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Hyakujushi BankTSE:8386 -4.19%49 PS Ratio is 3.43 as of Jul. 20, 2026, which is 201% above its 10-year median of 1.14. GuruFocus rates TSE:8386 with a GF Score™ of 49/100 and a GF Value™ of 円1,111.49 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,514 Banks companies, Hyakujushi Bank ranks worse than 59.05% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Hyakujushi Bank's share price is 円2628.00.
Hyakujushi Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円767.15. Hence, Hyakujushi Bank's PS Ratio for today is 3.43.
Warning Sign:
Hyakujushi Bank Ltd stock PS Ratio (=3.42) is close to 10-year high of 3.48.
The historical rank and industry rank for Hyakujushi Bank's PS Ratio or its related term are showing as below:
TSE:8386'
s PS Ratio Range Over the Past 10 Years
Min: 0.61 Med: 1.14 Max: 3.48
Current: 3.43
During the past 13 years, Hyakujushi Bank's highest PS Ratio was 3.48. The lowest was 0.61. And the median was 1.14.
TSE:8386's PS Ratio is ranked worse than 59.05% of 1514
companies
in the Banks industry
Industry Median: 3.03
vs TSE:8386: 3.43
During the past 12 months, the average Revenue per Share Growth Rate of Hyakujushi Bank was 22.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 6.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 5.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 0.80% per year.
During the past 13 years, Hyakujushi Bank's highest 3-Year average Revenue per Share Growth Rate was 6.70% per year. The lowest was -5.70% per year. And the median was 0.40% per year.
Back to Basics: PS Ratio
Hyakujushi Bank (TSE:8386) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Hyakujushi Bank PS Ratio Related Terms
Hyakujushi Bank PS Ratio Historical Data
* Premium members only.
The historical data trend for Hyakujushi Bank's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hyakujushi Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hyakujushi Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hyakujushi Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Hyakujushi Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Hyakujushi Bank's Share Price of today is 円2628.00. Hyakujushi Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円767.15.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Hyakujushi Bank (TSE:8386) has a PS Ratio of 3.43 as of Jul. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Hyakujushi Bank and its competitors. This is 201% above median its historical median of 1.14. Over the past decade, Hyakujushi Bank's PS Ratio has ranged from 0.61 to 3.48. According to the industry distribution chart, Hyakujushi Bank ranks #894 out of 1514 companies in the Banks industry, placing it in the top 59%.
Is Hyakujushi Bank's PS Ratio too high?
Hyakujushi Bank's current PS Ratio of 3.43 is 201% above median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 3.48. The Banks industry median PS Ratio is 3.03. Hyakujushi Bank's value of 3.43 is 13.2% above this industry median. Based on the distribution chart, Hyakujushi Bank ranks #894 out of 1514 companies in the Banks industry, which is below the industry midpoint. Overall, Hyakujushi Bank has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hyakujushi Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Hyakujushi Bank ranks #894 out of 1514 companies for PS Ratio. This places Hyakujushi Bank in the lower half of its industry. The industry median PS Ratio is 3.03. Hyakujushi Bank's value of 3.43 is 13.2% above this benchmark. Historically, Hyakujushi Bank's own PS Ratio has ranged from 0.61 to 3.48 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 3.03, Hyakujushi Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hyakujushi Bank's current PS Ratio of 3.43 is 13.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Hyakujushi Bank and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hyakujushi Bank's current PS Ratio is 3.43, which is 201% above median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakujushi Bank stock overvalued right now?
Based on GuruFocus' analysis, Hyakujushi Bank (TSE:8386) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,111.49, compared to a current price of 円2,628.00 — trading 136.4% above its estimated fair value. The current PS Ratio is 3.43, which is 201% above median its 10-year median of 1.14 and 13.2% above the Banks industry median of 3.03. Hyakujushi Bank's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Hyakujushi Bank (TSE:8386), the current PS Ratio is 3.43 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hyakujushi Bank (TSE:8386) Overvalued in 2026?
Based on GuruFocus' analysis, Hyakujushi Bank stock appears to be overvalued.
The current stock price of 円2,628.00 is trading 136.4% above its estimated GF Value™ of 円1,111.49.
GuruFocus considers Hyakujushi Bank to be Significantly Overvalued.
Key valuation signals for TSE:8386:
PS Ratio: 3.43 (201% above median its 10-year median of 1.14)
GF Value™: 円1,111.49 vs. price of 円2,628.00 (136.4% above fair value)
Industry Position: 13.2% above the Banks median (#894 of 1514)
No single metric tells the full story. See the TSE:8386 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hyakujushi Bank Ltd is a regional banking enterprise operating mainly in Kagawa prefecture, Japan but with a network of branches across the Setouchi region. The organises itself into two segments: banking segment and lease segment. The bank derives the majority of its revenue from banking, with only a small amount coming from lease and other operations. Although the bank is headquartered in Japan, it also operates internationally and earns a portion of revenues from international operations. Services the bank provides include deposits, loans, securities, foreign currency, and leasing operations.
49GF Score
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