Erste Group Bank AG. (BSE:EBS) Short-Term Debt: lei97,456 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSE:EBS Erste Group Bank AG. BSE:EBS
80 GF Score
Price lei621.00
GF Value lei445.61
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Erste Group Bank AG. Short-Term Debt?

Erste Group Bank AG. BSE:EBS +0.49% 80 Short-Term Debt is lei97,456 Mil as of Jun. 2026. GuruFocus rates BSE:EBS with a GF Score™ of 80/100 and a GF Value™ of lei445.61 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Erste Group Bank AG.'s Short-Term Debt for the quarter that ended in Jun. 2026 was lei97,456 Mil.

Erste Group Bank AG.'s quarterly Short-Term Debt declined from Dec. 2025 (lei93,926 Mil) to Mar. 2026 (lei89,504 Mil) but then increased from Mar. 2026 (lei89,504 Mil) to Jun. 2026 (lei97,456 Mil).

Erste Group Bank AG.'s annual Short-Term Debt increased from Dec. 2023 (lei73,390 Mil) to Dec. 2024 (lei120,063 Mil) but then declined from Dec. 2024 (lei120,063 Mil) to Dec. 2025 (lei93,926 Mil).

Erste Group Bank AG. Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Erste Group Bank AG. Short-Term Debt Related Terms

Erste Group Bank AG. Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Erste Group Bank AG.'s Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erste Group Bank AG. Short-Term Debt Chart

Erste Group Bank AG. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 48,042.50 59,398.63 73,389.75 120,063.16 93,926.43

Erste Group Bank AG. Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 72,181.28 49,958.64 93,926.43 89,503.82 97,455.81
BSE:EBS
80GF Score
Erste Group Bank AG. BSE:EBS
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of lei97,456 Mil mean?
Erste Group Bank AG. (BSE:EBS) has a Short-Term Debt of lei97,456 Mil as of Jun. 2026.
Is Erste Group Bank AG.'s Short-Term Debt too high?
Erste Group Bank AG.'s current Short-Term Debt is lei97,456 Mil. Overall, Erste Group Bank AG. has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Group Bank AG.'s Short-Term Debt compare to USB?
Erste Group Bank AG.'s Short-Term Debt of lei97,456 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Erste Group Bank AG.'s current Short-Term Debt is lei97,456 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Group Bank AG. stock overvalued right now?
Based on GuruFocus' analysis, Erste Group Bank AG. (BSE:EBS) is currently considered Significantly Overvalued. The stock's GF Value™ is lei445.61, compared to a current price of lei621.00 — trading 39.4% above its estimated fair value. The current Short-Term Debt is lei97,456 Mil. Erste Group Bank AG.'s overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Erste Group Bank AG. (BSE:EBS), the current Short-Term Debt is lei97,456 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Group Bank AG. (BSE:EBS) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Group Bank AG. stock appears to be overvalued. The current stock price of lei621.00 is trading 39.4% above its estimated GF Value™ of lei445.61. GuruFocus considers Erste Group Bank AG. to be Significantly Overvalued.

Key valuation signals for BSE:EBS:

  • Short-Term Debt: lei97,456 Mil
  • GF Value™: lei445.61 vs. price of lei621.00 (39.4% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the BSE:EBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Group Bank AG. Business Description

Address Am Belvedere 1, Vienna, AUT, A-1100
Erste Group Bank AG. is an Austria-based financial services provider catering to the needs of individuals, corporates, small businesses, and other enterprises. It offers a complete range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, project finance, foreign exchange trading, leasing, factoring, etc. The Group's operating segments are defined according to the core markets in which it operates and include Austria, Central and Eastern Europe, and Other. Maximum revenue is generated from the Central and Eastern Europe segment, which represents its operations in the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia.
80GF Score

Get the complete analysis for BSE:EBS

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei621.00
Price
lei445.61
GF Value