Bancontander (WAR:SAN) Short-Term Debt: zł0 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:SAN Banco Santander SA WAR:SAN
64 GF Score
Price zł53.18
GF Value zł23.89
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Bancontander Short-Term Debt?

Bancontander WAR:SAN -0.02% 64 Short-Term Debt is zł0 Mil as of Jun. 2026. GuruFocus rates WAR:SAN with a GF Score™ of 64/100 and a GF Value™ of zł23.89 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Bancontander's Short-Term Debt for the quarter that ended in Jun. 2026 was zł0 Mil.

Bancontander's quarterly Short-Term Debt declined from Dec. 2025 (zł181,596 Mil) to Mar. 2026 (zł0 Mil) but then stayed the same from Mar. 2026 (zł0 Mil) to Jun. 2026 (zł0 Mil).

Bancontander's annual Short-Term Debt stayed the same from Dec. 2023 (zł0 Mil) to Dec. 2024 (zł0 Mil) but then increased from Dec. 2024 (zł0 Mil) to Dec. 2025 (zł181,596 Mil).

Bancontander Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Bancontander Short-Term Debt Related Terms

Bancontander Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Bancontander's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Short-Term Debt Chart

Bancontander Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 181,595.93

Bancontander Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 181,595.93 0.00 0.00
WAR:SAN
64GF Score
Banco Santander SA WAR:SAN
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of zł0 Mil mean?
Bancontander (WAR:SAN) has a Short-Term Debt of zł0 Mil as of Jun. 2026.
Is Bancontander's Short-Term Debt too high?
Bancontander's current Short-Term Debt is zł0 Mil. Overall, Bancontander has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander's Short-Term Debt compare to JPM and BAC?
Bancontander's Short-Term Debt of zł0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Bancontander's current Short-Term Debt is zł0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander stock overvalued right now?
Based on GuruFocus' analysis, Bancontander (WAR:SAN) is currently considered Significantly Overvalued. The stock's GF Value™ is zł23.89, compared to a current price of zł53.18 — trading 122.6% above its estimated fair value. The current Short-Term Debt is zł0 Mil. Bancontander's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Bancontander (WAR:SAN), the current Short-Term Debt is zł0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander (WAR:SAN) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander stock appears to be overvalued. The current stock price of zł53.18 is trading 122.6% above its estimated GF Value™ of zł23.89. GuruFocus considers Bancontander to be Significantly Overvalued.

Key valuation signals for WAR:SAN:

  • Short-Term Debt: zł0 Mil
  • GF Value™: zł23.89 vs. price of zł53.18 (122.6% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the WAR:SAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancontander Business Description

Address Avenida de Cantabria s/n, Boadilla del Monte, Ciudad Grupo Santander, Madrid, ESP, 28660
Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
64GF Score

Get the complete analysis for WAR:SAN

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł53.18
Price
zł23.89
GF Value