Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Harleysville FinancialHARL +2.70%67 Dividend Yield % is 4.17% as of Aug. 16, 2026, which is 8% below its 10-year median of 4.51. GuruFocus rates HARL with a GF Score™ of 67/100 and a GF Value™ of $27.97 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,256 Banks companies, Harleysville Financial ranks better than 68.39% on this metric.
As of today (2026-08-16), the Trailing Annual Dividend Yield of Harleysville Financial is 4.17%.
Warning Sign:
Harleysville Financial Corp stock Dividend Yield % is close to 5-year low.
The historical rank and industry rank for Harleysville Financial's Dividend Yield % or its related term are showing as below:
HARL'
s Dividend Yield % Range Over the Past 10 Years
Min: 3.41 Med: 4.51 Max: 5.84
Current: 4.17
During the past 13 years, the highest Dividend Yield of Harleysville Financial was 5.84%. The lowest was 3.41%. And the median was 4.51%.
HARL's Dividend Yield % is ranked better than 68.39% of 1256
companies
in the Banks industry
Industry Median: 2.94
vs HARL: 4.17
During the past 12 months, Harleysville Financial's average Dividends Per Share Growth Rate was 6.20% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 4.20% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 4.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.90% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Harleysville Financial was 70.10% per year. The lowest was 0.40% per year. And the median was 6.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Harleysville Financial Dividend Yield % Related Terms
Harleysville Financial Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Harleysville Financial's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HARL vs KTHN, MPCB, NMBF: Dividend Yield % Comparison
For the Banks - Regional subindustry, Harleysville Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harleysville Financial Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Harleysville Financial's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Harleysville Financial's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Harleysville Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.350000
2026-07-29
2026-07-29
2026-08-12
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.350000
2026-04-29
2026-04-29
2026-05-13
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.350000
2026-02-11
2026-02-11
2026-02-25
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.330000
2025-10-29
2025-10-29
2025-11-12
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Harleysville Financial (HARL) has a Dividend Yield % of 4.17% as of Aug. 16, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Harleysville Financial and its competitors. This is near median its historical median of 4.51. Over the past decade, Harleysville Financial's Dividend Yield % has ranged from 3.41 to 5.84. According to the industry distribution chart, Harleysville Financial ranks #397 out of 1256 companies in the Banks industry, placing it in the top 31.6%.
Is Harleysville Financial's Dividend Yield % too high?
Harleysville Financial's current Dividend Yield % of 4.17% is near median its 10-year median of 4.51. Over the past 10 years, this metric has ranged from a low of 3.41 to a high of 5.84. The Banks industry median Dividend Yield % is 2.94. Harleysville Financial's value of 4.17% is 41.8% above this industry median. Based on the distribution chart, Harleysville Financial ranks #397 out of 1256 companies in the Banks industry, which is above the industry midpoint. Overall, Harleysville Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harleysville Financial's Dividend Yield % compare to KTHN and MPCB?
According to the Banks industry distribution chart, Harleysville Financial ranks #397 out of 1256 companies for Dividend Yield %. This puts Harleysville Financial in the upper half of its industry. The industry median Dividend Yield % is 2.94. Harleysville Financial's value of 4.17% is 41.8% above this benchmark. Historically, Harleysville Financial's own Dividend Yield % has ranged from 3.41 to 5.84 over the past decade. While the company's 10-year median is 4.51 vs. the industry median of 2.94, Harleysville Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.94, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Harleysville Financial's current Dividend Yield % of 4.17% is 41.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Harleysville Financial and its competitors. For the Banks industry, the median Dividend Yield % is 2.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harleysville Financial's current Dividend Yield % is 4.17%, which is near median its own 10-year median of 4.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harleysville Financial stock overvalued right now?
Based on GuruFocus' analysis, Harleysville Financial (HARL) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.97, compared to a current price of $33.12 — trading 18.4% above its estimated fair value. The current Dividend Yield % is 4.17%, which is near median its 10-year median of 4.51 and 41.8% above the Banks industry median of 2.94. Harleysville Financial's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Harleysville Financial (HARL), the current Dividend Yield % is 4.17% as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Harleysville Financial (HARL) Overvalued in 2026?
Based on GuruFocus' analysis, Harleysville Financial stock appears to be overvalued.
The current stock price of $33.12 is trading 18.4% above its estimated GF Value™ of $27.97.
GuruFocus considers Harleysville Financial to be Modestly Overvalued.
Key valuation signals for HARL:
Dividend Yield %: 4.17% (near median its 10-year median of 4.51)
GF Value™: $27.97 vs. price of $33.12 (18.4% above fair value)
Industry Position: 41.8% above the Banks median (#397 of 1256)
No single metric tells the full story. See the HARL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Harleysville Financial Corp is engaged in attracting deposits from the general public and business customers through its branch offices and deposit programs, and investing those deposits mainly in residential, commercial and consumer loans and investments. Its activities include first mortgage loans, home equity loans and lines of credit, as well as commercial and commercial real estate loans in its primary market area. The Bank provides general commercial banking services through its branch network, internet, telephone and mobile banking, and offers business checking and savings accounts, business loans, cash management services, online banking and bill pay, mobile banking, debit cards, tuition rewards and other services. Its customers are mainly in southeastern Pennsylvania.
67GF Score
Get the complete analysis for HARL
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HARL has been successfully added to your 
