TBBK (The Bancorp) 1-Year Sharpe Ratio: 0.22 (As of Sep. 01, 2026)

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TBBK The Bancorp Inc TBBK
63 GF Score
Price $64.39
GF Value $62.60
Valuation Fairly Valued
! 2 Warning Signs
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What is The Bancorp 1-Year Sharpe Ratio?

The Bancorp TBBK -1.00% 63 1-Year Sharpe Ratio is 0.22 as of Sep. 01, 2026. GuruFocus rates TBBK with a GF Score™ of 63/100 and a GF Value™ of $62.60 (Fairly Valued). The stock has 2 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-01), The Bancorp's 1-Year Sharpe Ratio is 0.22.

The Bancorp  (NAS:TBBK) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

The Bancorp 1-Year Sharpe Ratio Related Terms

TBBK vs NBTB, TRMK, WAFD: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, The Bancorp's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Bancorp 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Bancorp's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where The Bancorp's 1-Year Sharpe Ratio falls into.


TBBK
63GF Score
The Bancorp Inc TBBK
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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The Bancorp 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.22 mean?
The Bancorp (TBBK) has a 1-Year Sharpe Ratio of 0.22 as of Sep. 01, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for The Bancorp and its competitors.
Is The Bancorp's 1-Year Sharpe Ratio too high?
The Bancorp's current 1-Year Sharpe Ratio is 0.22. Overall, The Bancorp has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Bancorp's 1-Year Sharpe Ratio compare to NBTB and TRMK?
The Bancorp's 1-Year Sharpe Ratio of 0.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for The Bancorp and its competitors. The Bancorp's current 1-Year Sharpe Ratio is 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bancorp stock overvalued right now?
Based on GuruFocus' analysis, The Bancorp (TBBK) is currently considered Fairly Valued. The stock's GF Value™ is $62.60, compared to a current price of $64.39 — trading 2.9% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.22. The Bancorp's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For The Bancorp (TBBK), the current 1-Year Sharpe Ratio is 0.22 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bancorp (TBBK) Overvalued in 2026?

Based on GuruFocus' analysis, The Bancorp stock appears to be overvalued. The current stock price of $64.39 is trading 2.9% above its estimated GF Value™ of $62.60. GuruFocus considers The Bancorp to be Fairly Valued.

Key valuation signals for TBBK:

  • 1-Year Sharpe Ratio: 0.22
  • GF Value™: $62.60 vs. price of $64.39 (2.9% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the TBBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Bancorp Business Description

Other Exchanges BB7:Germany
Address 409 Silverside Road, Wilmington, DE, USA, 19809
The Bancorp Inc is a financial holding company. The Company's operations are classified under three segments: fintech, Credit Solutions (three sub-segments), and corporate. The fintech segment includes the deposit balances and non-interest income generated by prepaid, debit, and other card-accessed accounts, ACH processing, and other payments-related processing. It also includes loan balances and interest and non-interest income from credit products generated through payment relationships; Credit Solutions includes REBL (real estate bridge lending), comprised of apartment building rehabilitation loans, and Others; Corporate includes the Company's investment securities, corporate overhead, and expenses which have not been allocated to segments.
63GF Score

Get the complete analysis for TBBK

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.39
Price
$62.60
GF Value