Unicaja Banco (MIL:1UNI) 1-Year Sharpe Ratio: N/A (As of Sep. 10, 2026)

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MIL:1UNI Unicaja Banco SA MIL:1UNI
31 GF Score
Price €3.74
GF Value €1.59
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Unicaja Banco 1-Year Sharpe Ratio?

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-10), Unicaja Banco's 1-Year Sharpe Ratio is Not available.

Unicaja Banco  (MIL:1UNI) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Unicaja Banco 1-Year Sharpe Ratio Related Terms

MIL:1UNI vs USB, PNC: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Unicaja Banco's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Unicaja Banco 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Unicaja Banco's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Unicaja Banco's 1-Year Sharpe Ratio falls into.


MIL:1UNI
31GF Score
Unicaja Banco SA MIL:1UNI
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Unicaja Banco 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Is Unicaja Banco (MIL:1UNI) Overvalued in 2026?

Based on GuruFocus' analysis, Unicaja Banco stock appears to be overvalued. The current stock price of €3.74 is trading 135.3% above its estimated GF Value™ of €1.59. GuruFocus considers Unicaja Banco to be Significantly Overvalued.

Key valuation signals for MIL:1UNI:

  • 1-Year Sharpe Ratio: N/A
  • GF Value™: €1.59 vs. price of €3.74 (135.3% above fair value)
  • GF Score™: 31/100 with 7 warning signs

No single metric tells the full story. See the MIL:1UNI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unicaja Banco Business Description

Address Avenida de Andalucia 10 y 12, Malaga, ESP, 29007
Unicaja Banco SA is a credit institution; its main activity is retail banking. The group's object includes the provision of investment services and other auxiliary services, as well as the performance of insurance agent activities, as an exclusive or related operator, without the simultaneous exercise of both. Its segments are Credit institutions and insurance companies; these are the activities of the Bank and other Group companies engaged in financial services, as well as other ancillary activities carried out by the Group and of immaterial amounts, and central or general services that have not been allocated to any segment, and Other entities, which include the activities carried out by the other Group companies not included in the previous section. The Group operates in Spain.
31GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.74
Price
€1.59
GF Value