TIM (BSP:TIMS3) Short-Term Debt: R$1,109 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:TIMS3 TIM SA BSP:TIMS3
88 GF Score
Price R$20.25
GF Value R$20.32
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is TIM Short-Term Debt?

TIM BSP:TIMS3 -5.81% 88 Short-Term Debt is R$1,109 Mil as of Jun. 2026. GuruFocus rates BSP:TIMS3 with a GF Score™ of 88/100 and a GF Value™ of R$20.32 (Fairly Valued). The stock has 2 warning signs investors should review.

TIM's Short-Term Debt for the quarter that ended in Jun. 2026 was R$1,109 Mil.

TIM's quarterly Short-Term Debt increased from Dec. 2025 (R$926 Mil) to Mar. 2026 (R$979 Mil) and increased from Mar. 2026 (R$979 Mil) to Jun. 2026 (R$1,109 Mil).

TIM's annual Short-Term Debt declined from Dec. 2023 (R$1,267 Mil) to Dec. 2024 (R$348 Mil) but then increased from Dec. 2024 (R$348 Mil) to Dec. 2025 (R$926 Mil).

TIM Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

TIM Short-Term Debt Related Terms

TIM Short-Term Debt Historical Data

* Premium members only.

The historical data trend for TIM's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TIM Short-Term Debt Chart

TIM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 538.45 1,264.97 1,267.24 348.35 925.63

TIM Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 950.80 955.23 925.63 978.89 1,108.96
BSP:TIMS3
88GF Score
TIM SA BSP:TIMS3
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of R$1,109 Mil mean?
TIM (BSP:TIMS3) has a Short-Term Debt of R$1,109 Mil as of Jun. 2026.
Is TIM's Short-Term Debt too high?
TIM's current Short-Term Debt is R$1,109 Mil. Overall, TIM has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TIM's Short-Term Debt compare to VZ and TMUS?
TIM's Short-Term Debt of R$1,109 Mil can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Telecommunication Services company?
A good Short-Term Debt depends on the Telecommunication Services industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. TIM's current Short-Term Debt is R$1,109 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIM stock overvalued right now?
Based on GuruFocus' analysis, TIM (BSP:TIMS3) is currently considered Fairly Valued. The stock's GF Value™ is R$20.32, compared to a current price of R$20.25 — trading 0.3% below its estimated fair value. The current Short-Term Debt is R$1,109 Mil. TIM's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For TIM (BSP:TIMS3), the current Short-Term Debt is R$1,109 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TIM (BSP:TIMS3) Overvalued in 2026?

Based on GuruFocus' analysis, TIM stock appears to be undervalued. The current stock price of R$20.25 is trading 0.3% below its estimated GF Value™ of R$20.32. GuruFocus considers TIM to be Fairly Valued.

Key valuation signals for BSP:TIMS3:

  • Short-Term Debt: R$1,109 Mil
  • GF Value™: R$20.32 vs. price of R$20.25 (0.3% below fair value)
  • GF Score™: 88/100 with 2 warning signs

No single metric tells the full story. See the BSP:TIMS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

TIM Business Description

Address Avenida Joao Cabral de Melo Neto, 850, Torre Norte, 12th Floor, Room 1212, Barra da Tijuca, Rio de Janeiro, RJ, BRA, 22775-057
TIM, which is 67%-owned by Telecom Italia, is the third-largest wireless carrier in Brazil, with 62 million subscribers, equal to about 23% of the market. The firm owns 49% of I-Systems, an infrastructure partnership that is expanding its network footprint across Brazil. I-Systems can provide broadband service to about 8 million locations, including 6.5 million with fiber, equal to 10%-15% of the country. TIM leases capacity on the venture's network to serve retail broadband customers under the UltraFibra brand, but it has agreed to buy out its joint venture partner in 2026 and will take full ownership of these assets. TIM also resells fiber network access from other providers.
88GF Score

Get the complete analysis for BSP:TIMS3

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$20.25
Price
R$20.32
GF Value