||||
Forward Rate of Return (Yacktman) % | 12.74 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Summit State Bank Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 37.087 | ||
| EPS (TTM) ($) | 0.34 | ||
| Beta | 0.3011 | ||
| 3-Year Sharpe Ratio | -0.24 | ||
| 3-Year Sortino Ratio | -0.34 | ||
| Volatility % | 24.47 | ||
| 14-Day RSI | 41.36 | ||
| 14-Day ATR ($) | 0.117015 | ||
| 20-Day SMA ($) | 12.83519 | ||
| 12-1 Month Momentum % | 14.12 | ||
| 52-Week Range ($) | 10.35 - 14 | ||
| Shares Outstanding (Mil) | 6.77 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Summit State Bank Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Summit State Bank Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-27 | In 140 days | ||
| Third quarter earnings results for 2026 | 2026-10-29 | In 50 days | ||
| Second quarter earnings results for 2026 | 2026-07-28 | 13.05 (-1.51%) | ||
| General meeting for 2026 | 2026-05-18 10:30 | 13.50 (-0.92%) | ||
| First quarter earnings results for 2026 | 2026-04-28 | 13.77 (-0.40%) | ||
| Annual report for 2025 | 2026-03-23 | 13.25 (+1.92%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-27 | 13.58 (-0.07%) | ||
| Third quarter earnings results for 2025 | 2025-10-29 | 11.77 (+0.09%) | ||
| Second quarter earnings results for 2025 | 2025-07-29 | 11.80 (+0.43%) | ||
| General meeting for 2025 | 2025-05-19 10:30 | 9.28 (-0.22%) |
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Summit State Bank Frequently Asked Questions
What is Summit State Bank(SSBI)'s stock price today?
The current price of SSBI is $12.74. The 52 week high of SSBI is $14.00 and 52 week low is $10.35.
When is next earnings date of Summit State Bank(SSBI)?
The next earnings date of Summit State Bank(SSBI) is 2026-10-29 Est..
Does Summit State Bank(SSBI) pay dividends? If so, how much?
Summit State Bank(SSBI) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Summit State Bank
No articles.
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