Ayala (PHS:AC) Short-Term Debt: ₱150,128 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:AC Ayala Corp PHS:AC
86 GF Score
Price ₱512.00
GF Value ₱677.80
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Ayala Short-Term Debt?

Ayala PHS:AC 86 Short-Term Debt is ₱150,128 Mil as of Mar. 2026. GuruFocus rates PHS:AC with a GF Score™ of 86/100 and a GF Value™ of ₱677.80 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Ayala's Short-Term Debt for the quarter that ended in Mar. 2026 was ₱150,128 Mil.

Ayala's quarterly Short-Term Debt declined from Sep. 2025 (₱146,904 Mil) to Dec. 2025 (₱127,862 Mil) but then increased from Dec. 2025 (₱127,862 Mil) to Mar. 2026 (₱150,128 Mil).

Ayala's annual Short-Term Debt increased from Dec. 2023 (₱99,333 Mil) to Dec. 2024 (₱136,431 Mil) but then declined from Dec. 2024 (₱136,431 Mil) to Dec. 2025 (₱127,862 Mil).

Ayala Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Ayala Short-Term Debt Related Terms

Ayala Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Ayala's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ayala Short-Term Debt Chart

Ayala Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66,205.75 68,023.64 99,332.64 136,431.30 127,862.42

Ayala Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 159,385.92 171,650.99 146,904.21 127,862.42 150,128.45
PHS:AC
86GF Score
Ayala Corp PHS:AC
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of ₱150,128 Mil mean?
Ayala (PHS:AC) has a Short-Term Debt of ₱150,128 Mil as of Mar. 2026.
Is Ayala's Short-Term Debt too high?
Ayala's current Short-Term Debt is ₱150,128 Mil. Overall, Ayala has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ayala's Short-Term Debt compare to MMM and HON?
Ayala's Short-Term Debt of ₱150,128 Mil can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Conglomerates company?
A good Short-Term Debt depends on the Conglomerates industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Ayala's current Short-Term Debt is ₱150,128 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayala stock overvalued right now?
Based on GuruFocus' analysis, Ayala (PHS:AC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱677.80, compared to a current price of ₱512.00 — trading 24.5% below its estimated fair value. The current Short-Term Debt is ₱150,128 Mil. Ayala's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Ayala (PHS:AC), the current Short-Term Debt is ₱150,128 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ayala (PHS:AC) Overvalued in 2026?

Based on GuruFocus' analysis, Ayala stock appears to be undervalued. The current stock price of ₱512.00 is trading 24.5% below its estimated GF Value™ of ₱677.80. GuruFocus considers Ayala to be Modestly Undervalued.

Key valuation signals for PHS:AC:

  • Short-Term Debt: ₱150,128 Mil
  • GF Value™: ₱677.80 vs. price of ₱512.00 (24.5% below fair value)
  • GF Score™: 86/100 with 6 warning signs

No single metric tells the full story. See the PHS:AC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ayala Business Description

Other Exchanges AYYLF:USAAYALY:USA
Address Paseo de Roxas corner, Makati Avenue, 37th Floor to 39th Floor, Ayala Triangle Gardens Tower 2, Makati, PHL, 1226
Ayala Corporation is a general real estate company. The group is organized into a variety of business units. Ayala's real estate business is predominantly conducted through its subsidiary, Ayala Land, Inc. Its involvement in financial services is through an affiliate, the Bank of the Philippine Islands. The group's business has the following main segments: Parent Company; Real estate and hotels; Financial services and insurance; Telecommunications; Industrial Technologies; Power Generation; and Automotive and Others. It derives maximum revenue from Real Estate and hotels segment. The group geographically, operates in Philippines, Europe, Asia, and USA, of which it derives maximum revenue from Philippines.
86GF Score

Get the complete analysis for PHS:AC

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱512.00
Price
₱677.80
GF Value