Hyakujushi Bank (TSE:8386) 1-Year Sharpe Ratio: 2.90 (As of Sep. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8386 Hyakujushi Bank Ltd TSE:8386
44 GF Score
Price 円3,140.00
GF Value 円1,124.08
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Hyakujushi Bank 1-Year Sharpe Ratio?

Hyakujushi Bank TSE:8386 +1.45% 44 1-Year Sharpe Ratio is 2.90 as of Sep. 21, 2026. GuruFocus rates TSE:8386 with a GF Score™ of 44/100 and a GF Value™ of 円1,124.08 (Significantly Overvalued). The stock has 6 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-21), Hyakujushi Bank's 1-Year Sharpe Ratio is 2.90.

Hyakujushi Bank  (TSE:8386) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Hyakujushi Bank 1-Year Sharpe Ratio Related Terms

Hyakujushi Bank 1-Year Sharpe Ratio Competitor Comparison

For the Banks - Regional subindustry, Hyakujushi Bank's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hyakujushi Bank 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hyakujushi Bank's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Hyakujushi Bank's 1-Year Sharpe Ratio falls into.


TSE:8386
44GF Score
Hyakujushi Bank Ltd TSE:8386
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Hyakujushi Bank 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 2.90 mean?
Hyakujushi Bank (TSE:8386) has a 1-Year Sharpe Ratio of 2.90 as of Sep. 21, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Hyakujushi Bank and its competitors.
Is Hyakujushi Bank's 1-Year Sharpe Ratio too high?
Hyakujushi Bank's current 1-Year Sharpe Ratio is 2.90. Overall, Hyakujushi Bank has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hyakujushi Bank's 1-Year Sharpe Ratio compare to competitors?
Hyakujushi Bank's 1-Year Sharpe Ratio of 2.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Hyakujushi Bank and its competitors. Hyakujushi Bank's current 1-Year Sharpe Ratio is 2.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakujushi Bank stock overvalued right now?
Based on GuruFocus' analysis, Hyakujushi Bank (TSE:8386) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,124.08, compared to a current price of 円3,140.00 — trading 179.3% above its estimated fair value. The current 1-Year Sharpe Ratio is 2.90. Hyakujushi Bank's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Hyakujushi Bank (TSE:8386), the current 1-Year Sharpe Ratio is 2.90 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hyakujushi Bank (TSE:8386) Overvalued in 2026?

Based on GuruFocus' analysis, Hyakujushi Bank stock appears to be overvalued. The current stock price of 円3,140.00 is trading 179.3% above its estimated GF Value™ of 円1,124.08. GuruFocus considers Hyakujushi Bank to be Significantly Overvalued.

Key valuation signals for TSE:8386:

  • 1-Year Sharpe Ratio: 2.90
  • GF Value™: 円1,124.08 vs. price of 円3,140.00 (179.3% above fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the TSE:8386 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hyakujushi Bank Business Description

Address 5-1, Kamei-cho, Kagawa, Takamatsu, JPN, 760-8574
Hyakujushi Bank Ltd is a regional banking enterprise operating mainly in Kagawa prefecture, Japan but with a network of branches across the Setouchi region. The organises itself into two segments: banking segment and lease segment. The bank derives the majority of its revenue from banking, with only a small amount coming from lease and other operations. Although the bank is headquartered in Japan, it also operates internationally and earns a portion of revenues from international operations. Services the bank provides include deposits, loans, securities, foreign currency, and leasing operations.
44GF Score

Get the complete analysis for TSE:8386

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,140.00
Price
円1,124.08
GF Value